Columbia County, FL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Columbia County, Florida? DLRadar grades every Columbia County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 32/100. Here is the 2026 Columbia County breakdown.
- Columbia County's most distressed ZIP is 32025 at 32/100.
- 8 ZIP codes tracked in Columbia County, averaging 30/100 distress.
- Columbia County reads peak — home values up 0.6% year over year.
- Vacancy runs 11.4% across Columbia County's tracked ZIPs, with a 21.3% poverty rate.
- The typical Columbia County home is worth about $194,829 against a ~$57,959 median income.
- Lending headwind in Columbia County sits at 58/100 — a forward read on distressed supply.
Source: the DLRadar property-distress index, rebuilt monthly from public records. Cite it freely with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 32025 | 32/100 |
| 2 | 32038 | 32/100 |
| 3 | 32055 | 32/100 |
| 4 | 32061 | 32/100 |
| 5 | 32024 | 31/100 |
| 6 | 32094 | 29/100 |
| 7 | 32096 | 29/100 |
| 8 | 32643 | 26/100 |
Most distressed ZIP codes in Columbia County (composite distress 0-100, 2026)
What is driving Columbia County distress
Columbia County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 30/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
Columbia County market phase and pricing
Columbia County reads peak — home prices rose 0.6% over the last year. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
See the distressed properties behind the data in Columbia County
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Questions about this county
Which ZIP code leads Columbia County on distress?
ZIP 32025 leads Columbia County at 32/100, recomputed monthly from public records.
What market phase is Columbia County in?
FHFA price-index movement places Columbia County in peak; prices are up 0.6% over twelve months.
Which datasets feed the Columbia County scores?
Each Columbia County number can be traced back to a federal or county source — FHFA, CFPB, the recorder, FEMA/NFIP and Census ACS. One deterministic model covers all 8 local ZIPs and every other county in the country.
How much do distress scores vary between Columbia County ZIP codes?
Averaging the county conceals how uneven it is. Across the Columbia County ZIPs DLRadar ranks, scores run from 32/100 in 32025 down to 26/100 in 32643, against a Columbia County average of 30/100. Those 6 points separate the ZIPs worth working in Columbia County from the rest.
What do Columbia County home values and vacancy say about distressed supply?
The typical Columbia County home carries about $194,829 of value against a median household income near $57,959. Vacancy across Columbia County's tracked ZIPs runs 11.4% and the poverty rate is 21.3%. Affordability pressure plus standing vacancy is what moves an owner from behind to selling, which is why it is paired with Columbia County's filings and its 58/100 lending headwind.
Related
This is a deterministic read of public filings, not advice of any kind — investment, legal or financial. The underlying index updates each month.