Clinton County, MI Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Clinton County, Michigan? DLRadar grades every Clinton County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 26/100. Here is the 2026 Clinton County breakdown.
- Clinton County's most distressed ZIP is 48875 at 26/100.
- 17 ZIP codes tracked in Clinton County, averaging 18/100 distress.
- Clinton County reads neutral — home values up 4.7% year over year.
- Vacancy runs 5.4% across Clinton County's tracked ZIPs, with a 11% poverty rate.
- The typical Clinton County home is worth about $228,700 against a ~$74,282 median income.
- Lending headwind in Clinton County sits at 48/100 — a forward read on distressed supply.
Compiled from the DLRadar property-distress index and refreshed monthly. Cite with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 48875 | 26/100 |
| 2 | 48837 | 22/100 |
| 3 | 48840 | 22/100 |
| 4 | 48845 | 22/100 |
| 5 | 48823 | 21/100 |
| 6 | 48873 | 20/100 |
| 7 | 48831 | 19/100 |
| 8 | 48848 | 17/100 |
| 9 | 48866 | 17/100 |
| 10 | 48894 | 16/100 |
| 11 | 48906 | 16/100 |
| 12 | 48808 | 14/100 |
Most distressed ZIP codes in Clinton County (composite distress 0-100, 2026)
What is driving Clinton County distress
DLRadar builds Clinton County's distress picture only from records anyone can pull; its ZIPs average 18/100: FHFA price data, CFPB delinquency, county foreclosure and tax-lien filings, FEMA/NFIP claims and Census ACS.
Clinton County market phase and pricing
Clinton County reads neutral — home prices rose 4.7% over the last year. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
See the distressed properties behind the data in Clinton County
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Questions about this county
What is the most distressed ZIP code in Clinton County, MI?
ZIP 48875 leads Clinton County at 26/100, recomputed monthly from public records.
What stage of the price cycle is Clinton County at?
Clinton County currently sits in neutral, with values up 4.7% year on year, based on FHFA price-index trajectory.
What is this Clinton County analysis built from?
Public records only: FHFA for prices, CFPB for mortgage performance, the county recorder for filings, FEMA/NFIP for flood, Census ACS for demographics. The 17 Clinton County ZIP codes are scored exactly as every other county is, which is what makes cross-market comparison valid.
How much do distress scores vary between Clinton County ZIP codes?
One county number flattens a wide range. Across the Clinton County ZIPs DLRadar ranks, scores run from 26/100 in 48875 down to 14/100 in 48808, against a Clinton County average of 18/100. The 12-point range is the argument for ZIP-level search across Clinton County.
What do Clinton County home values and vacancy say about distressed supply?
The typical Clinton County home carries about $228,700 of value against a median household income near $74,282. Vacancy across Clinton County's tracked ZIPs runs 5.4% and the poverty rate is 11%. When budgets are stretched and homes sit vacant, arrears become listings — the reason these sit alongside Clinton County's foreclosure and tax-lien record and its 48/100 lending headwind.
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Distress scoring is deterministic and public-record based. It is research material, not investment, legal or financial advice. Updated monthly.