Columbia County, FL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Columbia County, Florida? DLRadar grades every Columbia County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 33/100. Here is the 2026 Columbia County breakdown.
- Columbia County's most distressed ZIP is 32024 at 33/100.
- 8 ZIP codes tracked in Columbia County, averaging 32/100 distress.
- Columbia County reads peak — home values up 0.0% year over year.
- Vacancy runs 11.4% across Columbia County's tracked ZIPs, with a 21.3% poverty rate.
- The typical Columbia County home is worth about $194,829 against a ~$57,959 median income.
- Lending headwind in Columbia County sits at 0/100 — a forward read on distressed supply.
Data: DLRadar public-record property-distress index, refreshed monthly. Free to cite with attribution to DLRadar (dlradar.com) — a link back is appreciated.
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 32024 | 33/100 |
| 2 | 32025 | 33/100 |
| 3 | 32038 | 33/100 |
| 4 | 32055 | 33/100 |
| 5 | 32061 | 33/100 |
| 6 | 32094 | 32/100 |
| 7 | 32096 | 30/100 |
| 8 | 32643 | 25/100 |
Most distressed ZIP codes in Columbia County (composite distress 0-100, 2026)
What is driving Columbia County distress
Columbia County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 32/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
Columbia County market phase and pricing
Columbia County reads peak — home prices rose 0.0% over the last year. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
See the distressed properties behind the data in Columbia County
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Frequently asked questions
What is the most distressed ZIP code in Columbia County, FL?
ZIP 32024 leads Columbia County at 33/100, recomputed monthly from public records.
What market phase is Columbia County in?
Columbia County reads peak, with home prices up 0.0% year over year. Phase comes from FHFA House Price Index trajectory.
Where does the Columbia County data come from?
Every figure traces to a public source — FHFA HPI, CFPB, county recorder filings, FEMA/NFIP and Census ACS — scored deterministically, the same way in every county.
Related
DLRadar scores property distress from public records by deterministic formulas — not investment, legal, or financial advice. Figures refresh monthly from the live index.