Carbon County, MT Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Carbon County, Montana? DLRadar grades every Carbon County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 19/100. Here is the 2026 Carbon County breakdown.
- Carbon County's most distressed ZIP is 59044 at 19/100.
- 13 ZIP codes tracked in Carbon County, averaging 15/100 distress.
- Carbon County reads expansion — home values up 5.0% year over year, 1.4% off peak.
- Vacancy runs 20.1% across Carbon County's tracked ZIPs, with a 9.2% poverty rate.
- The typical Carbon County home is worth about $390,792 against a ~$80,109 median income.
- Lending headwind in Carbon County sits at 83/100 — a forward read on distressed supply.
Source: the DLRadar property-distress index, rebuilt monthly from public records. Cite it freely with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 59044 | 19/100 |
| 2 | 59007 | 15/100 |
| 3 | 59008 | 15/100 |
| 4 | 59013 | 15/100 |
| 5 | 59014 | 15/100 |
| 6 | 59026 | 15/100 |
| 7 | 59029 | 15/100 |
| 8 | 59041 | 15/100 |
| 9 | 59068 | 15/100 |
| 10 | 59070 | 15/100 |
| 11 | 59071 | 15/100 |
| 12 | 59001 | 14/100 |
Most distressed ZIP codes in Carbon County (composite distress 0-100, 2026)
What is driving Carbon County distress
DLRadar builds Carbon County's distress picture only from records anyone can pull; its ZIPs average 15/100: FHFA price data, CFPB delinquency, county foreclosure and tax-lien filings, FEMA/NFIP claims and Census ACS.
Carbon County market phase and pricing
Carbon County reads expansion — home prices rose 5.0% over the last year and are 1.4% off their peak. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
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Frequently asked
What is the most distressed ZIP code in Carbon County, MT?
ZIP 59044 leads Carbon County at 19/100, recomputed monthly from public records.
How would you describe the Carbon County market phase?
Carbon County reads expansion, with home prices up 5.0% year over year. Phase comes from FHFA House Price Index trajectory.
What is this Carbon County analysis built from?
Each Carbon County number can be traced back to a federal or county source — FHFA, CFPB, the recorder, FEMA/NFIP and Census ACS. One deterministic model covers all 13 local ZIPs and every other county in the country.
How much do distress scores vary between Carbon County ZIP codes?
A county average hides the spread. Across the Carbon County ZIPs DLRadar ranks, scores run from 19/100 in 59044 down to 14/100 in 59001, against a Carbon County average of 15/100. A spread of 5 points means Carbon County has to be worked ZIP by ZIP.
What do Carbon County home values and vacancy say about distressed supply?
The typical Carbon County home carries about $390,792 of value against a median household income near $80,109. Vacancy across Carbon County's tracked ZIPs runs 20.1% and the poverty rate is 9.2%. When budgets are stretched and homes sit vacant, arrears become listings — the reason these sit alongside Carbon County's foreclosure and tax-lien record and its 83/100 lending headwind.
Related
DLRadar scores property distress from public records by deterministic formulas — not investment, legal, or financial advice. Figures refresh monthly from the live index.