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Cimarron County, OK Distress Report: Foreclosure, Tax Liens & ZIPs (2026)

Where is distress concentrating in Cimarron County, Oklahoma? DLRadar grades every Cimarron County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 14/100. Here is the 2026 Cimarron County breakdown.

  • Cimarron County's most distressed ZIP is 73949 at 14/100.
  • 5 ZIP codes tracked in Cimarron County, averaging 8/100 distress.
  • Cimarron County reads peak — home values up 1.1% year over year.
  • Vacancy runs 49% across Cimarron County's tracked ZIPs, with a 25.9% poverty rate.
  • The typical Cimarron County home is worth about $112,275 against a ~$74,791 median income.
  • Lending headwind in Cimarron County sits at 0/100 — a forward read on distressed supply.

Data: DLRadar public-record property-distress index, refreshed monthly. Free to cite with attribution to DLRadar (dlradar.com) — a link back is appreciated.

RankZIPComposite distress
17394914/100
2739477/100
3739336/100
4739376/100
5739466/100

Most distressed ZIP codes in Cimarron County (composite distress 0-100, 2026)

What is driving Cimarron County distress

Nothing here is estimated: Cimarron County is scored from filings alone, and its ZIPs average 8/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.

Cimarron County market phase and pricing

The cycle in Cimarron County is peak, with values up 1.1% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.

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Questions and answers

Which ZIP code leads Cimarron County on distress?

ZIP 73949 leads Cimarron County at 14/100, recomputed monthly from public records.

Is Cimarron County expanding or contracting?

Cimarron County reads peak, with home prices up 1.1% year over year. Phase comes from FHFA House Price Index trajectory.

What is this Cimarron County analysis built from?

The inputs are all public: FHFA for the peak path, CFPB mortgage performance, recorder filings from the county, FEMA and NFIP, and Census ACS. Because all 5 ZIP codes in Cimarron County run through the identical model used nationwide, the figures compare directly against any other market.

How much do distress scores vary between Cimarron County ZIP codes?

The county figure is a blend, not a description. Across the Cimarron County ZIPs DLRadar ranks, scores run from 14/100 in 73949 down to 6/100 in 73946, against a Cimarron County average of 8/100. Because the gap runs to 8 points, Cimarron County rewards ZIP-level precision.

What do Cimarron County home values and vacancy say about distressed supply?

The typical Cimarron County home carries about $112,275 of value against a median household income near $74,791. Vacancy across Cimarron County's tracked ZIPs runs 49% and the poverty rate is 25.9%. A tight budget and an empty house together turn a missed payment into a sale, so they are scored beside Cimarron County's foreclosure and lien data and its 0/100 lending headwind.

Related

Produced by fixed formulas over public records — research, not investment, legal or financial advice. The underlying index updates monthly.

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