Choctaw County, MS Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Choctaw County, Mississippi? DLRadar grades every Choctaw County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 15/100. Here is the 2026 Choctaw County breakdown.
- Choctaw County's most distressed ZIP is 39769 at 15/100.
- 9 ZIP codes tracked in Choctaw County, averaging 6/100 distress.
- Choctaw County reads peak — home values up 3.8% year over year.
- Vacancy runs 22.7% across Choctaw County's tracked ZIPs, with a 17.8% poverty rate.
- The typical Choctaw County home is worth about $115,713 against a ~$50,514 median income.
- Lending headwind in Choctaw County sits at 50/100 — a forward read on distressed supply.
All figures come from the monthly DLRadar distress index built on public records. Attribution to DLRadar (dlradar.com) appreciated.
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 39769 | 15/100 |
| 2 | 39750 | 11/100 |
| 3 | 39745 | 8/100 |
| 4 | 39767 | 7/100 |
| 5 | 39108 | 4/100 |
| 6 | 39735 | 2/100 |
| 7 | 39744 | 2/100 |
| 8 | 39752 | 2/100 |
| 9 | 39772 | 2/100 |
Most distressed ZIP codes in Choctaw County (composite distress 0-100, 2026)
What is driving Choctaw County distress
The Choctaw County read is assembled from six public feeds — FHFA, CFPB, the county recorder, FEMA, NFIP and Census ACS, producing a 6/100 ZIP average. No proprietary or modelled inputs enter the score.
Choctaw County market phase and pricing
The cycle in Choctaw County is peak, with values up 3.8% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
See the distressed properties behind the data in Choctaw County
Browse the full Choctaw County distress data free, or start a 60-minute exploration to unlock the scored distressed properties inside each ZIP — no card charged today.
Card-free · live data across the whole platform for a week.
Questions about this county
Where is distress highest inside Choctaw County, MS?
ZIP 39769 leads Choctaw County at 15/100, recomputed monthly from public records.
Where is Choctaw County in the housing cycle?
Choctaw County currently sits in peak, with values up 3.8% year on year, based on FHFA price-index trajectory.
How is the Choctaw County data sourced?
Every Choctaw County figure traces to a public source — FHFA House Price Index for the peak trajectory, CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS. The same deterministic model scores all 9 Choctaw County ZIP codes that it runs on every other U.S. county, so Choctaw County's numbers are directly comparable to any other market.
How much do distress scores vary between Choctaw County ZIP codes?
Averaging the county conceals how uneven it is. Across the Choctaw County ZIPs DLRadar ranks, scores run from 15/100 in 39769 down to 2/100 in 39772, against a Choctaw County average of 6/100. With 13 points between best and worst, county-level targeting in Choctaw County wastes effort.
What do Choctaw County home values and vacancy say about distressed supply?
The typical Choctaw County home carries about $115,713 of value against a median household income near $50,514. Vacancy across Choctaw County's tracked ZIPs runs 22.7% and the poverty rate is 17.8%. Affordability pressure plus standing vacancy is what moves an owner from behind to selling, which is why it is paired with Choctaw County's filings and its 50/100 lending headwind.
Related
Scores are computed, not advised: public records, fixed formulas, monthly refresh. Not investment, legal or financial advice.