Elko County, NV: Foreclosures, Tax Liens & Distressed Properties

Elko County, NV, Nevada: 15 ZIP codes scored, Elko County, NV averaging 13/100 (minimal, Elko, NV), from 2 to 14. Elko County, NV is in its peak phase (Elko, NV confidence 16/100): Elko, NV home prices up 1.5% (Elko, NV) over twelve months. Elko County, NV lender headwind: 75/100.

Highest-scoring Elko County, NV ZIPs: 89801 (14/100), 89815 (14/100), 89823 (14/100), 89825 (14/100), 89826 (14/100), 89828 (14/100). Also scored in Elko County, NV: 89830, 89831, 89833, 89834, 89835, 89883, 89832, 89414, 89822.

Across Elko County, NV's scored ZIPs: median home value $235,875, household income $83,942, 22.6% vacancy, 13.1% poverty, 76% owner-occupied, median age 40.1.

Elko County, NV insurance distress 0/100 (#2,904 in the US); FEMA hazard 0/100 for Elko, NV; Elko, NV construction distress 2/100.

5 banks with 8 branches lend in Elko County, NV; Elko, NV weighted bank stress 66/100, highest 71/100 in Elko, NV.

Elko County, NV unemployment 2.8% (Elko, NV -1.2 pts, six months); 148 new housing units permitted in Elko County, NV over twelve months, Elko, NV up 48% from 100; Elko, NV home prices +7.0% a year (Elko, NV) over three years.

22,177 housing units in Elko County, NV; 5,776 Elko, NV renter households; 33% of Elko, NV renters spend 30%+ of income on rent, 14% (Elko, NV) half or more.

Elko County, NV ranks #2,831 nationally on the opportunity index (Elko, NV, among all ranked counties); Elko, NV scores 24.2/100 and Elko, NV sits #16 inside Nevada. Elko, NV is in the weak opportunity phase; Elko, NV's primary driver is bank institutional, Elko, NV second driver vacancy; Elko, NV moved up 64 places. 14 short-sale listings across Elko, NV; 65 days on market observed in Elko, NV; 9.8% vacancy over 15 Elko, NV ZIPs.

No CFPB county sample covers Elko County, NV. The state reading for Elko, NV: 0.8% ninety-plus days late; Elko, NV's thirty-to-eighty-nine share is 1.6% (Elko, NV, December 2025 data).

Elko County, NV has 1 watched bank; 1 Elko, NV bank sits in an elevated band. Elko, NV footprints: Nevada Bank&Trust Co (1 branch, stress 71) in Elko, NV.

HUD lists 2 assisted multifamily properties in Elko County, NV with 111 units; 10 Elko, NV units are assisted.

2,550 of the 22,177 housing units in Elko, NV sit vacant. Elko County, NV permitted 11 multifamily units in twelve months; Elko, NV's one-to-four unit structures added 137 units in Elko County, NV.