Erie County, OH Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Erie County, Ohio? DLRadar grades every Erie County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 15/100. Here is the 2026 Erie County breakdown.
- Erie County's most distressed ZIP is 43438 at 15/100.
- 13 ZIP codes tracked in Erie County, averaging 13/100 distress.
- Erie County reads expansion — home values up 5.9% year over year.
- Vacancy runs 15.2% across Erie County's tracked ZIPs, with a 8.8% poverty rate.
- The typical Erie County home is worth about $207,862 against a ~$67,221 median income.
- Lending headwind in Erie County sits at 52/100 — a forward read on distressed supply.
Figures come from DLRadar's public-record distress index and refresh every month. Free to quote with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 43438 | 15/100 |
| 2 | 43464 | 15/100 |
| 3 | 44089 | 15/100 |
| 4 | 44814 | 15/100 |
| 5 | 44824 | 15/100 |
| 6 | 44839 | 15/100 |
| 7 | 44846 | 15/100 |
| 8 | 44870 | 15/100 |
| 9 | 44889 | 11/100 |
| 10 | 44811 | 10/100 |
| 11 | 44847 | 9/100 |
| 12 | 44826 | 8/100 |
Most distressed ZIP codes in Erie County (composite distress 0-100, 2026)
What is driving Erie County distress
Erie County's placement in the national index rests on public filings — a 13/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.
Erie County market phase and pricing
The cycle in Erie County is expansion, with values up 5.9% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
See the distressed properties behind the data in Erie County
Keep reading the Erie County data at no cost, or open a 60-minute exploration to work the actual distressed parcels inside each ZIP.
Card-free · live data across the whole platform for a week.
Frequently asked questions
Which part of Erie County, OH scores highest for distress?
ZIP 43438 leads Erie County at 15/100, recomputed monthly from public records.
Which phase does Erie County sit in right now?
Erie County currently sits in expansion, with values up 5.9% year on year, based on FHFA price-index trajectory.
How is the Erie County data sourced?
Public records only: FHFA for prices, CFPB for mortgage performance, the county recorder for filings, FEMA/NFIP for flood, Census ACS for demographics. The 13 Erie County ZIP codes are scored exactly as every other county is, which is what makes cross-market comparison valid.
How much do distress scores vary between Erie County ZIP codes?
Averaging the county conceals how uneven it is. Across the Erie County ZIPs DLRadar ranks, scores run from 15/100 in 43438 down to 8/100 in 44826, against a Erie County average of 13/100. A spread of 7 points means Erie County has to be worked ZIP by ZIP.
What do Erie County home values and vacancy say about distressed supply?
The typical Erie County home carries about $207,862 of value against a median household income near $67,221. Vacancy across Erie County's tracked ZIPs runs 15.2% and the poverty rate is 8.8%. Vacancy and strained affordability are the conditions that make arrears become supply, read here against Erie County's foreclosure and tax-lien filings and its 52/100 lending headwind.
Related
Every score is formula-driven and sourced from public records. Treat it as research, not investment, legal or financial advice. Monthly refresh.