Cedar County, MO Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Cedar County, Missouri? DLRadar grades every Cedar County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 25/100. Here is the 2026 Cedar County breakdown.
- Cedar County's most distressed ZIP is 65601 at 25/100.
- 9 ZIP codes tracked in Cedar County, averaging 15/100 distress.
- Cedar County reads peak — home values up 4.4% year over year.
- Vacancy runs 16.4% across Cedar County's tracked ZIPs, with a 15.2% poverty rate.
- The typical Cedar County home is worth about $179,722 against a ~$46,933 median income.
- Lending headwind in Cedar County sits at 47/100 — a forward read on distressed supply.
Numbers from the DLRadar public-record distress index, refreshed each month. Quote them freely with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 65601 | 25/100 |
| 2 | 65640 | 25/100 |
| 3 | 65649 | 22/100 |
| 4 | 65674 | 21/100 |
| 5 | 64784 | 17/100 |
| 6 | 65635 | 7/100 |
| 7 | 64744 | 6/100 |
| 8 | 64756 | 5/100 |
| 9 | 65785 | 5/100 |
Most distressed ZIP codes in Cedar County (composite distress 0-100, 2026)
What is driving Cedar County distress
DLRadar builds Cedar County's distress picture only from records anyone can pull; its ZIPs average 15/100: FHFA price data, CFPB delinquency, county foreclosure and tax-lien filings, FEMA/NFIP claims and Census ACS.
Cedar County market phase and pricing
Phase for Cedar County: peak (+4.4% YoY). As pricing power fades, listings sit longer and sellers become reachable.
See the distressed properties behind the data in Cedar County
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Questions about this county
Which ZIP code leads Cedar County on distress?
ZIP 65601 leads Cedar County at 25/100, recomputed monthly from public records.
Which phase does Cedar County sit in right now?
FHFA price-index movement places Cedar County in peak; prices are up 4.4% over twelve months.
What are the sources behind these Cedar County numbers?
Cedar County draws on FHFA (peak trajectory), CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS — every one a public source. The scoring model does not change between counties, so these 9 ZIPs are comparable to anywhere else.
How much do distress scores vary between Cedar County ZIP codes?
The county figure is a blend, not a description. Across the Cedar County ZIPs DLRadar ranks, scores run from 25/100 in 65601 down to 5/100 in 65785, against a Cedar County average of 15/100. Because the gap runs to 20 points, Cedar County rewards ZIP-level precision.
What do Cedar County home values and vacancy say about distressed supply?
The typical Cedar County home carries about $179,722 of value against a median household income near $46,933. Vacancy across Cedar County's tracked ZIPs runs 16.4% and the poverty rate is 15.2%. Vacancy and strained affordability are the conditions that make arrears become supply, read here against Cedar County's foreclosure and tax-lien filings and its 47/100 lending headwind.
Related
A deterministic scoring of public filings. Nothing on this page constitutes investment, legal or financial advice. Monthly refresh from the live index.