Fairfax County, VA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Fairfax County, VA distress report, 2026: 49 ZIPs scored in Fairfax, VA, Fairfax, VA average 22/100; the top Fairfax, VA ZIP is 20121 at 23/100; Fairfax, VA market phase peak, Fairfax, VA prices +3.4% year over year.
- Fairfax, VA ranks #3,043 nationally (opportunity index); Fairfax, VA #114 in Virginia; Fairfax, VA index 22.7.
- Fairfax, VA ninety-day mortgage delinquency 0.3% in December 2025; Fairfax, VA twelve-month change +0.1%.
- Fairfax, VA ZIP phases: 49 peak.
- Fairfax, VA residential listings tracked: 385 across 43 ZIPs; Fairfax, VA candidate listings 108.
- Fairfax, VA HUD assisted properties: 1 with 8 units.
- Fairfax, VA lenders on watch: 8; largest Fairfax, VA footprint United Bank (16 branches).
- Fairfax, VA most distressed ZIP: 20121 at 23/100.
Fairfax, VA figures: DLRadar distress index; Fairfax, VA inputs: CFPB, FHFA, HUD, FDIC; Fairfax, VA rebuilt as sources refresh.
| Rank | Fairfax, VA ZIP | Score |
|---|---|---|
| 1 | 20121 | 23/100 |
| 2 | 20124 | 23/100 |
| 3 | 20151 | 23/100 |
| 4 | 20170 | 23/100 |
| 5 | 20171 | 23/100 |
| 6 | 20190 | 23/100 |
| 7 | 20191 | 23/100 |
| 8 | 20194 | 23/100 |
| 9 | 22003 | 23/100 |
| 10 | 22015 | 23/100 |
| 11 | 22027 | 23/100 |
| 12 | 22033 | 23/100 |
Most distressed Fairfax, VA ZIPs (0-100, 2026)
Mortgage delinquency in Fairfax, VA
0.3% of Fairfax, VA mortgages were ninety-plus days late (Fairfax, VA, December 2025); Fairfax, VA thirty-to-eighty-nine days late: 0.6%; Fairfax, VA twelve-month change +0.1%; Fairfax, VA peak since 2008: 3.2% (October 2009); Virginia overall 0.8%. Fairfax, VA ninety-day series: Dec 24 0.2, Jan 25 0.3, Feb 25 0.2 (Fairfax, VA), Mar 25 0.2, Apr 25 0.2, May 25 0.3 (Fairfax, VA), Jun 25 0.3, Jul 25 0.3, Aug 25 0.3 (Fairfax, VA), Sep 25 0.2, Oct 25 0.2, Nov 25 0.3 (Fairfax, VA), Dec 25 0.3.
Opportunity index: Fairfax, VA
Fairfax, VA index 22.7, Fairfax, VA phase weak; Fairfax, VA primary driver bank institutional, Fairfax, VA second driver construction. Fairfax, VA components: property stress 8.0, foreclosure pressure 6.2, listing discounts 26.4, bank stress 58.7, insurance 0.0; Fairfax, VA pulse 24.0; Fairfax, VA capital opportunity 20.7; Fairfax, VA seven-day change +0.1%.
ZIP market phases inside Fairfax, VA
49 Fairfax, VA ZIPs carry a price-cycle phase; Fairfax, VA ZIPs by phase (Fairfax, VA), deepest drawdown first: peak, +3.4% YoY (Fairfax, VA): 20120, 20121, 20124, 20151, Fairfax, VA 20170, 20171, 20190, 20191, Fairfax, VA 20194, 22003, 22015, 22027, Fairfax, VA 22030, 22031, 22032, 22033.
Residential listings by Fairfax, VA ZIP
Fairfax, VA ZIPs with the most tracked Fairfax, VA residential listings: 20191 43 listings, 7 candidates, bank pressure 63; 22101 35 listings, 1 candidates, bank pressure 63; 22102 30 listings, 15 candidates, bank pressure 63; 22030 27 listings, 11 candidates, bank pressure 63 (Fairfax, VA); 22180 27 listings, 2 candidates, bank pressure 63; 20190 20 listings, 5 candidates, bank pressure 63; 22182 20 listings, 1 candidates, bank pressure 63; 22181 19 listings, 4 candidates, bank pressure 63. Fairfax, VA totals: 385 listings; Fairfax, VA candidates 108; active ZIPs 36.
HUD assisted housing in Fairfax, VA
1 assisted properties with 8 units sit in Fairfax, VA; largest Fairfax, VA properties: Pathway Visions (Fairfax) 8 units, 8 assisted.
Lenders with branches in Fairfax, VA
Fairfax, VA lenders by branch count: United Bank (Fairfax, VA): stress 36, 16 branches low in Fairfax, VA; Burke&Herbert Bank&Trust Co (Fairfax, VA): stress 62, 13 branches low in Fairfax, VA; Capital One National Assn (Fairfax, VA): stress 40, 12 branches low in Fairfax, VA; Atlantic Union Bank (Fairfax, VA): stress 40, 8 branches low in Fairfax, VA; Freedom Bank Of Virginia (Fairfax, VA): stress 81, 4 branches low in Fairfax, VA; Trustar Bank (Fairfax, VA): stress 80, 3 branches low in Fairfax, VA; Fvcbank (Fairfax, VA): stress 57, 3 branches low in Fairfax, VA; Mainstreet Bank (Fairfax, VA): stress 64, 2 branches low in Fairfax, VA.
Vacancy and permits, Fairfax, VA
15,946 of 430,047 Fairfax, VA housing units are vacant; Fairfax, VA permits, twelve months: 2,555 multifamily units in Fairfax, VA, 725 one-to-four unit units.
Work Fairfax, VA at the parcel level
Every Fairfax, VA parcel carries owner and address; every Fairfax, VA parcel carries APN; Fairfax, VA distress scores sit on the Fairfax, VA live board.
Fairfax, VA figures refresh with each source.
Fairfax, VA questions
Most distressed ZIP code in Fairfax County, VA?
ZIP 20121 leads Fairfax, VA at 23/100; next in Fairfax, VA: 20124 at 23/100; the Fairfax, VA average is 22/100.
Where does Fairfax County, VA rank for investment opportunity?
Fairfax, VA is #3,043 among all ranked counties, #114 in Virginia; the Fairfax, VA driver is bank institutional; Fairfax, VA moved up 64 places.
How many mortgages are delinquent in Fairfax County, VA?
0.3% of Fairfax, VA mortgages were ninety-plus days late in December 2025; the Fairfax, VA peak since 2008 was 3.2%.
Which banks lend in Fairfax County, VA?
8 watched lenders hold Fairfax, VA branches; the largest Fairfax, VA footprints are United Bank (16), Burke&Herbert Bank&Trust Co (13), Capital One National Assn (12).
More on Fairfax, VA
Fairfax County, VA distress report: public-record figures for Fairfax, VA; not legal advice for Fairfax, VA; not tax or investment advice; verify every Fairfax, VA record before acting.