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Bond County, IL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)

Where is distress concentrating in Bond County, Illinois? DLRadar grades every Bond County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 20/100. Here is the 2026 Bond County breakdown.

  • Bond County's most distressed ZIP is 62249 at 20/100.
  • 12 ZIP codes tracked in Bond County, averaging 13/100 distress.
  • Bond County reads peak — home values up 3.9% year over year.
  • Vacancy runs 11.1% across Bond County's tracked ZIPs, with a 14% poverty rate.
  • The typical Bond County home is worth about $144,567 against a ~$76,589 median income.
  • Lending headwind in Bond County sits at 79/100 — a forward read on distressed supply.

Numbers from the DLRadar public-record distress index, refreshed each month. Quote them freely with credit to DLRadar (dlradar.com).

RankZIPComposite distress
16224920/100
26207418/100
36201912/100
46207712/100
56224612/100
66225312/100
76226212/100
86227312/100
96228412/100
106208611/100
116227511/100
126201710/100

Most distressed ZIP codes in Bond County (composite distress 0-100, 2026)

What is driving Bond County distress

Bond County's placement in the national index rests on public filings — a 13/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.

Bond County market phase and pricing

Phase for Bond County: peak (+3.9% YoY). As pricing power fades, listings sit longer and sellers become reachable.

See the distressed properties behind the data in Bond County

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Frequently asked

Which ZIP code leads Bond County on distress?

ZIP 62249 leads Bond County at 20/100, recomputed monthly from public records.

How would you describe the Bond County market phase?

Phase for Bond County: peak, tracking a 3.9% gain year over year, read off the FHFA index.

What is this Bond County analysis built from?

Bond County draws on FHFA (peak trajectory), CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS — every one a public source. The scoring model does not change between counties, so these 12 ZIPs are comparable to anywhere else.

How much do distress scores vary between Bond County ZIP codes?

A single county score papers over real variation. Across the Bond County ZIPs DLRadar ranks, scores run from 20/100 in 62249 down to 10/100 in 62017, against a Bond County average of 13/100. Because the gap runs to 10 points, Bond County rewards ZIP-level precision.

What do Bond County home values and vacancy say about distressed supply?

The typical Bond County home carries about $144,567 of value against a median household income near $76,589. Vacancy across Bond County's tracked ZIPs runs 11.1% and the poverty rate is 14%. When budgets are stretched and homes sit vacant, arrears become listings — the reason these sit alongside Bond County's foreclosure and tax-lien record and its 79/100 lending headwind.

Related

This is a deterministic read of public filings, not advice of any kind — investment, legal or financial. The underlying index updates each month.

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