Bank-Area Distress Alerts by County: the Dataset
A bank's trouble arrives in a county through its branches. When a bank's call-report ratios cross a threshold, every county where it holds deposits receives an alert carrying the bank, the ratio that moved and the deposit share at stake. The alerts dataset is that stream, one row per bank per county per trigger.
- Bank-area distress alerts: 25,480 rows.
- 3,197 distinct county entries across 55 states for Bank-area distress alerts; scope the United States.
- Bank-area distress alerts newest valid record: Mon Oct 19; status "fresh" for bank-area-alerts, within its 45-day freshness window.
- Bank-area distress alerts is read at Bank stress by state on the site; bank-area-alerts is not sold as a file.
bank-area-alerts: the bank-area alerts figures as of Tue Oct 20; registry entry bank-area-alerts.
| Bank-area distress alerts | Registry value |
|---|---|
| Scope of the bank-area alerts | the United States |
| Keyed by | county |
| Bank-area distress alerts rows | 25,480 |
| Geographies | 3,197 |
| States | 55 |
| Status of the bank-area alerts | fresh |
| Freshness window | 45 days |
| Newest the bank-area alerts record | Mon Oct 19 |
Registry facts for Bank-area distress alerts.
What is in the bank-area alerts
Rows carry the county, the bank certificate and name, the trigger type, the value that tripped it, the bank's deposit share in the county and the date. Several banks can alert in one county and one bank can alert in dozens.
How the bank-area alerts is used
Investors use alerts to find counties where lending is about to tighten and bank-owned inventory is about to grow. The county stress report sold as a list carries the alerts for one county with its exposure table.
Freshness of the bank-area alerts
Every six hours bank-area-alerts is re-checked (Bank-area distress alerts); lists on bank-area-alerts are withdrawn once bank-area-alerts rows are older than 45 days. For Bank-area distress alerts: Alerts are regenerated whenever the bank stress snapshot refreshes, which is daily against the latest call report.
Use the bank-area alerts
Bank stress by state shows the alerted counties, and the county stress report delivers them as a file.
bank-area-alerts is checked in the registry before sale.
Bank-Area Distress Alerts by County: the Dataset: questions
Does an alert mean the bank will fail?
No. It means a monitored ratio crossed a threshold. Failures are rare; tighter lending and asset sales are the usual result.
How current is bank-area distress alerts right now?
Bank-area distress alerts: newest valid record Mon Oct 19; bank-area-alerts is "fresh" against a 45-day threshold for Bank-area distress alerts.
More on the bank-area alerts
Bank-Area Distress Alerts by County: the Dataset (bank-area-alerts) is fed by registry entry bank-area-alerts and is not legal advice. Nothing in the bank-area alerts is tax or investment advice; verify every bank-area-alerts record with the issuing office before acting.