ZIP 89835 Foreclosure, Tax-Lien & Distress Report

Elko County, Nevada's ZIP 89835 registers 16/100 composite distress, which DLRadar reads as low. The sharpest non-environmental signals are structural risk (33/100), construction/permit lag (24/100), mortgage stress (3/100). mortgage stress (3/100) and institutional ownership (3/100) stay muted. It additionally carries heavy environmental risk: climate & FEMA risk (88/100). The latent-versus-live split is 33/100 structural and 1/100 already moving.

The market reads peak — home values rose 1.5% year on year (phase confidence 16/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The poverty rate is 24.1% — high, a tax-stress and distress correlate. On demographic stress specifically, 89835 scores 36/100. The ZIP holds roughly 690 housing units. Rent burden reaches 27% of tenant households. A median home runs $206,100 here, or 3.6 times local income. Owners hold 71% of homes, renters 29%. About 15% have a four-year degree. Vacancy runs 28.7%, above the national norm and a classic distress-and-opportunity signal. Median household income is $64,583, below the U.S. median near $78,000. Population is roughly 1,481 with a median age of 40.

Taken together, 89835 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 89835 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 89835 read uses the identical public-record model applied coast to coast, which means its 16/100 score means exactly what it means anywhere else, and 89835 stays directly comparable to neighboring ZIPs and the rest of Elko County, Nevada. The score is rebuilt from public data as it updates, so 89835 reflects the current record instead of a stale or modeled snapshot.

Each component behind 89835 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 16/100 roll-up. In workflow terms, 89835 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.