Branch County, MI Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Branch County, Michigan? DLRadar grades every Branch County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 23/100. Here is the 2026 Branch County breakdown.
- Branch County's most distressed ZIP is 49245 at 23/100.
- 13 ZIP codes tracked in Branch County, averaging 15/100 distress.
- Branch County reads peak — home values up 4.2% year over year.
- Vacancy runs 16.6% across Branch County's tracked ZIPs, with a 15.7% poverty rate.
- The typical Branch County home is worth about $154,092 against a ~$61,099 median income.
- Lending headwind in Branch County sits at 48/100 — a forward read on distressed supply.
Based on DLRadar's public-record distress index, updated every month. Free to cite with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 49245 | 23/100 |
| 2 | 49011 | 22/100 |
| 3 | 49092 | 21/100 |
| 4 | 49094 | 16/100 |
| 5 | 49028 | 14/100 |
| 6 | 49036 | 14/100 |
| 7 | 49089 | 14/100 |
| 8 | 49082 | 13/100 |
| 9 | 49030 | 12/100 |
| 10 | 49040 | 12/100 |
| 11 | 49252 | 11/100 |
| 12 | 49255 | 11/100 |
Most distressed ZIP codes in Branch County (composite distress 0-100, 2026)
What is driving Branch County distress
Branch County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 15/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
Branch County market phase and pricing
Branch County reads peak — home prices rose 4.2% over the last year. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
See the distressed properties behind the data in Branch County
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Frequently asked
Where is distress highest inside Branch County, MI?
ZIP 49245 leads Branch County at 23/100, recomputed monthly from public records.
What market phase is Branch County in?
FHFA price-index movement places Branch County in peak; prices are up 4.2% over twelve months.
What are the sources behind these Branch County numbers?
Every Branch County figure traces to a public source — FHFA House Price Index for the peak trajectory, CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS. The same deterministic model scores all 13 Branch County ZIP codes that it runs on every other U.S. county, so Branch County's numbers are directly comparable to any other market.
How much do distress scores vary between Branch County ZIP codes?
The county figure is a blend, not a description. Across the Branch County ZIPs DLRadar ranks, scores run from 23/100 in 49245 down to 11/100 in 49255, against a Branch County average of 15/100. Because the gap runs to 12 points, Branch County rewards ZIP-level precision.
What do Branch County home values and vacancy say about distressed supply?
The typical Branch County home carries about $154,092 of value against a median household income near $61,099. Vacancy across Branch County's tracked ZIPs runs 16.6% and the poverty rate is 15.7%. Affordability pressure plus standing vacancy is what moves an owner from behind to selling, which is why it is paired with Branch County's filings and its 48/100 lending headwind.
Related
Formula-driven readings of public documents. Not investment, legal or financial advice of any kind; figures refresh from the live index each month.