ZIP 89831 Foreclosure, Tax-Lien & Distress Report

ZIP code 89831 in Elko County, Nevada carries a composite property-distress score of 16/100 — a low reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (climate & FEMA risk (88/100)). Structurally it carries 33/100, against 0/100 of stress already in motion. Its heaviest discrete signals: structural risk (33/100), construction/permit lag (24/100), institutional ownership (3/100). construction/permit lag (24/100) and institutional ownership (3/100) stay muted.

Prices here sit in a peak phase: values rose 1.5% over the trailing year (phase confidence 16/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The tenure split is 100% owner-occupied to 0% rented. The ZIP holds roughly 85 housing units. 26 residents call 89831 home. The poverty rate is 0.0% — low. About 0% have a four-year degree. The vacancy rate is 66.2% — elevated. On demographic stress specifically, 89831 scores 33/100.

On the whole, 89831 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 89831 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 89831 runs hot or quiet, its 16/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 89831 can be compared directly against any other ZIP in Elko County, Nevada or nationwide. Nothing here is interpolated — where a source is thin for 89831, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 16/100 figure for 89831 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 89831 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.