Douglas County, MN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Douglas County, MN distress report, 2026: 17 ZIPs scored in Douglas, MN, Douglas, MN average 14/100; the top Douglas, MN ZIP is 56361 at 18/100; Douglas, MN market phase peak, Douglas, MN prices +2.7% year over year.
- Douglas, MN ranks #1,819 nationally (opportunity index); Douglas, MN #22 in Minnesota; Douglas, MN index 28.4.
- Douglas, MN: no CFPB county sample; Douglas, MN non-metro area reading 1.0%.
- Douglas, MN ZIP phases: 17 peak.
- Douglas, MN residential listings tracked: 9 across 8 ZIPs; Douglas, MN candidate listings 2.
- Douglas, MN HUD assisted properties: 3 with 67 units.
- Douglas, MN lenders on watch: 8; largest Douglas, MN footprint Viking Bank National Assn (2 branches).
- Douglas, MN most distressed ZIP: 56361 at 18/100.
Douglas, MN figures: DLRadar distress index; Douglas, MN inputs: CFPB, FHFA, HUD, FDIC; Douglas, MN rebuilt as sources refresh.
| Rank | Douglas, MN ZIP | Score |
|---|---|---|
| 1 | 56361 | 18/100 |
| 2 | 56446 | 18/100 |
| 3 | 56360 | 17/100 |
| 4 | 56319 | 16/100 |
| 5 | 56308 | 15/100 |
| 6 | 56315 | 15/100 |
| 7 | 56326 | 15/100 |
| 8 | 56332 | 15/100 |
| 9 | 56354 | 15/100 |
| 10 | 56355 | 15/100 |
| 11 | 56327 | 13/100 |
| 12 | 56343 | 13/100 |
Most distressed Douglas, MN ZIPs (0-100, 2026)
Mortgage delinquency around Douglas, MN
No CFPB county sample covers Douglas, MN; the non-metro area reading for Douglas, MN: 1.0% ninety-plus; Douglas, MN area thirty-to-eighty-nine 2.2% (December 2025, Douglas, MN); Minnesota overall 0.6%.
Opportunity index: Douglas, MN
Douglas, MN index 28.4, Douglas, MN phase early_signal; Douglas, MN primary driver vacancy, Douglas, MN second driver construction. Douglas, MN components: property stress 16.1, foreclosure pressure 17.3, listing discounts 17.4, bank stress 58.7, insurance 0.0; Douglas, MN pulse 35.0; Douglas, MN capital opportunity 18.4; Douglas, MN seven-day change +0.3%.
ZIP market phases inside Douglas, MN
17 Douglas, MN ZIPs carry a price-cycle phase; Douglas, MN ZIPs by phase (Douglas, MN), deepest drawdown first: peak, +2.7% YoY (Douglas, MN): 56308, 56315, 56326, 56332, Douglas, MN 56354, 56355, 56361; peak, +3.1% YoY (Douglas, MN): 56309, 56327, 56360; peak, +2.8% YoY (Douglas, MN): 56319; peak, +3.4% YoY (Douglas, MN): 56334; peak, +3.3% YoY (Douglas, MN): 56339, 56349, 56385; peak, +2.9% YoY (Douglas, MN): 56343.
Residential listings by Douglas, MN ZIP
Douglas, MN ZIPs with the most tracked Douglas, MN residential listings: 56308 6 listings, 1 candidates, bank pressure 62; 56326 2 listings, 1 candidates, bank pressure 64; 56315 1 listings, 0 candidates, bank pressure 65; 56319 0 listings, 0 candidates, bank pressure 66 (Douglas, MN); 56332 0 listings, 0 candidates, bank pressure 65; 56343 0 listings, 0 candidates, bank pressure 62; 56354 0 listings, 0 candidates, bank pressure 65; 56355 0 listings, 0 candidates, bank pressure 65. Douglas, MN totals: 9 listings; Douglas, MN candidates 2; active ZIPs 1.
HUD assisted housing in Douglas, MN
3 assisted properties with 67 units sit in Douglas, MN; largest Douglas, MN properties: Village Cooperative Of Alexandria (Alexandria) 28 units; Deer Ridge Townhomes (Alexandria) 24 units; Asi Alexandria (Alexandria) 15 units, 14 assisted in Douglas, MN.
Lenders with branches in Douglas, MN
Douglas, MN lenders by branch count: Viking Bank National Assn (Douglas, MN): stress 50, 2 branches low in Douglas, MN; Neighborhood National Bank (Douglas, MN): stress 76, 1 branch low in Douglas, MN; First Nb Of Osakis (Douglas, MN): stress 71, 1 branch low in Douglas, MN; My Kind Of Bank Na (Douglas, MN): stress 69, 1 branch low in Douglas, MN; Kensington Bank (Douglas, MN): stress 65, 1 branch low in Douglas, MN; American Nb Of Minnesota (Douglas, MN): stress 61, 1 branch low in Douglas, MN; Vantage Bank (Douglas, MN): stress 60, 1 branch low in Douglas, MN; Hometown Community Bank (Douglas, MN): stress 57, 1 branch low in Douglas, MN.
Vacancy and permits, Douglas, MN
4,813 of 22,332 Douglas, MN housing units are vacant; Douglas, MN permits, twelve months: 145 multifamily units in Douglas, MN, 180 one-to-four unit units.
Work Douglas, MN at the parcel level
Every Douglas, MN parcel carries owner and address; every Douglas, MN parcel carries APN; Douglas, MN distress scores sit on the Douglas, MN live board.
Douglas, MN figures refresh with each source.
Douglas, MN questions
Most distressed ZIP code in Douglas County, MN?
ZIP 56361 leads Douglas, MN at 18/100; next in Douglas, MN: 56446 at 18/100; the Douglas, MN average is 14/100.
Where does Douglas County, MN rank for investment opportunity?
Douglas, MN is #1,819 among all ranked counties, #22 in Minnesota; the Douglas, MN driver is vacancy; Douglas, MN moved down 707 places.
How many mortgages are delinquent in Douglas County, MN?
Douglas, MN takes the non-metro area reading of 1.0% for December 2025; no CFPB county sample covers Douglas, MN.
Which banks lend in Douglas County, MN?
8 watched lenders hold Douglas, MN branches; the largest Douglas, MN footprints are Viking Bank National Assn (2), Neighborhood National Bank (1), First Nb Of Osakis (1).
More on Douglas, MN
Douglas County, MN distress report: public-record figures for Douglas, MN; not legal advice for Douglas, MN; not tax or investment advice; verify every Douglas, MN record before acting.