Calhoun County, MS Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Calhoun County, Mississippi? DLRadar grades every Calhoun County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 17/100. Here is the 2026 Calhoun County breakdown.
- Calhoun County's most distressed ZIP is 38839 at 17/100.
- 12 ZIP codes tracked in Calhoun County, averaging 13/100 distress.
- Calhoun County reads peak — home values up 3.8% year over year.
- Vacancy runs 16% across Calhoun County's tracked ZIPs, with a 21.3% poverty rate.
- The typical Calhoun County home is worth about $106,682 against a ~$50,495 median income.
- Lending headwind in Calhoun County sits at 42/100 — a forward read on distressed supply.
Source data is DLRadar's monthly public-record index. Citation welcome, with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 38839 | 17/100 |
| 2 | 38878 | 17/100 |
| 3 | 38915 | 17/100 |
| 4 | 38951 | 17/100 |
| 5 | 38916 | 16/100 |
| 6 | 38914 | 15/100 |
| 7 | 38913 | 14/100 |
| 8 | 38965 | 13/100 |
| 9 | 38850 | 12/100 |
| 10 | 38864 | 12/100 |
| 11 | 38929 | 8/100 |
| 12 | 39744 | 2/100 |
Most distressed ZIP codes in Calhoun County (composite distress 0-100, 2026)
What is driving Calhoun County distress
Nothing here is estimated: Calhoun County is scored from filings alone, and its ZIPs average 13/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Calhoun County market phase and pricing
Calhoun County reads peak — home prices rose 3.8% over the last year. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
See the distressed properties behind the data in Calhoun County
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What people ask
Which ZIP code leads Calhoun County on distress?
ZIP 38839 leads Calhoun County at 17/100, recomputed monthly from public records.
Where is Calhoun County in the housing cycle?
FHFA price-index movement places Calhoun County in peak; prices are up 3.8% over twelve months.
What are the sources behind these Calhoun County numbers?
Each Calhoun County number can be traced back to a federal or county source — FHFA, CFPB, the recorder, FEMA/NFIP and Census ACS. One deterministic model covers all 12 local ZIPs and every other county in the country.
How much do distress scores vary between Calhoun County ZIP codes?
The county figure is a blend, not a description. Across the Calhoun County ZIPs DLRadar ranks, scores run from 17/100 in 38839 down to 2/100 in 39744, against a Calhoun County average of 13/100. That 15-point gap is why acquisition targeting in Calhoun County works at ZIP level rather than county level.
What do Calhoun County home values and vacancy say about distressed supply?
The typical Calhoun County home carries about $106,682 of value against a median household income near $50,495. Vacancy across Calhoun County's tracked ZIPs runs 16% and the poverty rate is 21.3%. Vacancy and strained affordability are the conditions that make arrears become supply, read here against Calhoun County's foreclosure and tax-lien filings and its 42/100 lending headwind.
Related
DLRadar scores property distress from public records by deterministic formulas — not investment, legal, or financial advice. Figures refresh monthly from the live index.