Breathitt County, KY Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Breathitt County, KY distress report, 2026: 12 ZIPs scored in Breathitt, KY, Breathitt, KY average 22/100; the top Breathitt, KY ZIP is 41745 at 25/100; Breathitt, KY market phase expansion, Breathitt, KY prices +5.3% year over year.
- Breathitt, KY ranks #236 nationally (opportunity index); Breathitt, KY #18 in Kentucky; Breathitt, KY index 35.4.
- Breathitt, KY: no CFPB county sample; Breathitt, KY non-metro area reading 1.1%.
- Breathitt, KY ZIP phases: 12 expansion.
- Breathitt, KY residential listings tracked: 3 across 7 ZIPs; Breathitt, KY candidate listings 0.
- Breathitt, KY lenders on watch: 1; largest Breathitt, KY footprint Citizens B&T Co Of Jackson (2 branches).
- Breathitt, KY most distressed ZIP: 41745 at 25/100.
Breathitt, KY figures: DLRadar distress index; Breathitt, KY inputs: CFPB, FHFA, HUD, FDIC; Breathitt, KY rebuilt as sources refresh.
| Rank | Breathitt, KY ZIP | Score |
|---|---|---|
| 1 | 41745 | 25/100 |
| 2 | 41310 | 24/100 |
| 3 | 41317 | 24/100 |
| 4 | 41339 | 24/100 |
| 5 | 41348 | 24/100 |
| 6 | 41366 | 24/100 |
| 7 | 41385 | 24/100 |
| 8 | 41390 | 24/100 |
| 9 | 41721 | 24/100 |
| 10 | 41311 | 17/100 |
| 11 | 41314 | 14/100 |
| 12 | 41301 | 13/100 |
Most distressed Breathitt, KY ZIPs (0-100, 2026)
Mortgage delinquency around Breathitt, KY
No CFPB county sample covers Breathitt, KY; the non-metro area reading for Breathitt, KY: 1.1% ninety-plus; Breathitt, KY area thirty-to-eighty-nine 3.0% (December 2025, Breathitt, KY); Kentucky overall 1.0%.
Opportunity index: Breathitt, KY
Breathitt, KY index 35.4, Breathitt, KY phase peak_opportunity; Breathitt, KY primary driver vacancy, Breathitt, KY second driver bank institutional. Breathitt, KY components: property stress 29.3, foreclosure pressure 30.1, listing discounts 46.4, bank stress 61.2, insurance 0.0; Breathitt, KY pulse 37.5; Breathitt, KY capital opportunity 32.2; Breathitt, KY seven-day change +1.3%.
ZIP market phases inside Breathitt, KY
12 Breathitt, KY ZIPs carry a price-cycle phase; Breathitt, KY ZIPs by phase (Breathitt, KY), deepest drawdown first: expansion, +5.3% YoY (Breathitt, KY): 41301, 41310, 41311, 41314, Breathitt, KY 41317, 41339, 41348, 41366, Breathitt, KY 41385, 41390, 41721, 41745.
Residential listings by Breathitt, KY ZIP
Breathitt, KY ZIPs with the most tracked Breathitt, KY residential listings: 41339 3 listings, 0 candidates, bank pressure 67; 41310 0 listings, 0 candidates, bank pressure 62; 41317 0 listings, 0 candidates, bank pressure 62; 41348 0 listings, 0 candidates, bank pressure 62 (Breathitt, KY); 41366 0 listings, 0 candidates, bank pressure 62; 41385 0 listings, 0 candidates, bank pressure 62; 41390 0 listings, 0 candidates, bank pressure 62. Breathitt, KY totals: 3 listings; Breathitt, KY candidates 0; active ZIPs 1.
Lenders with branches in Breathitt, KY
Breathitt, KY lenders by branch count: Citizens B&T Co Of Jackson (Breathitt, KY): stress 68, 2 branches low in Breathitt, KY.
Vacancy and permits, Breathitt, KY
1,111 of 6,575 Breathitt, KY housing units are vacant; Breathitt, KY permits, twelve months: 0 multifamily units in Breathitt, KY, 2 one-to-four unit units.
Work Breathitt, KY at the parcel level
Every Breathitt, KY parcel carries owner and address; every Breathitt, KY parcel carries APN; Breathitt, KY distress scores sit on the Breathitt, KY live board.
Breathitt, KY figures refresh with each source.
Breathitt, KY questions
Most distressed ZIP code in Breathitt County, KY?
ZIP 41745 leads Breathitt, KY at 25/100; next in Breathitt, KY: 41310 at 24/100; the Breathitt, KY average is 22/100.
Where does Breathitt County, KY rank for investment opportunity?
Breathitt, KY is #236 among all ranked counties, #18 in Kentucky; the Breathitt, KY driver is vacancy; Breathitt, KY moved up 388 places.
How many mortgages are delinquent in Breathitt County, KY?
Breathitt, KY takes the non-metro area reading of 1.1% for December 2025; no CFPB county sample covers Breathitt, KY.
Which banks lend in Breathitt County, KY?
1 watched lenders hold Breathitt, KY branches; the largest Breathitt, KY footprints are Citizens B&T Co Of Jackson (2).
More on Breathitt, KY
Breathitt County, KY distress report: public-record figures for Breathitt, KY; not legal advice for Breathitt, KY; not tax or investment advice; verify every Breathitt, KY record before acting.