Erie County, OH Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Erie County, OH distress report, 2026: 13 ZIPs scored in Erie, OH, Erie, OH average 12/100; the top Erie, OH ZIP is 43464 at 17/100; Erie, OH market phase expansion, Erie, OH prices +5.9% year over year.
- Erie, OH ranks #1,656 nationally (opportunity index); Erie, OH #14 in Ohio; Erie, OH index 28.9.
- Erie, OH: no CFPB county sample; Erie, OH metro area reading 0.9%.
- Erie, OH ZIP phases: 7 expansion, 6 peak.
- Erie, OH residential listings tracked: 12 across 7 ZIPs; Erie, OH candidate listings 3.
- Erie, OH HUD assisted properties: 7 with 321 units.
- Erie, OH lenders on watch: 8; largest Erie, OH footprint Civista Bank (6 branches).
- Erie, OH most distressed ZIP: 43464 at 17/100.
Erie, OH figures: DLRadar distress index; Erie, OH inputs: CFPB, FHFA, HUD, FDIC; Erie, OH rebuilt as sources refresh.
| Rank | Erie, OH ZIP | Score |
|---|---|---|
| 1 | 43464 | 17/100 |
| 2 | 43438 | 14/100 |
| 3 | 44089 | 14/100 |
| 4 | 44814 | 14/100 |
| 5 | 44824 | 14/100 |
| 6 | 44839 | 14/100 |
| 7 | 44846 | 14/100 |
| 8 | 44870 | 14/100 |
| 9 | 44811 | 11/100 |
| 10 | 44889 | 11/100 |
| 11 | 44847 | 9/100 |
| 12 | 44826 | 8/100 |
Most distressed Erie, OH ZIPs (0-100, 2026)
Mortgage delinquency around Erie, OH
No CFPB county sample covers Erie, OH; the metro area reading for Erie, OH (Sandusky, OH): 0.9% ninety-plus; Erie, OH area thirty-to-eighty-nine 2.3% (December 2025, Erie, OH); Ohio overall 1.0%.
Opportunity index: Erie, OH
Erie, OH index 28.9, Erie, OH phase early_signal; Erie, OH primary driver vacancy, Erie, OH second driver bank institutional. Erie, OH components: property stress 17.1, foreclosure pressure 15.7, listing discounts 31.2, bank stress 61.5, insurance 0.0; Erie, OH pulse 32.5; Erie, OH capital opportunity 23.6; Erie, OH seven-day change +0.2%.
ZIP market phases inside Erie, OH
13 Erie, OH ZIPs carry a price-cycle phase; Erie, OH ZIPs by phase (Erie, OH), deepest drawdown first: expansion, +5.9% YoY (Erie, OH): 43438, 44814, 44839, 44870; peak, +4.5% YoY (Erie, OH): 43464; expansion, +5.1% YoY (Erie, OH): 44089; peak, +4.2% YoY (Erie, OH): 44811; expansion, +5.8% YoY (Erie, OH): 44824, 44846; peak, +4.1% YoY (Erie, OH): 44826; peak, +4.4% YoY (Erie, OH): 44847, 44889; peak, +4.0% YoY (Erie, OH): 44857.
Residential listings by Erie, OH ZIP
Erie, OH ZIPs with the most tracked Erie, OH residential listings: 44870 6 listings, 2 candidates, bank pressure 66; 44839 3 listings, 1 candidates, bank pressure 66; 44089 1 listings, 0 candidates, bank pressure 65; 44814 1 listings, 0 candidates, bank pressure 66 (Erie, OH); 44846 1 listings, 0 candidates, bank pressure 61; 43438 0 listings, 0 candidates, bank pressure 66; 44824 0 listings, 0 candidates, bank pressure 67. Erie, OH totals: 12 listings; Erie, OH candidates 3; active ZIPs 3.
HUD assisted housing in Erie, OH
7 assisted properties with 321 units sit in Erie, OH; largest Erie, OH properties: Harborview (Sandusky) 100 units, 100 assisted; Bogart Landing (Sandusky) 90 units; Redwood Vermilion (Vermilion) 54 units in Erie, OH; Erie Community Plaza (Sandusky) 29 units, 29 assisted; Woodlawn Court (Sandusky) 21 units, 20 assisted; Northwest Ohio Voa Living Center (Sandusky) 15 units, 14 assisted.
Lenders with branches in Erie, OH
Erie, OH lenders by branch count: Civista Bank (Erie, OH): stress 45, 6 branches moderate in Erie, OH; Keybank National Assn (Erie, OH): stress 65, 3 branches low in Erie, OH; First Nb Of Bellevue (Erie, OH): stress 78, 2 branches elevated in Erie, OH; First Fs&La Of Lorain (Erie, OH): stress 91, 1 branch moderate in Erie, OH; First Federal Bank Of Ohio (Erie, OH): stress 68, 1 branch moderate in Erie, OH; U S Bank National Assn (Erie, OH): stress 67, 1 branch moderate in Erie, OH; Croghan Colonial Bank (Erie, OH): stress 67, 1 branch low in Erie, OH; Huntington National Bank (Erie, OH): stress 63, 1 branch low in Erie, OH.
Vacancy and permits, Erie, OH
6,052 of 38,534 Erie, OH housing units are vacant; Erie, OH permits, twelve months: 6 multifamily units in Erie, OH, 164 one-to-four unit units.
Work Erie, OH at the parcel level
Every Erie, OH parcel carries owner and address; every Erie, OH parcel carries APN; Erie, OH distress scores sit on the Erie, OH live board.
Erie, OH figures refresh with each source.
Erie, OH questions
Most distressed ZIP code in Erie County, OH?
ZIP 43464 leads Erie, OH at 17/100; next in Erie, OH: 43438 at 14/100; the Erie, OH average is 12/100.
Where does Erie County, OH rank for investment opportunity?
Erie, OH is #1,656 among all ranked counties, #14 in Ohio; the Erie, OH driver is vacancy; Erie, OH moved up 61 places.
How many mortgages are delinquent in Erie County, OH?
Erie, OH takes the metro area reading of 0.9% for December 2025; no CFPB county sample covers Erie, OH.
Which banks lend in Erie County, OH?
8 watched lenders hold Erie, OH branches; the largest Erie, OH footprints are Civista Bank (6), Keybank National Assn (3), First Nb Of Bellevue (2).
More on Erie, OH
Erie County, OH distress report: public-record figures for Erie, OH; not legal advice for Erie, OH; not tax or investment advice; verify every Erie, OH record before acting.