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Douglas County, IL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)

Where is distress concentrating in Douglas County, Illinois? DLRadar grades every Douglas County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 17/100. Here is the 2026 Douglas County breakdown.

  • Douglas County's most distressed ZIP is 61872 at 17/100.
  • 13 ZIP codes tracked in Douglas County, averaging 16/100 distress.
  • Douglas County reads expansion — home values up 5.3% year over year.
  • Vacancy runs 12.2% across Douglas County's tracked ZIPs, with a 9.3% poverty rate.
  • The typical Douglas County home is worth about $150,708 against a ~$75,614 median income.
  • Lending headwind in Douglas County sits at 44/100 — a forward read on distressed supply.

Based on DLRadar's public-record distress index, updated every month. Free to cite with attribution to DLRadar (dlradar.com).

RankZIPComposite distress
16187217/100
26191017/100
36194317/100
46185216/100
56191116/100
66191316/100
76191916/100
86193016/100
96194116/100
106195316/100
116194215/100
126191714/100

Most distressed ZIP codes in Douglas County (composite distress 0-100, 2026)

What is driving Douglas County distress

Nothing here is estimated: Douglas County is scored from filings alone, and its ZIPs average 16/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.

Douglas County market phase and pricing

Douglas County currently sits in expansion after a 5.3% gain in the past twelve months. Slower absorption is the mechanism that converts price weakness into motivated supply.

See the distressed properties behind the data in Douglas County

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What people ask

What is the hardest-hit ZIP in Douglas County?

ZIP 61872 leads Douglas County at 17/100, recomputed monthly from public records.

How would you describe the Douglas County market phase?

Douglas County reads expansion, with home prices up 5.3% year over year. Phase comes from FHFA House Price Index trajectory.

Which datasets feed the Douglas County scores?

Every Douglas County figure traces to a public source — FHFA House Price Index for the expansion trajectory, CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS. The same deterministic model scores all 13 Douglas County ZIP codes that it runs on every other U.S. county, so Douglas County's numbers are directly comparable to any other market.

How much do distress scores vary between Douglas County ZIP codes?

One county number flattens a wide range. Across the Douglas County ZIPs DLRadar ranks, scores run from 17/100 in 61872 down to 14/100 in 61917, against a Douglas County average of 16/100. With 3 points between best and worst, county-level targeting in Douglas County wastes effort.

What do Douglas County home values and vacancy say about distressed supply?

The typical Douglas County home carries about $150,708 of value against a median household income near $75,614. Vacancy across Douglas County's tracked ZIPs runs 12.2% and the poverty rate is 9.3%. Thin affordability and empty housing are what convert a late payment into a sale, so they are read next to Douglas County's foreclosure and lien filings and its 44/100 lending headwind.

Related

These scores come from public filings run through fixed formulas. Nothing here is investment, legal or financial advice; the index refreshes monthly.

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