Delta County, CO Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Delta County, CO distress report, 2026: 8 ZIPs scored in Delta, CO, Delta, CO average 17/100; the top Delta, CO ZIP is 81410 at 18/100; Delta, CO market phase peak, Delta, CO prices +2.2% year over year.
- Delta, CO ranks #1,479 nationally (opportunity index); Delta, CO #20 in Colorado; Delta, CO index 29.5.
- Delta, CO: no CFPB county sample; Delta, CO non-metro area reading 0.8%.
- Delta, CO ZIP phases: 8 peak.
- Delta, CO residential listings tracked: 12 across 6 ZIPs; Delta, CO candidate listings 6.
- Delta, CO HUD assisted properties: 1 with 41 units.
- Delta, CO lenders on watch: 2; largest Delta, CO footprint Bank Of Colorado (3 branches).
- Delta, CO most distressed ZIP: 81410 at 18/100.
Delta, CO figures: DLRadar distress index; Delta, CO inputs: CFPB, FHFA, HUD, FDIC; Delta, CO rebuilt as sources refresh.
| Rank | Delta, CO ZIP | Score |
|---|---|---|
| 1 | 81410 | 18/100 |
| 2 | 81413 | 18/100 |
| 3 | 81418 | 18/100 |
| 4 | 81419 | 18/100 |
| 5 | 81428 | 18/100 |
| 6 | 81434 | 16/100 |
| 7 | 81416 | 14/100 |
| 8 | 81415 | 12/100 |
Most distressed Delta, CO ZIPs (0-100, 2026)
Mortgage delinquency around Delta, CO
No CFPB county sample covers Delta, CO; the non-metro area reading for Delta, CO: 0.8% ninety-plus; Delta, CO area thirty-to-eighty-nine 1.5% (December 2025, Delta, CO); Colorado overall 0.7%.
Opportunity index: Delta, CO
Delta, CO index 29.5, Delta, CO phase early_signal; Delta, CO primary driver construction, Delta, CO second driver vacancy. Delta, CO components: property stress 15.6, foreclosure pressure 18.2, listing discounts 22.6, bank stress 62.4, insurance 0.0; Delta, CO pulse 36.0; Delta, CO capital opportunity 19.7.
ZIP market phases inside Delta, CO
8 Delta, CO ZIPs carry a price-cycle phase; Delta, CO ZIPs by phase (Delta, CO), deepest drawdown first: peak, +0.7% YoY, 0.4% off peak (Delta, CO): 81415; peak, +1.1% YoY, 0.3% off peak (Delta, CO): 81416; peak, +2.2% YoY (Delta, CO): 81410, 81413, 81418, 81419, Delta, CO 81428, 81434.
Residential listings by Delta, CO ZIP
Delta, CO ZIPs with the most tracked Delta, CO residential listings: 81416 7 listings, 3 candidates, bank pressure 67; 81419 3 listings, 1 candidates, bank pressure 67; 81413 1 listings, 1 candidates, bank pressure 67; 81428 1 listings, 1 candidates, bank pressure 67 (Delta, CO); 81410 0 listings, 0 candidates, bank pressure 67; 81418 0 listings, 0 candidates, bank pressure 67. Delta, CO totals: 12 listings; Delta, CO candidates 6; active ZIPs 1.
HUD assisted housing in Delta, CO
1 assisted properties with 41 units sit in Delta, CO; largest Delta, CO properties: Heaven's View Apartments (Delta) 41 units, 40 assisted.
Lenders with branches in Delta, CO
Delta, CO lenders by branch count: Bank Of Colorado (Delta, CO): stress 63, 3 branches low in Delta, CO; Alpine Bank (Delta, CO): stress 62, 1 branch moderate in Delta, CO.
Vacancy and permits, Delta, CO
2,066 of 15,025 Delta, CO housing units are vacant; Delta, CO permits, twelve months: 0 multifamily units in Delta, CO, 57 one-to-four unit units.
Work Delta, CO at the parcel level
Every Delta, CO parcel carries owner and address; every Delta, CO parcel carries APN; Delta, CO distress scores sit on the Delta, CO live board.
Delta, CO figures refresh with each source.
Delta, CO questions
Most distressed ZIP code in Delta County, CO?
ZIP 81410 leads Delta, CO at 18/100; next in Delta, CO: 81413 at 18/100; the Delta, CO average is 17/100.
Where does Delta County, CO rank for investment opportunity?
Delta, CO is #1,479 among all ranked counties, #20 in Colorado; the Delta, CO driver is construction; Delta, CO moved down 605 places.
How many mortgages are delinquent in Delta County, CO?
Delta, CO takes the non-metro area reading of 0.8% for December 2025; no CFPB county sample covers Delta, CO.
Which banks lend in Delta County, CO?
2 watched lenders hold Delta, CO branches; the largest Delta, CO footprints are Bank Of Colorado (3), Alpine Bank (1).
More on Delta, CO
Delta County, CO distress report: public-record figures for Delta, CO; not legal advice for Delta, CO; not tax or investment advice; verify every Delta, CO record before acting.