Elko County, NV Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Elko County, NV distress report, 2026: 15 ZIPs scored in Elko, NV, Elko, NV average 13/100; the top Elko, NV ZIP is 89801 at 14/100; Elko, NV market phase peak, Elko, NV prices +1.5% year over year.
- Elko, NV ranks #2,840 nationally (opportunity index); Elko, NV #16 in Nevada; Elko, NV index 24.2.
- Elko, NV: no CFPB county sample; Elko, NV state reading 0.8%.
- Elko, NV ZIP phases: 15 peak.
- Elko, NV residential listings tracked: 20 across 13 ZIPs; Elko, NV candidate listings 11.
- Elko, NV HUD assisted properties: 2 with 111 units.
- Elko, NV lenders on watch: 1; largest Elko, NV footprint Nevada Bank&Trust Co (1 branch).
- Elko, NV most distressed ZIP: 89801 at 14/100.
Elko, NV figures: DLRadar distress index; Elko, NV inputs: CFPB, FHFA, HUD, FDIC; Elko, NV rebuilt as sources refresh.
| Rank | Elko, NV ZIP | Score |
|---|---|---|
| 1 | 89801 | 14/100 |
| 2 | 89815 | 14/100 |
| 3 | 89823 | 14/100 |
| 4 | 89825 | 14/100 |
| 5 | 89826 | 14/100 |
| 6 | 89828 | 14/100 |
| 7 | 89830 | 14/100 |
| 8 | 89831 | 14/100 |
| 9 | 89833 | 14/100 |
| 10 | 89834 | 14/100 |
| 11 | 89835 | 14/100 |
| 12 | 89883 | 14/100 |
Most distressed Elko, NV ZIPs (0-100, 2026)
Mortgage delinquency around Elko, NV
No CFPB county sample covers Elko, NV; the state reading for Elko, NV: 0.8% ninety-plus; Elko, NV area thirty-to-eighty-nine 1.6% (December 2025, Elko, NV).
Opportunity index: Elko, NV
Elko, NV index 24.2, Elko, NV phase weak; Elko, NV primary driver bank institutional, Elko, NV second driver vacancy. Elko, NV components: property stress 11.0, foreclosure pressure 12.1, listing discounts 27.8, bank stress 64.6, insurance 0.0; Elko, NV pulse 26.7; Elko, NV capital opportunity 20.4.
ZIP market phases inside Elko, NV
15 Elko, NV ZIPs carry a price-cycle phase; Elko, NV ZIPs by phase (Elko, NV), deepest drawdown first: peak, +1.5% YoY (Elko, NV): 89414, 89801, 89815, 89822, Elko, NV 89823, 89825, 89826, 89828, Elko, NV 89830, 89831, 89833, 89834, Elko, NV 89835, 89883; peak, +2.3% YoY (Elko, NV): 89832.
Residential listings by Elko, NV ZIP
Elko, NV ZIPs with the most tracked Elko, NV residential listings: 89801 6 listings, 5 candidates, bank pressure 67; 89830 6 listings, 0 candidates, bank pressure 67; 89835 4 listings, 3 candidates, bank pressure 67; 89815 2 listings, 1 candidates, bank pressure 67 (Elko, NV); 89823 2 listings, 2 candidates, bank pressure 67; 89825 0 listings, 0 candidates, bank pressure 67; 89826 0 listings, 0 candidates, bank pressure 67; 89828 0 listings, 0 candidates, bank pressure 67. Elko, NV totals: 20 listings; Elko, NV candidates 11; active ZIPs 5.
HUD assisted housing in Elko, NV
2 assisted properties with 111 units sit in Elko, NV; largest Elko, NV properties: Parkway Apartments (Elko) 100 units; Winchester Senior Housing (Elko) 11 units, 10 assisted.
Lenders with branches in Elko, NV
Elko, NV lenders by branch count: Nevada Bank&Trust Co (Elko, NV): stress 71, 1 branch elevated in Elko, NV.
Vacancy and permits, Elko, NV
2,550 of 22,177 Elko, NV housing units are vacant; Elko, NV permits, twelve months: 11 multifamily units in Elko, NV, 137 one-to-four unit units.
Work Elko, NV at the parcel level
Every Elko, NV parcel carries owner and address; every Elko, NV parcel carries APN; Elko, NV distress scores sit on the Elko, NV live board.
Elko, NV figures refresh with each source.
Elko, NV questions
Most distressed ZIP code in Elko County, NV?
ZIP 89801 leads Elko, NV at 14/100; next in Elko, NV: 89815 at 14/100; the Elko, NV average is 13/100.
Where does Elko County, NV rank for investment opportunity?
Elko, NV is #2,840 among all ranked counties, #16 in Nevada; the Elko, NV driver is bank institutional; Elko, NV moved up 55 places.
How many mortgages are delinquent in Elko County, NV?
Elko, NV takes the state reading of 0.8% for December 2025; no CFPB county sample covers Elko, NV.
Which banks lend in Elko County, NV?
1 watched lenders hold Elko, NV branches; the largest Elko, NV footprints are Nevada Bank&Trust Co (1).
More on Elko, NV
Elko County, NV distress report: public-record figures for Elko, NV; not legal advice for Elko, NV; not tax or investment advice; verify every Elko, NV record before acting.