Columbia County, OR Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Columbia County, OR distress report, 2026: 9 ZIPs scored in Columbia, OR, Columbia, OR average 18/100; the top Columbia, OR ZIP is 97231 at 25/100; Columbia, OR market phase peak, Columbia, OR prices +1.0% year over year.
- Columbia, OR ranks #3,096 nationally (opportunity index); Columbia, OR #35 in Oregon; Columbia, OR index 22.1.
- Columbia, OR: no CFPB county sample; Columbia, OR metro area reading 0.6%.
- Columbia, OR ZIP phases: 9 peak.
- Columbia, OR residential listings tracked: 23 across 8 ZIPs; Columbia, OR candidate listings 14.
- Columbia, OR HUD assisted properties: 2 with 113 units.
- Columbia, OR lenders on watch: 1; largest Columbia, OR footprint Columbia Bank (1 branch).
- Columbia, OR most distressed ZIP: 97231 at 25/100.
Columbia, OR figures: DLRadar distress index; Columbia, OR inputs: CFPB, FHFA, HUD, FDIC; Columbia, OR rebuilt as sources refresh.
| Rank | Columbia, OR ZIP | Score |
|---|---|---|
| 1 | 97231 | 25/100 |
| 2 | 97016 | 21/100 |
| 3 | 97056 | 18/100 |
| 4 | 97018 | 17/100 |
| 5 | 97048 | 17/100 |
| 6 | 97051 | 17/100 |
| 7 | 97053 | 17/100 |
| 8 | 97054 | 17/100 |
| 9 | 97064 | 17/100 |
Most distressed Columbia, OR ZIPs (0-100, 2026)
Mortgage delinquency around Columbia, OR
No CFPB county sample covers Columbia, OR; the metro area reading for Columbia, OR (Portland-Vancouver-Hillsboro, OR-WA): 0.6% ninety-plus; Columbia, OR area thirty-to-eighty-nine 1.0% (December 2025, Columbia, OR); Oregon overall 0.6%.
Opportunity index: Columbia, OR
Columbia, OR index 22.1, Columbia, OR phase weak; Columbia, OR primary driver bank institutional, Columbia, OR second driver construction. Columbia, OR components: property stress 7.7, foreclosure pressure 8.1, listing discounts 18.3, bank stress 55.5, insurance 0.0; Columbia, OR pulse 24.9; Columbia, OR capital opportunity 17.8; Columbia, OR seven-day change -0.1%.
ZIP market phases inside Columbia, OR
9 Columbia, OR ZIPs carry a price-cycle phase; Columbia, OR ZIPs by phase (Columbia, OR), deepest drawdown first: peak, +1.1% YoY (Columbia, OR): 97016; peak, +1.0% YoY (Columbia, OR): 97018, 97048, 97051, 97053, Columbia, OR 97054, 97056, 97064, 97231.
Residential listings by Columbia, OR ZIP
Columbia, OR ZIPs with the most tracked Columbia, OR residential listings: 97016 8 listings, 7 candidates, bank pressure 64; 97064 4 listings, 2 candidates, bank pressure 67; 97051 3 listings, 1 candidates, bank pressure 66; 97056 3 listings, 3 candidates, bank pressure 65 (Columbia, OR); 97048 2 listings, 1 candidates, bank pressure 66; 97054 2 listings, 0 candidates, bank pressure 66; 97018 1 listings, 0 candidates, bank pressure 66; 97053 0 listings, 0 candidates, bank pressure 66. Columbia, OR totals: 23 listings; Columbia, OR candidates 14; active ZIPs 7.
HUD assisted housing in Columbia, OR
2 assisted properties with 113 units sit in Columbia, OR; largest Columbia, OR properties: Forest Park (Saint Helens) 80 units; Columbia Hills Retirement Center (Saint Helens) 33 units, 32 assisted.
Lenders with branches in Columbia, OR
Columbia, OR lenders by branch count: Columbia Bank (Columbia, OR): stress 58, 1 branch low in Columbia, OR.
Vacancy and permits, Columbia, OR
1,239 of 22,167 Columbia, OR housing units are vacant; Columbia, OR permits, twelve months: 0 multifamily units in Columbia, OR, 63 one-to-four unit units.
Work Columbia, OR at the parcel level
Every Columbia, OR parcel carries owner and address; every Columbia, OR parcel carries APN; Columbia, OR distress scores sit on the Columbia, OR live board.
Columbia, OR figures refresh with each source.
Columbia, OR questions
Most distressed ZIP code in Columbia County, OR?
ZIP 97231 leads Columbia, OR at 25/100; next in Columbia, OR: 97016 at 21/100; the Columbia, OR average is 18/100.
Where does Columbia County, OR rank for investment opportunity?
Columbia, OR is #3,096 among all ranked counties, #35 in Oregon; the Columbia, OR driver is bank institutional; Columbia, OR moved down 53 places.
How many mortgages are delinquent in Columbia County, OR?
Columbia, OR takes the metro area reading of 0.6% for December 2025; no CFPB county sample covers Columbia, OR.
Which banks lend in Columbia County, OR?
1 watched lenders hold Columbia, OR branches; the largest Columbia, OR footprints are Columbia Bank (1).
More on Columbia, OR
Columbia County, OR distress report: public-record figures for Columbia, OR; not legal advice for Columbia, OR; not tax or investment advice; verify every Columbia, OR record before acting.