ZIP 89823 Foreclosure, Tax-Lien & Distress Report
Elko County, Nevada · Distress market
ZIP 89823's composite property-distress score is 14/100 - DLRadar classes that as minimal for Elko County, Nevada. Climate and flood risk are elevated too — climate & FEMA risk (88/100). Property-level stress concentrates in structural risk (28/100), mortgage stress (3/100), institutional ownership (3/100). By contrast, institutional ownership (3/100) and construction/permit lag (2/100) register low. The latent-versus-live split is 28/100 structural and 1/100 already moving.
Prices here sit in a peak phase: values rose 1.5% over the trailing year (phase confidence 16/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
Households earn a median $80,093 — near the roughly $78,000 national figure. Population is roughly 596 with a median age of 47. The poverty rate is 0.0% — low. Educational attainment sits at 24% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 41/100. 97% of housing is owner-occupied. There are about 223 housing units across 89823. A median home runs $440,600 here, or 5.7 times local income. Vacancy runs 0.0%.
On balance 89823 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 89823 is not published yet -- the ZIP-level readings above remain fully sourced.
No ZIP is too small to score: 89823 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 14/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 89823 shows as blanks, never estimates, and the score updates on every fresh public filing.
Behind 89823's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 89823 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Signal-by-signal read on 89823
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
Snapshot: 89823 by the numbers
Real-time distress, cycle phase, housing and bank-stress readings for 89823, the same set carried on every parcel.
Neighbouring ZIPs in Elko County
Nearest ZIP codes to 89823
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Elko County, Nevada
Additional distress intelligence spanning Elko County, Nevada by ZIP, county and state.
Unlock the full ZIP 89823 acquisition report
The full 89823 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Deterministic scoring, sourced entirely from public data · methodology