Cuyahoga County, OH Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Cuyahoga County, Ohio? DLRadar grades every Cuyahoga County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 21/100. Here is the 2026 Cuyahoga County breakdown.
- Cuyahoga County's most distressed ZIP is 44017 at 21/100.
- 52 ZIP codes tracked in Cuyahoga County, averaging 21/100 distress.
- Cuyahoga County reads peak — home values up 3.8% year over year.
- Vacancy runs 9.8% across Cuyahoga County's tracked ZIPs, with a 17.6% poverty rate.
- The typical Cuyahoga County home is worth about $206,031 against a ~$68,798 median income.
- Lending headwind in Cuyahoga County sits at 63/100 — a forward read on distressed supply.
Source data is DLRadar's monthly public-record index. Citation welcome, with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 44017 | 21/100 |
| 2 | 44040 | 21/100 |
| 3 | 44070 | 21/100 |
| 4 | 44101 | 21/100 |
| 5 | 44102 | 21/100 |
| 6 | 44103 | 21/100 |
| 7 | 44104 | 21/100 |
| 8 | 44105 | 21/100 |
| 9 | 44106 | 21/100 |
| 10 | 44107 | 21/100 |
| 11 | 44108 | 21/100 |
| 12 | 44109 | 21/100 |
Most distressed ZIP codes in Cuyahoga County (composite distress 0-100, 2026)
What is driving Cuyahoga County distress
Nothing here is estimated: Cuyahoga County is scored from filings alone, and its ZIPs average 21/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Cuyahoga County market phase and pricing
DLRadar places Cuyahoga County in peak; prices moved up 3.8% over the year. Longer marketing times follow, and with them the sellers worth calling.
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Questions and answers
Which Cuyahoga County ZIP scores worst for distress?
ZIP 44017 leads Cuyahoga County at 21/100, recomputed monthly from public records.
What stage of the price cycle is Cuyahoga County at?
FHFA price-index movement places Cuyahoga County in peak; prices are up 3.8% over twelve months.
What are the sources behind these Cuyahoga County numbers?
Every Cuyahoga County figure traces to a public source — FHFA House Price Index for the peak trajectory, CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS. The same deterministic model scores all 52 Cuyahoga County ZIP codes that it runs on every other U.S. county, so Cuyahoga County's numbers are directly comparable to any other market.
How much do distress scores vary between Cuyahoga County ZIP codes?
A county average hides the spread. Across the Cuyahoga County ZIPs DLRadar ranks, scores run from 21/100 in 44017 down to 21/100 in 44109, against a Cuyahoga County average of 21/100. A spread of 0 points means Cuyahoga County has to be worked ZIP by ZIP.
What do Cuyahoga County home values and vacancy say about distressed supply?
The typical Cuyahoga County home carries about $206,031 of value against a median household income near $68,798. Vacancy across Cuyahoga County's tracked ZIPs runs 9.8% and the poverty rate is 17.6%. A tight budget and an empty house together turn a missed payment into a sale, so they are scored beside Cuyahoga County's foreclosure and lien data and its 63/100 lending headwind.
Related
Produced by fixed formulas over public records — research, not investment, legal or financial advice. The underlying index updates monthly.