Douglas County, MN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Douglas County, Minnesota? DLRadar grades every Douglas County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 19/100. Here is the 2026 Douglas County breakdown.
- Douglas County's most distressed ZIP is 56361 at 19/100.
- 17 ZIP codes tracked in Douglas County, averaging 14/100 distress.
- Douglas County reads peak — home values up 2.7% year over year.
- Vacancy runs 24% across Douglas County's tracked ZIPs, with a 8.9% poverty rate.
- The typical Douglas County home is worth about $277,635 against a ~$75,340 median income.
- Lending headwind in Douglas County sits at 63/100 — a forward read on distressed supply.
All numbers: DLRadar's monthly public-record distress index. Reuse is welcome with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 56361 | 19/100 |
| 2 | 56446 | 18/100 |
| 3 | 56360 | 17/100 |
| 4 | 56319 | 16/100 |
| 5 | 56308 | 15/100 |
| 6 | 56315 | 15/100 |
| 7 | 56326 | 15/100 |
| 8 | 56332 | 15/100 |
| 9 | 56354 | 15/100 |
| 10 | 56355 | 15/100 |
| 11 | 56327 | 13/100 |
| 12 | 56343 | 13/100 |
Most distressed ZIP codes in Douglas County (composite distress 0-100, 2026)
What is driving Douglas County distress
DLRadar builds Douglas County's distress picture only from records anyone can pull; its ZIPs average 14/100: FHFA price data, CFPB delinquency, county foreclosure and tax-lien filings, FEMA/NFIP claims and Census ACS.
Douglas County market phase and pricing
Douglas County reads peak — home prices rose 2.7% over the last year. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
See the distressed properties behind the data in Douglas County
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Frequently asked questions
Where is distress highest inside Douglas County, MN?
ZIP 56361 leads Douglas County at 19/100, recomputed monthly from public records.
How would you describe the Douglas County market phase?
Douglas County reads peak, with home prices up 2.7% year over year. Phase comes from FHFA House Price Index trajectory.
What are the sources behind these Douglas County numbers?
The inputs are all public: FHFA for the peak path, CFPB mortgage performance, recorder filings from the county, FEMA and NFIP, and Census ACS. Because all 17 ZIP codes in Douglas County run through the identical model used nationwide, the figures compare directly against any other market.
How much do distress scores vary between Douglas County ZIP codes?
The county figure is a blend, not a description. Across the Douglas County ZIPs DLRadar ranks, scores run from 19/100 in 56361 down to 13/100 in 56343, against a Douglas County average of 14/100. The 6-point range is the argument for ZIP-level search across Douglas County.
What do Douglas County home values and vacancy say about distressed supply?
The typical Douglas County home carries about $277,635 of value against a median household income near $75,340. Vacancy across Douglas County's tracked ZIPs runs 24% and the poverty rate is 8.9%. A tight budget and an empty house together turn a missed payment into a sale, so they are scored beside Douglas County's foreclosure and lien data and its 63/100 lending headwind.
Related
DLRadar scores property distress from public records by deterministic formulas — not investment, legal, or financial advice. Figures refresh monthly from the live index.