Cleburne County, AR Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Cleburne County, AR distress report, 2026: 17 ZIPs scored in Cleburne, AR, Cleburne, AR average 27/100; the top Cleburne, AR ZIP is 72131 at 30/100; Cleburne, AR market phase peak, Cleburne, AR prices +3.3% year over year.
- Cleburne, AR ranks #344 nationally (opportunity index); Cleburne, AR #22 in Arkansas; Cleburne, AR index 34.4.
- Cleburne, AR: no CFPB county sample; Cleburne, AR non-metro area reading 1.5%.
- Cleburne, AR ZIP phases: 17 peak.
- Cleburne, AR residential listings tracked: 17 across 10 ZIPs; Cleburne, AR candidate listings 14.
- Cleburne, AR HUD assisted properties: 2 with 26 units.
- Cleburne, AR lenders on watch: 6; largest Cleburne, AR footprint Eagle Bank&Trust Co (5 branches).
- Cleburne, AR most distressed ZIP: 72131 at 30/100.
Cleburne, AR figures: DLRadar distress index; Cleburne, AR inputs: CFPB, FHFA, HUD, FDIC; Cleburne, AR rebuilt as sources refresh.
| Rank | Cleburne, AR ZIP | Score |
|---|---|---|
| 1 | 72131 | 30/100 |
| 2 | 72143 | 29/100 |
| 3 | 72067 | 28/100 |
| 4 | 72121 | 28/100 |
| 5 | 72130 | 28/100 |
| 6 | 72137 | 28/100 |
| 7 | 72179 | 28/100 |
| 8 | 72530 | 28/100 |
| 9 | 72543 | 28/100 |
| 10 | 72546 | 28/100 |
| 11 | 72581 | 28/100 |
| 12 | 72044 | 27/100 |
Most distressed Cleburne, AR ZIPs (0-100, 2026)
Mortgage delinquency around Cleburne, AR
No CFPB county sample covers Cleburne, AR; the non-metro area reading for Cleburne, AR: 1.5% ninety-plus; Cleburne, AR area thirty-to-eighty-nine 3.0% (December 2025, Cleburne, AR); Arkansas overall 1.3%.
Opportunity index: Cleburne, AR
Cleburne, AR index 34.4, Cleburne, AR phase peak_opportunity; Cleburne, AR primary driver vacancy, Cleburne, AR second driver construction. Cleburne, AR components: property stress 22.8, foreclosure pressure 23.6, listing discounts 34.2, bank stress 48.6, insurance 0.0; Cleburne, AR pulse 38.4; Cleburne, AR capital opportunity 28.5.
ZIP market phases inside Cleburne, AR
17 Cleburne, AR ZIPs carry a price-cycle phase; Cleburne, AR ZIPs by phase (Cleburne, AR), deepest drawdown first: peak, +3.3% YoY, 0.1% off peak (Cleburne, AR): 72044, 72067, 72088, 72130, Cleburne, AR 72153, 72179, 72530, 72543, Cleburne, AR 72546, 72581; peak, +3.2% YoY, 0.1% off peak (Cleburne, AR): 72523; peak, +3.0% YoY, 0.0% off peak (Cleburne, AR): 72131; peak, +2.9% YoY, 0.0% off peak (Cleburne, AR): 72550; peak, +2.8% YoY, 0.0% off peak (Cleburne, AR): 72137, 72121, 72534.
Residential listings by Cleburne, AR ZIP
Cleburne, AR ZIPs with the most tracked Cleburne, AR residential listings: 72543 5 listings, 5 candidates, bank pressure 51; 72131 4 listings, 2 candidates, bank pressure 55; 72530 3 listings, 3 candidates, bank pressure 48; 72067 2 listings, 1 candidates, bank pressure 53 (Cleburne, AR); 72523 2 listings, 2 candidates, bank pressure 59; 72044 1 listings, 1 candidates, bank pressure 48; 72130 0 listings, 0 candidates, bank pressure 51; 72179 0 listings, 0 candidates, bank pressure 51. Cleburne, AR totals: 17 listings; Cleburne, AR candidates 14; active ZIPs 0.
HUD assisted housing in Cleburne, AR
2 assisted properties with 26 units sit in Cleburne, AR; largest Cleburne, AR properties: Renegar Apartments (Quitman) 16 units, 16 assisted; Peaceful Shores (Heber Springs) 10 units.
Lenders with branches in Cleburne, AR
Cleburne, AR lenders by branch count: Eagle Bank&Trust Co (Cleburne, AR): stress 58, 5 branches low in Cleburne, AR; First Arkansas Bank&Trust (Cleburne, AR): stress 60, 4 branches low in Cleburne, AR; First Security Bank (Cleburne, AR): stress 39, 2 branches low in Cleburne, AR; Centennial Bank (Cleburne, AR): stress 23, 2 branches low in Cleburne, AR; First State Bank (Cleburne, AR): stress 66, 1 branch low in Cleburne, AR; First National Bank (Cleburne, AR): stress 61, 1 branch low in Cleburne, AR.
Vacancy and permits, Cleburne, AR
5,145 of 15,667 Cleburne, AR housing units are vacant; Cleburne, AR permits, twelve months: 0 multifamily units in Cleburne, AR, 6 one-to-four unit units.
Work Cleburne, AR at the parcel level
Every Cleburne, AR parcel carries owner and address; every Cleburne, AR parcel carries APN; Cleburne, AR distress scores sit on the Cleburne, AR live board.
Cleburne, AR figures refresh with each source.
Cleburne, AR questions
Most distressed ZIP code in Cleburne County, AR?
ZIP 72131 leads Cleburne, AR at 30/100; next in Cleburne, AR: 72143 at 29/100; the Cleburne, AR average is 27/100.
Where does Cleburne County, AR rank for investment opportunity?
Cleburne, AR is #344 among all ranked counties, #22 in Arkansas; the Cleburne, AR driver is vacancy; Cleburne, AR moved up 89 places.
How many mortgages are delinquent in Cleburne County, AR?
Cleburne, AR takes the non-metro area reading of 1.5% for December 2025; no CFPB county sample covers Cleburne, AR.
Which banks lend in Cleburne County, AR?
6 watched lenders hold Cleburne, AR branches; the largest Cleburne, AR footprints are Eagle Bank&Trust Co (5), First Arkansas Bank&Trust (4), First Security Bank (2).
More on Cleburne, AR
Cleburne County, AR distress report: public-record figures for Cleburne, AR; not legal advice for Cleburne, AR; not tax or investment advice; verify every Cleburne, AR record before acting.