Columbia County, WI Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Columbia County, WI distress report, 2026: 20 ZIPs scored in Columbia, WI, Columbia, WI average 21/100; the top Columbia, WI ZIP is 53532 at 25/100; Columbia, WI market phase neutral, Columbia, WI prices +4.7% year over year.
- Columbia, WI ranks #2,855 nationally (opportunity index); Columbia, WI #48 in Wisconsin; Columbia, WI index 24.1.
- Columbia, WI: no CFPB county sample; Columbia, WI metro area reading 0.3%.
- Columbia, WI ZIP phases: 12 neutral, 4 expansion, 4 peak.
- Columbia, WI residential listings tracked: 5 across 13 ZIPs; Columbia, WI candidate listings 5.
- Columbia, WI HUD assisted properties: 5 with 156 units.
- Columbia, WI lenders on watch: 6; largest Columbia, WI footprint Farmers&Merchants Union Bank (6 branches).
- Columbia, WI most distressed ZIP: 53532 at 25/100.
Columbia, WI figures: DLRadar distress index; Columbia, WI inputs: CFPB, FHFA, HUD, FDIC; Columbia, WI rebuilt as sources refresh.
| Rank | Columbia, WI ZIP | Score |
|---|---|---|
| 1 | 53532 | 25/100 |
| 2 | 53583 | 25/100 |
| 3 | 53555 | 23/100 |
| 4 | 53911 | 23/100 |
| 5 | 53928 | 22/100 |
| 6 | 53932 | 22/100 |
| 7 | 53935 | 22/100 |
| 8 | 53955 | 22/100 |
| 9 | 53960 | 22/100 |
| 10 | 53969 | 22/100 |
| 11 | 53561 | 21/100 |
| 12 | 53578 | 21/100 |
Most distressed Columbia, WI ZIPs (0-100, 2026)
Mortgage delinquency around Columbia, WI
No CFPB county sample covers Columbia, WI; the metro area reading for Columbia, WI (Madison, WI): 0.3% ninety-plus; Columbia, WI area thirty-to-eighty-nine 0.7% (December 2025, Columbia, WI); Wisconsin overall 0.5%.
Opportunity index: Columbia, WI
Columbia, WI index 24.1, Columbia, WI phase weak; Columbia, WI primary driver bank institutional, Columbia, WI second driver vacancy. Columbia, WI components: property stress 14.1, foreclosure pressure 13.4, listing discounts 17.4, bank stress 55.1, insurance 0.0; Columbia, WI pulse 27.6; Columbia, WI capital opportunity 18.8.
ZIP market phases inside Columbia, WI
20 Columbia, WI ZIPs carry a price-cycle phase; Columbia, WI ZIPs by phase (Columbia, WI), deepest drawdown first: neutral, +4.7% YoY (Columbia, WI): 53532, 53555, 53901, 53911, Columbia, WI 53923, 53928, 53932, 53935, Columbia, WI 53954, 53955; expansion, +5.1% YoY (Columbia, WI): 53561, 53583; expansion, +5.2% YoY (Columbia, WI): 53578; expansion, +5.3% YoY (Columbia, WI): 53913; peak, +4.9% YoY (Columbia, WI): 53925; peak, +4.6% YoY (Columbia, WI): 53926.
Residential listings by Columbia, WI ZIP
Columbia, WI ZIPs with the most tracked Columbia, WI residential listings: 53901 2 listings, 2 candidates, bank pressure 52; 53925 2 listings, 2 candidates, bank pressure 60; 53923 1 listings, 1 candidates, bank pressure 57; 53555 0 listings, 0 candidates, bank pressure 60 (Columbia, WI); 53911 0 listings, 0 candidates, bank pressure 60; 53928 0 listings, 0 candidates, bank pressure 55; 53932 0 listings, 0 candidates, bank pressure 59; 53935 0 listings, 0 candidates, bank pressure 55. Columbia, WI totals: 5 listings; Columbia, WI candidates 5; active ZIPs 3.
HUD assisted housing in Columbia, WI
5 assisted properties with 156 units sit in Columbia, WI; largest Columbia, WI properties: Riverwood Apartments (Portage) 60 units, 60 assisted; Pioneer Place Iv (Poynette) 30 units, 30 assisted; Pat Smith / Elder Locke Manor (Portage) 24 units, 24 assisted in Columbia, WI; Pioneer Place Iii (Poynette) 22 units, 22 assisted; Covenant Place (Rio) 20 units, 20 assisted.
Lenders with branches in Columbia, WI
Columbia, WI lenders by branch count: Farmers&Merchants Union Bank (Columbia, WI): stress 49, 6 branches low in Columbia, WI; Associated Bank Na (Columbia, WI): stress 68, 3 branches moderate in Columbia, WI; Bank Of Wisconsin Dells (Columbia, WI): stress 51, 2 branches low in Columbia, WI; Bank First N A (Columbia, WI): stress 45, 2 branches low in Columbia, WI; National Exchange Bank&Trust (Columbia, WI): stress 22, 2 branches low in Columbia, WI; Baraboo State Bank (Columbia, WI): stress 61, 1 branch moderate in Columbia, WI.
Vacancy and permits, Columbia, WI
2,722 of 26,880 Columbia, WI housing units are vacant; Columbia, WI permits, twelve months: 120 multifamily units in Columbia, WI, 152 one-to-four unit units.
Work Columbia, WI at the parcel level
Every Columbia, WI parcel carries owner and address; every Columbia, WI parcel carries APN; Columbia, WI distress scores sit on the Columbia, WI live board.
Columbia, WI figures refresh with each source.
Columbia, WI questions
Most distressed ZIP code in Columbia County, WI?
ZIP 53532 leads Columbia, WI at 25/100; next in Columbia, WI: 53583 at 25/100; the Columbia, WI average is 21/100.
Where does Columbia County, WI rank for investment opportunity?
Columbia, WI is #2,855 among all ranked counties, #48 in Wisconsin; the Columbia, WI driver is bank institutional; Columbia, WI moved down 93 places.
How many mortgages are delinquent in Columbia County, WI?
Columbia, WI takes the metro area reading of 0.3% for December 2025; no CFPB county sample covers Columbia, WI.
Which banks lend in Columbia County, WI?
6 watched lenders hold Columbia, WI branches; the largest Columbia, WI footprints are Farmers&Merchants Union Bank (6), Associated Bank Na (3), Bank Of Wisconsin Dells (2).
More on Columbia, WI
Columbia County, WI distress report: public-record figures for Columbia, WI; not legal advice for Columbia, WI; not tax or investment advice; verify every Columbia, WI record before acting.