Caldwell County, MO Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Caldwell County, Missouri? DLRadar grades every Caldwell County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 15/100. Here is the 2026 Caldwell County breakdown.
- Caldwell County's most distressed ZIP is 64062 at 15/100.
- 10 ZIP codes tracked in Caldwell County, averaging 14/100 distress.
- Caldwell County reads peak — home values up 2.8% year over year.
- Vacancy runs 14.4% across Caldwell County's tracked ZIPs, with a 14% poverty rate.
- The typical Caldwell County home is worth about $175,600 against a ~$71,985 median income.
- Lending headwind in Caldwell County sits at 17/100 — a forward read on distressed supply.
Numbers from the DLRadar public-record distress index, refreshed each month. Quote them freely with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 64062 | 15/100 |
| 2 | 64649 | 15/100 |
| 3 | 64624 | 14/100 |
| 4 | 64625 | 14/100 |
| 5 | 64644 | 14/100 |
| 6 | 64429 | 13/100 |
| 7 | 64465 | 13/100 |
| 8 | 64637 | 13/100 |
| 9 | 64671 | 13/100 |
| 10 | 64650 | 12/100 |
Most distressed ZIP codes in Caldwell County (composite distress 0-100, 2026)
What is driving Caldwell County distress
Nothing here is estimated: Caldwell County is scored from filings alone, and its ZIPs average 14/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Caldwell County market phase and pricing
The cycle in Caldwell County is peak, with values up 2.8% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
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Questions and answers
What is the hardest-hit ZIP in Caldwell County?
ZIP 64062 leads Caldwell County at 15/100, recomputed monthly from public records.
Where is Caldwell County in the housing cycle?
Phase for Caldwell County: peak, tracking a 2.8% gain year over year, read off the FHFA index.
Which datasets feed the Caldwell County scores?
Every Caldwell County figure traces to a public source — FHFA House Price Index for the peak trajectory, CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS. The same deterministic model scores all 10 Caldwell County ZIP codes that it runs on every other U.S. county, so Caldwell County's numbers are directly comparable to any other market.
How much do distress scores vary between Caldwell County ZIP codes?
Averaging the county conceals how uneven it is. Across the Caldwell County ZIPs DLRadar ranks, scores run from 15/100 in 64062 down to 12/100 in 64650, against a Caldwell County average of 14/100. A spread of 3 points means Caldwell County has to be worked ZIP by ZIP.
What do Caldwell County home values and vacancy say about distressed supply?
The typical Caldwell County home carries about $175,600 of value against a median household income near $71,985. Vacancy across Caldwell County's tracked ZIPs runs 14.4% and the poverty rate is 14%. When budgets are stretched and homes sit vacant, arrears become listings — the reason these sit alongside Caldwell County's foreclosure and tax-lien record and its 17/100 lending headwind.
Related
Formula-driven readings of public documents. Not investment, legal or financial advice of any kind; figures refresh from the live index each month.