Covington County, MS Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Covington County, MS distress report, 2026: 8 ZIPs scored in Covington, MS, Covington, MS average 21/100; the top Covington, MS ZIP is 39479 at 29/100; Covington, MS market phase peak, Covington, MS prices +3.8% year over year.
- Covington, MS ranks #828 nationally (opportunity index); Covington, MS #24 in Mississippi; Covington, MS index 31.9.
- Covington, MS: no CFPB county sample; Covington, MS non-metro area reading 1.8%.
- Covington, MS ZIP phases: 5 peak, 3 neutral.
- Covington, MS residential listings tracked: 2 across 3 ZIPs; Covington, MS candidate listings 2.
- Covington, MS lenders on watch: 4; largest Covington, MS footprint Priorityone Bank (3 branches).
- Covington, MS most distressed ZIP: 39479 at 29/100.
Covington, MS figures: DLRadar distress index; Covington, MS inputs: CFPB, FHFA, HUD, FDIC; Covington, MS rebuilt as sources refresh.
| Rank | Covington, MS ZIP | Score |
|---|---|---|
| 1 | 39479 | 29/100 |
| 2 | 39402 | 26/100 |
| 3 | 39482 | 26/100 |
| 4 | 39401 | 24/100 |
| 5 | 39168 | 23/100 |
| 6 | 39428 | 19/100 |
| 7 | 39119 | 15/100 |
| 8 | 39474 | 8/100 |
Most distressed Covington, MS ZIPs (0-100, 2026)
Mortgage delinquency around Covington, MS
No CFPB county sample covers Covington, MS; the non-metro area reading for Covington, MS: 1.8% ninety-plus; Covington, MS area thirty-to-eighty-nine 5.9% (December 2025, Covington, MS); Mississippi overall 1.8%.
Opportunity index: Covington, MS
Covington, MS index 31.9, Covington, MS phase watchlist; Covington, MS primary driver vacancy, Covington, MS second driver bank institutional. Covington, MS components: property stress 22.9, foreclosure pressure 22.5, listing discounts 32.3, bank stress 51.0, insurance 0.0; Covington, MS pulse 34.9; Covington, MS capital opportunity 27.4; Covington, MS seven-day change +0.1%.
ZIP market phases inside Covington, MS
8 Covington, MS ZIPs carry a price-cycle phase; Covington, MS ZIPs by phase (Covington, MS), deepest drawdown first: neutral, +4.0% YoY, 2.5% off peak (Covington, MS): 39402, 39401; neutral, +3.9% YoY, 1.8% off peak (Covington, MS): 39482; peak, +3.6% YoY, 0.3% off peak (Covington, MS): 39119; peak, +3.8% YoY (Covington, MS): 39168, 39428, 39474, 39479.
Residential listings by Covington, MS ZIP
Covington, MS ZIPs with the most tracked Covington, MS residential listings: 39119 1 listings, 1 candidates, bank pressure 52; 39428 1 listings, 1 candidates, bank pressure 44; 39479 0 listings, 0 candidates, bank pressure 53. Covington, MS totals: 2 listings; Covington, MS candidates 2; active ZIPs 0.
Lenders with branches in Covington, MS
Covington, MS lenders by branch count: Priorityone Bank (Covington, MS): stress 43, 3 branches low in Covington, MS; Covington County Bank (Covington, MS): stress 53, 2 branches low in Covington, MS; Peoples Bank (Covington, MS): stress 35, 1 branch low in Covington, MS; Citizens Bank (Covington, MS): stress 33, 1 branch low in Covington, MS.
Vacancy and permits, Covington, MS
1,074 of 8,397 Covington, MS housing units are vacant.
Work Covington, MS at the parcel level
Every Covington, MS parcel carries owner and address; every Covington, MS parcel carries APN; Covington, MS distress scores sit on the Covington, MS live board.
Covington, MS figures refresh with each source.
Covington, MS questions
Most distressed ZIP code in Covington County, MS?
ZIP 39479 leads Covington, MS at 29/100; next in Covington, MS: 39402 at 26/100; the Covington, MS average is 21/100.
Where does Covington County, MS rank for investment opportunity?
Covington, MS is #828 among all ranked counties, #24 in Mississippi; the Covington, MS driver is vacancy; Covington, MS moved up 392 places.
How many mortgages are delinquent in Covington County, MS?
Covington, MS takes the non-metro area reading of 1.8% for December 2025; no CFPB county sample covers Covington, MS.
Which banks lend in Covington County, MS?
4 watched lenders hold Covington, MS branches; the largest Covington, MS footprints are Priorityone Bank (3), Covington County Bank (2), Peoples Bank (1).
More on Covington, MS
Covington County, MS distress report: public-record figures for Covington, MS; not legal advice for Covington, MS; not tax or investment advice; verify every Covington, MS record before acting.