Caldwell County, LA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Caldwell County, Louisiana? DLRadar grades every Caldwell County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 19/100. Here is the 2026 Caldwell County breakdown.
- Caldwell County's most distressed ZIP is 71435 at 19/100.
- 5 ZIP codes tracked in Caldwell County, averaging 14/100 distress.
- Caldwell County reads contraction — home values down 0.1% year over year, 2.3% off peak.
- Vacancy runs 13.8% across Caldwell County's tracked ZIPs, with a 18.4% poverty rate.
- The typical Caldwell County home is worth about $77,300 against a ~$47,463 median income.
- Lending headwind in Caldwell County sits at 66/100 — a forward read on distressed supply.
Compiled from the DLRadar property-distress index and refreshed monthly. Cite with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 71435 | 19/100 |
| 2 | 71418 | 16/100 |
| 3 | 71465 | 16/100 |
| 4 | 71441 | 11/100 |
| 5 | 71415 | 10/100 |
Most distressed ZIP codes in Caldwell County (composite distress 0-100, 2026)
What is driving Caldwell County distress
Caldwell County's placement in the national index rests on public filings — a 14/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.
Caldwell County market phase and pricing
The cycle in Caldwell County is contraction, with values down 0.1% year over year and 2.3% below peak. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
See the distressed properties behind the data in Caldwell County
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Common questions
What is the hardest-hit ZIP in Caldwell County?
ZIP 71435 leads Caldwell County at 19/100, recomputed monthly from public records.
Where is Caldwell County in the housing cycle?
FHFA price-index movement places Caldwell County in contraction; prices are down 0.1% over twelve months.
Where does the Caldwell County data come from?
Public records only: FHFA for prices, CFPB for mortgage performance, the county recorder for filings, FEMA/NFIP for flood, Census ACS for demographics. The 5 Caldwell County ZIP codes are scored exactly as every other county is, which is what makes cross-market comparison valid.
How much do distress scores vary between Caldwell County ZIP codes?
County-level numbers smooth away the detail that matters. Across the Caldwell County ZIPs DLRadar ranks, scores run from 19/100 in 71435 down to 10/100 in 71415, against a Caldwell County average of 14/100. With 9 points between best and worst, county-level targeting in Caldwell County wastes effort.
What do Caldwell County home values and vacancy say about distressed supply?
The typical Caldwell County home carries about $77,300 of value against a median household income near $47,463. Vacancy across Caldwell County's tracked ZIPs runs 13.8% and the poverty rate is 18.4%. Thin affordability and empty housing are what convert a late payment into a sale, so they are read next to Caldwell County's foreclosure and lien filings and its 66/100 lending headwind.
Related
Formula-driven readings of public documents. Not investment, legal or financial advice of any kind; figures refresh from the live index each month.