Columbia County, OR Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Columbia County, Oregon? DLRadar grades every Columbia County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 24/100. Here is the 2026 Columbia County breakdown.
- Columbia County's most distressed ZIP is 97231 at 24/100.
- 9 ZIP codes tracked in Columbia County, averaging 18/100 distress.
- Columbia County reads peak — home values up 1.0% year over year.
- Vacancy runs 6.2% across Columbia County's tracked ZIPs, with a 8% poverty rate.
- The typical Columbia County home is worth about $474,956 against a ~$89,287 median income.
- Lending headwind in Columbia County sits at 49/100 — a forward read on distressed supply.
Source data is DLRadar's monthly public-record index. Citation welcome, with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 97231 | 24/100 |
| 2 | 97016 | 21/100 |
| 3 | 97056 | 18/100 |
| 4 | 97018 | 17/100 |
| 5 | 97048 | 17/100 |
| 6 | 97051 | 17/100 |
| 7 | 97053 | 17/100 |
| 8 | 97054 | 17/100 |
| 9 | 97064 | 17/100 |
Most distressed ZIP codes in Columbia County (composite distress 0-100, 2026)
What is driving Columbia County distress
DLRadar builds Columbia County's distress picture only from records anyone can pull; its ZIPs average 18/100: FHFA price data, CFPB delinquency, county foreclosure and tax-lien filings, FEMA/NFIP claims and Census ACS.
Columbia County market phase and pricing
Columbia County reads peak — home prices rose 1.0% over the last year. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
See the distressed properties behind the data in Columbia County
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Questions about this county
Where is distress highest inside Columbia County, OR?
ZIP 97231 leads Columbia County at 24/100, recomputed monthly from public records.
How would you describe the Columbia County market phase?
Columbia County is classified peak with a 1.0% year-over-year increase, following the FHFA House Price Index.
Can the Columbia County figures be verified?
Each Columbia County number can be traced back to a federal or county source — FHFA, CFPB, the recorder, FEMA/NFIP and Census ACS. One deterministic model covers all 9 local ZIPs and every other county in the country.
How much do distress scores vary between Columbia County ZIP codes?
County-level numbers smooth away the detail that matters. Across the Columbia County ZIPs DLRadar ranks, scores run from 24/100 in 97231 down to 17/100 in 97064, against a Columbia County average of 18/100. That 7-point gap is why acquisition targeting in Columbia County works at ZIP level rather than county level.
What do Columbia County home values and vacancy say about distressed supply?
The typical Columbia County home carries about $474,956 of value against a median household income near $89,287. Vacancy across Columbia County's tracked ZIPs runs 6.2% and the poverty rate is 8%. When budgets are stretched and homes sit vacant, arrears become listings — the reason these sit alongside Columbia County's foreclosure and tax-lien record and its 49/100 lending headwind.
Related
Scores here are computed from public records by fixed formulas. Nothing on this page is investment, legal or financial advice; the index refreshes monthly.