Essex County, VA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Essex County, Virginia? DLRadar grades every Essex County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 9/100. Here is the 2026 Essex County breakdown.
- Essex County's most distressed ZIP is 22436 at 9/100.
- 9 ZIP codes tracked in Essex County, averaging 8/100 distress.
- Essex County reads expansion — home values up 5.5% year over year.
- Vacancy runs 20% across Essex County's tracked ZIPs, with a 11% poverty rate.
- The typical Essex County home is worth about $219,800 against a ~$65,652 median income.
- Lending headwind in Essex County sits at 18/100 — a forward read on distressed supply.
Numbers from the DLRadar public-record distress index, refreshed each month. Quote them freely with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 22436 | 9/100 |
| 2 | 22454 | 9/100 |
| 3 | 22476 | 9/100 |
| 4 | 22504 | 9/100 |
| 5 | 22509 | 9/100 |
| 6 | 22438 | 8/100 |
| 7 | 22560 | 8/100 |
| 8 | 22437 | 5/100 |
| 9 | 23148 | 3/100 |
Most distressed ZIP codes in Essex County (composite distress 0-100, 2026)
What is driving Essex County distress
The Essex County read is assembled from six public feeds — FHFA, CFPB, the county recorder, FEMA, NFIP and Census ACS, producing a 8/100 ZIP average. No proprietary or modelled inputs enter the score.
Essex County market phase and pricing
The cycle in Essex County is expansion, with values up 5.5% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
See the distressed properties behind the data in Essex County
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What people ask
What is the most distressed ZIP code in Essex County, VA?
ZIP 22436 leads Essex County at 9/100, recomputed monthly from public records.
Where is Essex County in the housing cycle?
Essex County reads expansion, with home prices up 5.5% year over year. Phase comes from FHFA House Price Index trajectory.
How is the Essex County data sourced?
Public records only: FHFA for prices, CFPB for mortgage performance, the county recorder for filings, FEMA/NFIP for flood, Census ACS for demographics. The 9 Essex County ZIP codes are scored exactly as every other county is, which is what makes cross-market comparison valid.
How much do distress scores vary between Essex County ZIP codes?
The county figure is a blend, not a description. Across the Essex County ZIPs DLRadar ranks, scores run from 9/100 in 22436 down to 3/100 in 23148, against a Essex County average of 8/100. A spread of 6 points means Essex County has to be worked ZIP by ZIP.
What do Essex County home values and vacancy say about distressed supply?
The typical Essex County home carries about $219,800 of value against a median household income near $65,652. Vacancy across Essex County's tracked ZIPs runs 20% and the poverty rate is 11%. Stretched affordability and standing vacancy are what turn a missed payment into a listing, which is why DLRadar reads them alongside Essex County's foreclosure and tax-lien filings and its 18/100 lending headwind.
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Produced by fixed formulas over public records — research, not investment, legal or financial advice. The underlying index updates monthly.