ZIP 89801 Property Distress & Foreclosure Data

Elko County, Nevada's ZIP 89801 registers 19/100 composite distress, which DLRadar reads as low. Structural exposure scores 42 and live distress 1 on the 0–100 scale. The most distinctive pressure shows up in construction/permit lag (58/100), structural risk (42/100), mortgage stress (3/100). mortgage stress (3/100) and institutional ownership (3/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (88/100).

Prices here sit in a peak phase: values rose 1.6% over the trailing year, and 8% higher over three years, at 32/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The tenure split is 66% owner-occupied to 34% rented. Roughly 10.2% live below the poverty line. A median home runs $294,500 here, or 3.3 times local income. There are about 10,749 housing units across 89801. Vacancy runs 9.1%. Rent burden reaches 29% of tenant households. 26,070 residents call 89801 home, typically aged 35. On demographic stress specifically, 89801 scores 30/100. About 16% have a four-year degree. Households earn a median $83,777 — near the roughly $78,000 national figure.

Overall, 89801 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.