Covington County, MS Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Covington County, Mississippi? DLRadar grades every Covington County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 24/100. Here is the 2026 Covington County breakdown.
- Covington County's most distressed ZIP is 39402 at 24/100.
- 8 ZIP codes tracked in Covington County, averaging 19/100 distress.
- Covington County reads peak — home values up 3.8% year over year.
- Vacancy runs 13.4% across Covington County's tracked ZIPs, with a 19.9% poverty rate.
- The typical Covington County home is worth about $134,288 against a ~$54,325 median income.
- Lending headwind in Covington County sits at 2/100 — a forward read on distressed supply.
All figures come from the monthly DLRadar distress index built on public records. Attribution to DLRadar (dlradar.com) appreciated.
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 39402 | 24/100 |
| 2 | 39479 | 24/100 |
| 3 | 39482 | 24/100 |
| 4 | 39168 | 22/100 |
| 5 | 39401 | 20/100 |
| 6 | 39428 | 14/100 |
| 7 | 39119 | 12/100 |
| 8 | 39474 | 8/100 |
Most distressed ZIP codes in Covington County (composite distress 0-100, 2026)
What is driving Covington County distress
DLRadar builds Covington County's distress picture only from records anyone can pull; its ZIPs average 19/100: FHFA price data, CFPB delinquency, county foreclosure and tax-lien filings, FEMA/NFIP claims and Census ACS.
Covington County market phase and pricing
Covington County currently sits in peak after a 3.8% gain in the past twelve months. Slower absorption is the mechanism that converts price weakness into motivated supply.
See the distressed properties behind the data in Covington County
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What people ask
Which ZIP code leads Covington County on distress?
ZIP 39402 leads Covington County at 24/100, recomputed monthly from public records.
Which phase does Covington County sit in right now?
Covington County currently sits in peak, with values up 3.8% year on year, based on FHFA price-index trajectory.
How is the Covington County data sourced?
Each Covington County number can be traced back to a federal or county source — FHFA, CFPB, the recorder, FEMA/NFIP and Census ACS. One deterministic model covers all 8 local ZIPs and every other county in the country.
How much do distress scores vary between Covington County ZIP codes?
One county number flattens a wide range. Across the Covington County ZIPs DLRadar ranks, scores run from 24/100 in 39402 down to 8/100 in 39474, against a Covington County average of 19/100. Those 16 points separate the ZIPs worth working in Covington County from the rest.
What do Covington County home values and vacancy say about distressed supply?
The typical Covington County home carries about $134,288 of value against a median household income near $54,325. Vacancy across Covington County's tracked ZIPs runs 13.4% and the poverty rate is 19.9%. Stretched affordability and standing vacancy are what turn a missed payment into a listing, which is why DLRadar reads them alongside Covington County's foreclosure and tax-lien filings and its 2/100 lending headwind.
Related
This is a deterministic read of public filings, not advice of any kind — investment, legal or financial. The underlying index updates each month.