Colfax County, NM Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Colfax County, New Mexico? DLRadar grades every Colfax County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 8/100. Here is the 2026 Colfax County breakdown.
- Colfax County's most distressed ZIP is 87710 at 8/100.
- 10 ZIP codes tracked in Colfax County, averaging 7/100 distress.
- Colfax County reads peak — home values up 1.1% year over year.
- Vacancy runs 33% across Colfax County's tracked ZIPs, with a 17.2% poverty rate.
- The typical Colfax County home is worth about $211,729 against a ~$54,271 median income.
- Lending headwind in Colfax County sits at 72/100 — a forward read on distressed supply.
All figures come from the monthly DLRadar distress index built on public records. Attribution to DLRadar (dlradar.com) appreciated.
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 87710 | 8/100 |
| 2 | 87714 | 8/100 |
| 3 | 87718 | 8/100 |
| 4 | 87728 | 8/100 |
| 5 | 87729 | 8/100 |
| 6 | 87740 | 8/100 |
| 7 | 87747 | 8/100 |
| 8 | 87749 | 8/100 |
| 9 | 88414 | 6/100 |
| 10 | 88422 | 4/100 |
Most distressed ZIP codes in Colfax County (composite distress 0-100, 2026)
What is driving Colfax County distress
The Colfax County read is assembled from six public feeds — FHFA, CFPB, the county recorder, FEMA, NFIP and Census ACS, producing a 7/100 ZIP average. No proprietary or modelled inputs enter the score.
Colfax County market phase and pricing
Colfax County reads peak — home prices rose 1.1% over the last year. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
See the distressed properties behind the data in Colfax County
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Questions and answers
Which Colfax County ZIP scores worst for distress?
ZIP 87710 leads Colfax County at 8/100, recomputed monthly from public records.
What stage of the price cycle is Colfax County at?
The market phase for Colfax County is peak, prices rising 1.1% on the year — derived from the FHFA House Price Index path.
What are the sources behind these Colfax County numbers?
Every Colfax County figure traces to a public source — FHFA House Price Index for the peak trajectory, CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS. The same deterministic model scores all 10 Colfax County ZIP codes that it runs on every other U.S. county, so Colfax County's numbers are directly comparable to any other market.
How much do distress scores vary between Colfax County ZIP codes?
County-level numbers smooth away the detail that matters. Across the Colfax County ZIPs DLRadar ranks, scores run from 8/100 in 87710 down to 4/100 in 88422, against a Colfax County average of 7/100. A spread of 4 points means Colfax County has to be worked ZIP by ZIP.
What do Colfax County home values and vacancy say about distressed supply?
The typical Colfax County home carries about $211,729 of value against a median household income near $54,271. Vacancy across Colfax County's tracked ZIPs runs 33% and the poverty rate is 17.2%. Affordability pressure plus standing vacancy is what moves an owner from behind to selling, which is why it is paired with Colfax County's filings and its 72/100 lending headwind.
Related
Produced by fixed formulas over public records — research, not investment, legal or financial advice. The underlying index updates monthly.