Choctaw County, MS Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Choctaw County, MS distress report, 2026: 9 ZIPs scored in Choctaw, MS, Choctaw, MS average 6/100; the top Choctaw, MS ZIP is 39769 at 15/100; Choctaw, MS market phase peak, Choctaw, MS prices +3.8% year over year.
- Choctaw, MS ranks #1,492 nationally (opportunity index); Choctaw, MS #47 in Mississippi; Choctaw, MS index 29.5.
- Choctaw, MS: no CFPB county sample; Choctaw, MS non-metro area reading 1.8%.
- Choctaw, MS ZIP phases: 9 peak.
- Choctaw, MS residential listings tracked: 3 across 3 ZIPs; Choctaw, MS candidate listings 2.
- Choctaw, MS lenders on watch: 2; largest Choctaw, MS footprint Bank Of Kilmichael (1 branch).
- Choctaw, MS most distressed ZIP: 39769 at 15/100.
Choctaw, MS figures: DLRadar distress index; Choctaw, MS inputs: CFPB, FHFA, HUD, FDIC; Choctaw, MS rebuilt as sources refresh.
| Rank | Choctaw, MS ZIP | Score |
|---|---|---|
| 1 | 39769 | 15/100 |
| 2 | 39750 | 11/100 |
| 3 | 39745 | 8/100 |
| 4 | 39767 | 6/100 |
| 5 | 39108 | 4/100 |
| 6 | 39735 | 2/100 |
| 7 | 39744 | 2/100 |
| 8 | 39752 | 2/100 |
| 9 | 39772 | 2/100 |
Most distressed Choctaw, MS ZIPs (0-100, 2026)
Mortgage delinquency around Choctaw, MS
No CFPB county sample covers Choctaw, MS; the non-metro area reading for Choctaw, MS: 1.8% ninety-plus; Choctaw, MS area thirty-to-eighty-nine 5.9% (December 2025, Choctaw, MS); Mississippi overall 1.8%.
Opportunity index: Choctaw, MS
Choctaw, MS index 29.5, Choctaw, MS phase early_signal; Choctaw, MS primary driver vacancy, Choctaw, MS second driver bank institutional. Choctaw, MS components: property stress 17.6, foreclosure pressure 18.7, listing discounts 36.0, bank stress 53.8, insurance 0.0; Choctaw, MS pulse 31.0; Choctaw, MS capital opportunity 27.2.
ZIP market phases inside Choctaw, MS
9 Choctaw, MS ZIPs carry a price-cycle phase; Choctaw, MS ZIPs by phase (Choctaw, MS), deepest drawdown first: peak, +3.8% YoY (Choctaw, MS): 39108, 39735, 39745, 39752, Choctaw, MS 39772; peak, +3.6% YoY (Choctaw, MS): 39744, 39750; peak, +3.7% YoY (Choctaw, MS): 39767, 39769.
Residential listings by Choctaw, MS ZIP
Choctaw, MS ZIPs with the most tracked Choctaw, MS residential listings: 39735 2 listings, 2 candidates, bank pressure 61; 39772 1 listings, 0 candidates, bank pressure 61; 39752 0 listings, 0 candidates, bank pressure 67. Choctaw, MS totals: 3 listings; Choctaw, MS candidates 2; active ZIPs 1.
Lenders with branches in Choctaw, MS
Choctaw, MS lenders by branch count: Bank Of Kilmichael (Choctaw, MS): stress 79, 1 branch low in Choctaw, MS; Renasant Bank (Choctaw, MS): stress 43, 1 branch low in Choctaw, MS.
Vacancy and permits, Choctaw, MS
911 of 4,375 Choctaw, MS housing units are vacant; Choctaw, MS permits, twelve months: 0 multifamily units in Choctaw, MS, 4 one-to-four unit units.
Work Choctaw, MS at the parcel level
Every Choctaw, MS parcel carries owner and address; every Choctaw, MS parcel carries APN; Choctaw, MS distress scores sit on the Choctaw, MS live board.
Choctaw, MS figures refresh with each source.
Choctaw, MS questions
Most distressed ZIP code in Choctaw County, MS?
ZIP 39769 leads Choctaw, MS at 15/100; next in Choctaw, MS: 39750 at 11/100; the Choctaw, MS average is 6/100.
Where does Choctaw County, MS rank for investment opportunity?
Choctaw, MS is #1,492 among all ranked counties, #47 in Mississippi; the Choctaw, MS driver is vacancy; Choctaw, MS moved up 583 places.
How many mortgages are delinquent in Choctaw County, MS?
Choctaw, MS takes the non-metro area reading of 1.8% for December 2025; no CFPB county sample covers Choctaw, MS.
Which banks lend in Choctaw County, MS?
2 watched lenders hold Choctaw, MS branches; the largest Choctaw, MS footprints are Bank Of Kilmichael (1), Renasant Bank (1).
More on Choctaw, MS
Choctaw County, MS distress report: public-record figures for Choctaw, MS; not legal advice for Choctaw, MS; not tax or investment advice; verify every Choctaw, MS record before acting.