Buffalo County, WI Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Buffalo County, WI distress report, 2026: 9 ZIPs scored in Buffalo, WI, Buffalo, WI average 14/100; the top Buffalo, WI ZIP is 54738 at 20/100; Buffalo, WI market phase peak, Buffalo, WI prices +4.6% year over year.
- Buffalo, WI ranks #2,855 nationally (opportunity index); Buffalo, WI #48 in Wisconsin; Buffalo, WI index 24.1.
- Buffalo, WI: no CFPB county sample; Buffalo, WI non-metro area reading 0.5%.
- Buffalo, WI ZIP phases: 9 peak.
- Buffalo, WI residential listings tracked: 2 across 5 ZIPs; Buffalo, WI candidate listings 1.
- Buffalo, WI lenders on watch: 4; largest Buffalo, WI footprint Waumandee State Bank (3 branches).
- Buffalo, WI most distressed ZIP: 54738 at 20/100.
Buffalo, WI figures: DLRadar distress index; Buffalo, WI inputs: CFPB, FHFA, HUD, FDIC; Buffalo, WI rebuilt as sources refresh.
| Rank | Buffalo, WI ZIP | Score |
|---|---|---|
| 1 | 54738 | 20/100 |
| 2 | 54612 | 19/100 |
| 3 | 54747 | 19/100 |
| 4 | 54755 | 14/100 |
| 5 | 54610 | 12/100 |
| 6 | 54622 | 12/100 |
| 7 | 54629 | 12/100 |
| 8 | 54756 | 12/100 |
| 9 | 54736 | 9/100 |
Most distressed Buffalo, WI ZIPs (0-100, 2026)
Mortgage delinquency around Buffalo, WI
No CFPB county sample covers Buffalo, WI; the non-metro area reading for Buffalo, WI: 0.5% ninety-plus; Buffalo, WI area thirty-to-eighty-nine 1.3% (December 2025, Buffalo, WI); Wisconsin overall 0.5%.
Opportunity index: Buffalo, WI
Buffalo, WI index 24.1, Buffalo, WI phase weak; Buffalo, WI primary driver bank institutional, Buffalo, WI second driver vacancy. Buffalo, WI components: property stress 16.1, foreclosure pressure 14.4, listing discounts 3.9, bank stress 55.8, insurance 0.0; Buffalo, WI pulse 30.6; Buffalo, WI capital opportunity 13.6; Buffalo, WI seven-day change -0.2%.
ZIP market phases inside Buffalo, WI
9 Buffalo, WI ZIPs carry a price-cycle phase; Buffalo, WI ZIPs by phase (Buffalo, WI), deepest drawdown first: peak, +4.6% YoY (Buffalo, WI): 54610, 54612, 54622, 54629, Buffalo, WI 54736, 54747, 54756; peak, +2.9% YoY (Buffalo, WI): 54738; peak, +4.3% YoY (Buffalo, WI): 54755.
Residential listings by Buffalo, WI ZIP
Buffalo, WI ZIPs with the most tracked Buffalo, WI residential listings: 54610 1 listings, 1 candidates, bank pressure 46; 54622 1 listings, 0 candidates, bank pressure 46; 54629 0 listings, 0 candidates, bank pressure 46; 54755 0 listings, 0 candidates, bank pressure 58 (Buffalo, WI); 54756 0 listings, 0 candidates, bank pressure 46. Buffalo, WI totals: 2 listings; Buffalo, WI candidates 1; active ZIPs 1.
Lenders with branches in Buffalo, WI
Buffalo, WI lenders by branch count: Waumandee State Bank (Buffalo, WI): stress 64, 3 branches low in Buffalo, WI; Alliance Bank (Buffalo, WI): stress 51, 3 branches low in Buffalo, WI; Bank Of Alma (Buffalo, WI): stress 0, 2 branches low in Buffalo, WI; Ccfbank National Assn (Buffalo, WI): stress 69, 1 branch low in Buffalo, WI.
Vacancy and permits, Buffalo, WI
802 of 6,522 Buffalo, WI housing units are vacant; Buffalo, WI permits, twelve months: 0 multifamily units in Buffalo, WI, 43 one-to-four unit units.
Work Buffalo, WI at the parcel level
Every Buffalo, WI parcel carries owner and address; every Buffalo, WI parcel carries APN; Buffalo, WI distress scores sit on the Buffalo, WI live board.
Buffalo, WI figures refresh with each source.
Buffalo, WI questions
Most distressed ZIP code in Buffalo County, WI?
ZIP 54738 leads Buffalo, WI at 20/100; next in Buffalo, WI: 54612 at 19/100; the Buffalo, WI average is 14/100.
Where does Buffalo County, WI rank for investment opportunity?
Buffalo, WI is #2,855 among all ranked counties, #48 in Wisconsin; the Buffalo, WI driver is bank institutional; Buffalo, WI moved down 734 places.
How many mortgages are delinquent in Buffalo County, WI?
Buffalo, WI takes the non-metro area reading of 0.5% for December 2025; no CFPB county sample covers Buffalo, WI.
Which banks lend in Buffalo County, WI?
4 watched lenders hold Buffalo, WI branches; the largest Buffalo, WI footprints are Waumandee State Bank (3), Alliance Bank (3), Bank Of Alma (2).
More on Buffalo, WI
Buffalo County, WI distress report: public-record figures for Buffalo, WI; not legal advice for Buffalo, WI; not tax or investment advice; verify every Buffalo, WI record before acting.