Cass County, MI Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Cass County, Michigan? DLRadar grades every Cass County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 21/100. Here is the 2026 Cass County breakdown.
- Cass County's most distressed ZIP is 49102 at 21/100.
- 14 ZIP codes tracked in Cass County, averaging 18/100 distress.
- Cass County reads expansion — home values up 6.1% year over year.
- Vacancy runs 16.5% across Cass County's tracked ZIPs, with a 11.9% poverty rate.
- The typical Cass County home is worth about $215,621 against a ~$63,757 median income.
- Lending headwind in Cass County sits at 60/100 — a forward read on distressed supply.
Source: the DLRadar property-distress index, rebuilt monthly from public records. Cite it freely with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 49102 | 21/100 |
| 2 | 49111 | 21/100 |
| 3 | 49120 | 21/100 |
| 4 | 49031 | 20/100 |
| 5 | 49047 | 20/100 |
| 6 | 49061 | 20/100 |
| 7 | 49095 | 20/100 |
| 8 | 49112 | 20/100 |
| 9 | 49130 | 20/100 |
| 10 | 49045 | 19/100 |
| 11 | 49067 | 17/100 |
| 12 | 49099 | 13/100 |
Most distressed ZIP codes in Cass County (composite distress 0-100, 2026)
What is driving Cass County distress
The Cass County read is assembled from six public feeds — FHFA, CFPB, the county recorder, FEMA, NFIP and Census ACS, producing a 18/100 ZIP average. No proprietary or modelled inputs enter the score.
Cass County market phase and pricing
Cass County reads expansion — home prices rose 6.1% over the last year. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
See the distressed properties behind the data in Cass County
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Questions and answers
Which part of Cass County, MI scores highest for distress?
ZIP 49102 leads Cass County at 21/100, recomputed monthly from public records.
How would you describe the Cass County market phase?
Cass County currently sits in expansion, with values up 6.1% year on year, based on FHFA price-index trajectory.
How is the Cass County data sourced?
The inputs are all public: FHFA for the expansion path, CFPB mortgage performance, recorder filings from the county, FEMA and NFIP, and Census ACS. Because all 14 ZIP codes in Cass County run through the identical model used nationwide, the figures compare directly against any other market.
How much do distress scores vary between Cass County ZIP codes?
County-level numbers smooth away the detail that matters. Across the Cass County ZIPs DLRadar ranks, scores run from 21/100 in 49102 down to 13/100 in 49099, against a Cass County average of 18/100. Because the gap runs to 8 points, Cass County rewards ZIP-level precision.
What do Cass County home values and vacancy say about distressed supply?
The typical Cass County home carries about $215,621 of value against a median household income near $63,757. Vacancy across Cass County's tracked ZIPs runs 16.5% and the poverty rate is 11.9%. Stretched affordability and standing vacancy are what turn a missed payment into a listing, which is why DLRadar reads them alongside Cass County's foreclosure and tax-lien filings and its 60/100 lending headwind.
Related
Scores are computed, not advised: public records, fixed formulas, monthly refresh. Not investment, legal or financial advice.