Boundary County, ID Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Boundary County, Idaho? DLRadar grades every Boundary County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 15/100. Here is the 2026 Boundary County breakdown.
- Boundary County's most distressed ZIP is 83864 at 15/100.
- 5 ZIP codes tracked in Boundary County, averaging 13/100 distress.
- Boundary County reads peak — home values up 1.5% year over year.
- Vacancy runs 24.6% across Boundary County's tracked ZIPs, with a 15.3% poverty rate.
- The typical Boundary County home is worth about $463,525 against a ~$67,304 median income.
- Lending headwind in Boundary County sits at 46/100 — a forward read on distressed supply.
Source data is DLRadar's monthly public-record index. Citation welcome, with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 83864 | 15/100 |
| 2 | 83805 | 12/100 |
| 3 | 83826 | 12/100 |
| 4 | 83845 | 12/100 |
| 5 | 83847 | 12/100 |
Most distressed ZIP codes in Boundary County (composite distress 0-100, 2026)
What is driving Boundary County distress
Boundary County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 13/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
Boundary County market phase and pricing
Boundary County currently sits in peak after a 1.5% gain in the past twelve months. Slower absorption is the mechanism that converts price weakness into motivated supply.
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Frequently asked
Which Boundary County ZIP scores worst for distress?
ZIP 83864 leads Boundary County at 15/100, recomputed monthly from public records.
Which phase does Boundary County sit in right now?
FHFA price-index movement places Boundary County in peak; prices are up 1.5% over twelve months.
Where does the Boundary County data come from?
Every Boundary County figure traces to a public source — FHFA House Price Index for the peak trajectory, CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS. The same deterministic model scores all 5 Boundary County ZIP codes that it runs on every other U.S. county, so Boundary County's numbers are directly comparable to any other market.
How much do distress scores vary between Boundary County ZIP codes?
The county figure is a blend, not a description. Across the Boundary County ZIPs DLRadar ranks, scores run from 15/100 in 83864 down to 12/100 in 83847, against a Boundary County average of 13/100. The 3-point range is the argument for ZIP-level search across Boundary County.
What do Boundary County home values and vacancy say about distressed supply?
The typical Boundary County home carries about $463,525 of value against a median household income near $67,304. Vacancy across Boundary County's tracked ZIPs runs 24.6% and the poverty rate is 15.3%. A tight budget and an empty house together turn a missed payment into a sale, so they are scored beside Boundary County's foreclosure and lien data and its 46/100 lending headwind.
Related
Distress scoring is deterministic and public-record based. It is research material, not investment, legal or financial advice. Updated monthly.