Essex County, VA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Essex County, VA distress report, 2026: 9 ZIPs scored in Essex, VA, Essex, VA average 8/100; the top Essex, VA ZIP is 22436 at 9/100; Essex, VA market phase expansion, Essex, VA prices +5.5% year over year.
- Essex, VA ranks #2,785 nationally (opportunity index); Essex, VA #88 in Virginia; Essex, VA index 24.5.
- Essex, VA: no CFPB county sample; Essex, VA non-metro area reading 1.2%.
- Essex, VA ZIP phases: 7 expansion, 2 peak.
- Essex, VA residential listings tracked: 5 across 7 ZIPs; Essex, VA candidate listings 1.
- Essex, VA lenders on watch: 3; largest Essex, VA footprint Primis Bank (2 branches).
- Essex, VA most distressed ZIP: 22436 at 9/100.
Essex, VA figures: DLRadar distress index; Essex, VA inputs: CFPB, FHFA, HUD, FDIC; Essex, VA rebuilt as sources refresh.
| Rank | Essex, VA ZIP | Score |
|---|---|---|
| 1 | 22436 | 9/100 |
| 2 | 22454 | 9/100 |
| 3 | 22476 | 9/100 |
| 4 | 22504 | 9/100 |
| 5 | 22509 | 9/100 |
| 6 | 22438 | 8/100 |
| 7 | 22560 | 8/100 |
| 8 | 22437 | 5/100 |
| 9 | 23148 | 3/100 |
Most distressed Essex, VA ZIPs (0-100, 2026)
Mortgage delinquency around Essex, VA
No CFPB county sample covers Essex, VA; the non-metro area reading for Essex, VA: 1.2% ninety-plus; Essex, VA area thirty-to-eighty-nine 3.0% (December 2025, Essex, VA); Virginia overall 0.8%.
Opportunity index: Essex, VA
Essex, VA index 24.5, Essex, VA phase weak; Essex, VA primary driver vacancy, Essex, VA second driver construction. Essex, VA components: property stress 16.7, foreclosure pressure 17.1, listing discounts 0.5, bank stress 40.5, insurance 0.0; Essex, VA pulse 30.5; Essex, VA capital opportunity 15.4.
ZIP market phases inside Essex, VA
9 Essex, VA ZIPs carry a price-cycle phase; Essex, VA ZIPs by phase (Essex, VA), deepest drawdown first: expansion, +5.5% YoY (Essex, VA): 22436, 22438, 22454, 22476, Essex, VA 22504, 22509; peak, +3.9% YoY (Essex, VA): 22437; expansion, +5.2% YoY (Essex, VA): 22560; peak, +3.3% YoY (Essex, VA): 23148.
Residential listings by Essex, VA ZIP
Essex, VA ZIPs with the most tracked Essex, VA residential listings: 22504 2 listings, 0 candidates, bank pressure 60; 22560 2 listings, 1 candidates, bank pressure 51; 22436 1 listings, 0 candidates, bank pressure 47; 22438 0 listings, 0 candidates, bank pressure 45 (Essex, VA); 22454 0 listings, 0 candidates, bank pressure 47; 22476 0 listings, 0 candidates, bank pressure 47; 22509 0 listings, 0 candidates, bank pressure 47. Essex, VA totals: 5 listings; Essex, VA candidates 1; active ZIPs 2.
Lenders with branches in Essex, VA
Essex, VA lenders by branch count: Primis Bank (Essex, VA): stress 66, 2 branches low in Essex, VA; Atlantic Union Bank (Essex, VA): stress 40, 1 branch low in Essex, VA; United Bank (Essex, VA): stress 36, 1 branch low in Essex, VA.
Vacancy and permits, Essex, VA
1,364 of 5,811 Essex, VA housing units are vacant; Essex, VA permits, twelve months: 0 multifamily units in Essex, VA, 41 one-to-four unit units.
Work Essex, VA at the parcel level
Every Essex, VA parcel carries owner and address; every Essex, VA parcel carries APN; Essex, VA distress scores sit on the Essex, VA live board.
Essex, VA figures refresh with each source.
Essex, VA questions
Most distressed ZIP code in Essex County, VA?
ZIP 22436 leads Essex, VA at 9/100; next in Essex, VA: 22454 at 9/100; the Essex, VA average is 8/100.
Where does Essex County, VA rank for investment opportunity?
Essex, VA is #2,785 among all ranked counties, #88 in Virginia; the Essex, VA driver is vacancy; Essex, VA moved down 594 places.
How many mortgages are delinquent in Essex County, VA?
Essex, VA takes the non-metro area reading of 1.2% for December 2025; no CFPB county sample covers Essex, VA.
Which banks lend in Essex County, VA?
3 watched lenders hold Essex, VA branches; the largest Essex, VA footprints are Primis Bank (2), Atlantic Union Bank (1), United Bank (1).
More on Essex, VA
Essex County, VA distress report: public-record figures for Essex, VA; not legal advice for Essex, VA; not tax or investment advice; verify every Essex, VA record before acting.