Breathitt County, KY Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Breathitt County, Kentucky? DLRadar grades every Breathitt County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 25/100. Here is the 2026 Breathitt County breakdown.
- Breathitt County's most distressed ZIP is 41745 at 25/100.
- 12 ZIP codes tracked in Breathitt County, averaging 22/100 distress.
- Breathitt County reads expansion — home values up 5.3% year over year.
- Vacancy runs 16.5% across Breathitt County's tracked ZIPs, with a 33.4% poverty rate.
- The typical Breathitt County home is worth about $78,875 against a ~$36,517 median income.
- Lending headwind in Breathitt County sits at 20/100 — a forward read on distressed supply.
All figures come from the monthly DLRadar distress index built on public records. Attribution to DLRadar (dlradar.com) appreciated.
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 41745 | 25/100 |
| 2 | 41310 | 24/100 |
| 3 | 41317 | 24/100 |
| 4 | 41339 | 24/100 |
| 5 | 41348 | 24/100 |
| 6 | 41366 | 24/100 |
| 7 | 41385 | 24/100 |
| 8 | 41390 | 24/100 |
| 9 | 41721 | 24/100 |
| 10 | 41311 | 17/100 |
| 11 | 41314 | 14/100 |
| 12 | 41301 | 13/100 |
Most distressed ZIP codes in Breathitt County (composite distress 0-100, 2026)
What is driving Breathitt County distress
The Breathitt County read is assembled from six public feeds — FHFA, CFPB, the county recorder, FEMA, NFIP and Census ACS, producing a 22/100 ZIP average. No proprietary or modelled inputs enter the score.
Breathitt County market phase and pricing
DLRadar places Breathitt County in expansion; prices moved up 5.3% over the year. Longer marketing times follow, and with them the sellers worth calling.
See the distressed properties behind the data in Breathitt County
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Questions about this county
Where is distress highest inside Breathitt County, KY?
ZIP 41745 leads Breathitt County at 25/100, recomputed monthly from public records.
Is Breathitt County expanding or contracting?
Phase for Breathitt County: expansion, tracking a 5.3% gain year over year, read off the FHFA index.
What is this Breathitt County analysis built from?
Each Breathitt County number can be traced back to a federal or county source — FHFA, CFPB, the recorder, FEMA/NFIP and Census ACS. One deterministic model covers all 12 local ZIPs and every other county in the country.
How much do distress scores vary between Breathitt County ZIP codes?
A single county score papers over real variation. Across the Breathitt County ZIPs DLRadar ranks, scores run from 25/100 in 41745 down to 13/100 in 41301, against a Breathitt County average of 22/100. The 12-point range is the argument for ZIP-level search across Breathitt County.
What do Breathitt County home values and vacancy say about distressed supply?
The typical Breathitt County home carries about $78,875 of value against a median household income near $36,517. Vacancy across Breathitt County's tracked ZIPs runs 16.5% and the poverty rate is 33.4%. Thin affordability and empty housing are what convert a late payment into a sale, so they are read next to Breathitt County's foreclosure and lien filings and its 20/100 lending headwind.
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Produced by fixed formulas over public records — research, not investment, legal or financial advice. The underlying index updates monthly.