ZIP 89823 Property Distress & Foreclosure Data

Composite property distress in 89823 (Elko County, Nevada) lands at 19/100 — low on DLRadar's public-record scoring. It additionally carries heavy environmental risk: climate & FEMA risk (88/100). The sharpest non-environmental signals are construction/permit lag (58/100), structural risk (42/100), mortgage stress (3/100). By contrast, mortgage stress (3/100) and institutional ownership (3/100) register low. Structural exposure scores 42 and live distress 1 on the 0–100 scale.

The market reads peak — home values rose 1.6% year on year, at 32/100 phase confidence. Topping markets hide individual distress behind strong averages.

At $80,093, median income runs near typical U.S. levels. About 596 people live here, median age 47. The poverty rate is 0.0% — low. Around 24% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 30/100. 97% of housing is owner-occupied. There are about 223 housing units across 89823. The typical home is worth about $440,600 (5.7× income). Vacancy runs 0.0%.

Net-net, 89823 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

19/100
Composite stress
42/100
Structural risk
1/100
Distress activity

Distress signal breakdown — ZIP 89823

Foreclosure activity0
Mortgage stress3
Climate / FEMA risk88
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Elko County

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Deterministic. Every signal traces to a public dataset · methodology