Buffalo County, WI Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Buffalo County, Wisconsin? DLRadar grades every Buffalo County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 20/100. Here is the 2026 Buffalo County breakdown.
- Buffalo County's most distressed ZIP is 54612 at 20/100.
- 9 ZIP codes tracked in Buffalo County, averaging 15/100 distress.
- Buffalo County reads peak — home values up 4.6% year over year.
- Vacancy runs 10.7% across Buffalo County's tracked ZIPs, with a 7.9% poverty rate.
- The typical Buffalo County home is worth about $215,867 against a ~$72,247 median income.
- Lending headwind in Buffalo County sits at 0/100 — a forward read on distressed supply.
Source data is DLRadar's monthly public-record index. Citation welcome, with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 54612 | 20/100 |
| 2 | 54738 | 20/100 |
| 3 | 54747 | 19/100 |
| 4 | 54755 | 15/100 |
| 5 | 54610 | 12/100 |
| 6 | 54622 | 12/100 |
| 7 | 54629 | 12/100 |
| 8 | 54756 | 12/100 |
| 9 | 54736 | 9/100 |
Most distressed ZIP codes in Buffalo County (composite distress 0-100, 2026)
What is driving Buffalo County distress
DLRadar builds Buffalo County's distress picture only from records anyone can pull; its ZIPs average 15/100: FHFA price data, CFPB delinquency, county foreclosure and tax-lien filings, FEMA/NFIP claims and Census ACS.
Buffalo County market phase and pricing
The cycle in Buffalo County is peak, with values up 4.6% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
See the distressed properties behind the data in Buffalo County
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Frequently asked
What is the most distressed ZIP code in Buffalo County, WI?
ZIP 54612 leads Buffalo County at 20/100, recomputed monthly from public records.
What market phase is Buffalo County in?
Phase for Buffalo County: peak, tracking a 4.6% gain year over year, read off the FHFA index.
How is the Buffalo County data sourced?
Every Buffalo County figure traces to a public source — FHFA House Price Index for the peak trajectory, CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS. The same deterministic model scores all 9 Buffalo County ZIP codes that it runs on every other U.S. county, so Buffalo County's numbers are directly comparable to any other market.
How much do distress scores vary between Buffalo County ZIP codes?
County-level numbers smooth away the detail that matters. Across the Buffalo County ZIPs DLRadar ranks, scores run from 20/100 in 54612 down to 9/100 in 54736, against a Buffalo County average of 15/100. With 11 points between best and worst, county-level targeting in Buffalo County wastes effort.
What do Buffalo County home values and vacancy say about distressed supply?
The typical Buffalo County home carries about $215,867 of value against a median household income near $72,247. Vacancy across Buffalo County's tracked ZIPs runs 10.7% and the poverty rate is 7.9%. Affordability pressure plus standing vacancy is what moves an owner from behind to selling, which is why it is paired with Buffalo County's filings and its 0/100 lending headwind.
Related
Every score is formula-driven and sourced from public records. Treat it as research, not investment, legal or financial advice. Monthly refresh.