Callaway County, MO Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Callaway County, MO distress report, 2026: 19 ZIPs scored in Callaway, MO, Callaway, MO average 20/100; the top Callaway, MO ZIP is 65039 at 24/100; Callaway, MO market phase peak, Callaway, MO prices +2.3% year over year.
- Callaway, MO ranks #1,624 nationally (opportunity index); Callaway, MO #54 in Missouri; Callaway, MO index 29.0.
- Callaway, MO: no CFPB county sample; Callaway, MO metro area reading 0.2%.
- Callaway, MO ZIP phases: 16 peak, 3 neutral.
- Callaway, MO residential listings tracked: 7 across 10 ZIPs; Callaway, MO candidate listings 4.
- Callaway, MO HUD assisted properties: 4 with 98 units.
- Callaway, MO lenders on watch: 5; largest Callaway, MO footprint Central Trust Bank (4 branches).
- Callaway, MO most distressed ZIP: 65039 at 24/100.
Callaway, MO figures: DLRadar distress index; Callaway, MO inputs: CFPB, FHFA, HUD, FDIC; Callaway, MO rebuilt as sources refresh.
| Rank | Callaway, MO ZIP | Score |
|---|---|---|
| 1 | 65039 | 24/100 |
| 2 | 65201 | 24/100 |
| 3 | 65202 | 24/100 |
| 4 | 63388 | 21/100 |
| 5 | 65043 | 21/100 |
| 6 | 65059 | 21/100 |
| 7 | 65063 | 21/100 |
| 8 | 65067 | 21/100 |
| 9 | 65077 | 21/100 |
| 10 | 65080 | 21/100 |
| 11 | 65101 | 21/100 |
| 12 | 65231 | 21/100 |
Most distressed Callaway, MO ZIPs (0-100, 2026)
Mortgage delinquency around Callaway, MO
No CFPB county sample covers Callaway, MO; the metro area reading for Callaway, MO (Jefferson City, MO): 0.2% ninety-plus; Callaway, MO area thirty-to-eighty-nine 1.9% (December 2025, Callaway, MO); Missouri overall 0.9%.
Opportunity index: Callaway, MO
Callaway, MO index 29.0, Callaway, MO phase early_signal; Callaway, MO primary driver construction, Callaway, MO second driver vacancy. Callaway, MO components: property stress 17.5, foreclosure pressure 16.6, listing discounts 30.1, bank stress 52.9, insurance 0.0; Callaway, MO pulse 31.6; Callaway, MO capital opportunity 25.0; Callaway, MO seven-day change +0.6%.
ZIP market phases inside Callaway, MO
19 Callaway, MO ZIPs carry a price-cycle phase; Callaway, MO ZIPs by phase (Callaway, MO), deepest drawdown first: peak, +2.3% YoY, 0.3% off peak (Callaway, MO): 63388, 65043, 65059, 65067, Callaway, MO 65077, 65080, 65101, 65251, Callaway, MO 65262, 65063, 65231; peak, +3.1% YoY, 0.1% off peak (Callaway, MO): 65264; peak, +3.9% YoY, 0.1% off peak (Callaway, MO): 63361; peak, +4.1% YoY, 0.0% off peak (Callaway, MO): 65069; neutral, +3.4% YoY, 0.0% off peak (Callaway, MO): 65202, 65039.
Residential listings by Callaway, MO ZIP
Callaway, MO ZIPs with the most tracked Callaway, MO residential listings: 65251 3 listings, 1 candidates, bank pressure 52; 65043 1 listings, 1 candidates, bank pressure 52; 65059 1 listings, 1 candidates, bank pressure 52; 65063 1 listings, 1 candidates, bank pressure 52 (Callaway, MO); 65067 1 listings, 0 candidates, bank pressure 52; 63388 0 listings, 0 candidates, bank pressure 52; 65077 0 listings, 0 candidates, bank pressure 52; 65080 0 listings, 0 candidates, bank pressure 52. Callaway, MO totals: 7 listings; Callaway, MO candidates 4; active ZIPs 1.
HUD assisted housing in Callaway, MO
4 assisted properties with 98 units sit in Callaway, MO; largest Callaway, MO properties: Missouri Assn. Of The Deaf Apts. (Fulton) 40 units, 40 assisted; Fulton Apartments (Fulton) 26 units, 26 assisted; Brady Independent Living Center (Fulton) 16 units, 15 assisted in Callaway, MO; Liberty Apartments (Fulton) 16 units, 15 assisted.
Lenders with branches in Callaway, MO
Callaway, MO lenders by branch count: Central Trust Bank (Callaway, MO): stress 54, 4 branches low in Callaway, MO; Callaway Bank (Callaway, MO): stress 64, 3 branches low in Callaway, MO; United Security Bank (Callaway, MO): stress 46, 3 branches low in Callaway, MO; Exchange Bank Of Missouri (Callaway, MO): stress 53, 1 branch low in Callaway, MO; Mid America Bank (Callaway, MO): stress 44, 1 branch low in Callaway, MO.
Vacancy and permits, Callaway, MO
2,160 of 18,645 Callaway, MO housing units are vacant; Callaway, MO permits, twelve months: 0 multifamily units in Callaway, MO, 38 one-to-four unit units.
Work Callaway, MO at the parcel level
Every Callaway, MO parcel carries owner and address; every Callaway, MO parcel carries APN; Callaway, MO distress scores sit on the Callaway, MO live board.
Callaway, MO figures refresh with each source.
Callaway, MO questions
Most distressed ZIP code in Callaway County, MO?
ZIP 65039 leads Callaway, MO at 24/100; next in Callaway, MO: 65201 at 24/100; the Callaway, MO average is 20/100.
Where does Callaway County, MO rank for investment opportunity?
Callaway, MO is #1,624 among all ranked counties, #54 in Missouri; the Callaway, MO driver is construction; Callaway, MO moved up 337 places.
How many mortgages are delinquent in Callaway County, MO?
Callaway, MO takes the metro area reading of 0.2% for December 2025; no CFPB county sample covers Callaway, MO.
Which banks lend in Callaway County, MO?
5 watched lenders hold Callaway, MO branches; the largest Callaway, MO footprints are Central Trust Bank (4), Callaway Bank (3), United Security Bank (3).
More on Callaway, MO
Callaway County, MO distress report: public-record figures for Callaway, MO; not legal advice for Callaway, MO; not tax or investment advice; verify every Callaway, MO record before acting.