Fairfax County, VA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Fairfax County, Virginia? DLRadar grades every Fairfax County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 25/100. Here is the 2026 Fairfax County breakdown.
- Fairfax County's most distressed ZIP is 20120 at 25/100.
- 49 ZIP codes tracked in Fairfax County, averaging 24/100 distress.
- Fairfax County reads peak — home values up 3.4% year over year.
- Vacancy runs 4.1% across Fairfax County's tracked ZIPs, with a 5.8% poverty rate.
- The typical Fairfax County home is worth about $783,613 against a ~$151,469 median income.
- Lending headwind in Fairfax County sits at 44/100 — a forward read on distressed supply.
All figures come from the monthly DLRadar distress index built on public records. Attribution to DLRadar (dlradar.com) appreciated.
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 20120 | 25/100 |
| 2 | 20121 | 25/100 |
| 3 | 20124 | 25/100 |
| 4 | 20151 | 25/100 |
| 5 | 20170 | 25/100 |
| 6 | 20171 | 25/100 |
| 7 | 20190 | 25/100 |
| 8 | 20191 | 25/100 |
| 9 | 20194 | 25/100 |
| 10 | 22003 | 25/100 |
| 11 | 22015 | 25/100 |
| 12 | 22027 | 25/100 |
Most distressed ZIP codes in Fairfax County (composite distress 0-100, 2026)
What is driving Fairfax County distress
Fairfax County's placement in the national index rests on public filings — a 24/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.
Fairfax County market phase and pricing
Fairfax County currently sits in peak after a 3.4% gain in the past twelve months. Slower absorption is the mechanism that converts price weakness into motivated supply.
See the distressed properties behind the data in Fairfax County
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Questions and answers
What is the hardest-hit ZIP in Fairfax County?
ZIP 20120 leads Fairfax County at 25/100, recomputed monthly from public records.
Where is Fairfax County in the housing cycle?
Phase for Fairfax County: peak, tracking a 3.4% gain year over year, read off the FHFA index.
Where does the Fairfax County data come from?
Fairfax County draws on FHFA (peak trajectory), CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS — every one a public source. The scoring model does not change between counties, so these 49 ZIPs are comparable to anywhere else.
How much do distress scores vary between Fairfax County ZIP codes?
One county number flattens a wide range. Across the Fairfax County ZIPs DLRadar ranks, scores run from 25/100 in 20120 down to 25/100 in 22027, against a Fairfax County average of 24/100. Those 0 points separate the ZIPs worth working in Fairfax County from the rest.
What do Fairfax County home values and vacancy say about distressed supply?
The typical Fairfax County home carries about $783,613 of value against a median household income near $151,469. Vacancy across Fairfax County's tracked ZIPs runs 4.1% and the poverty rate is 5.8%. A tight budget and an empty house together turn a missed payment into a sale, so they are scored beside Fairfax County's foreclosure and lien data and its 44/100 lending headwind.
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Every score is formula-driven and sourced from public records. Treat it as research, not investment, legal or financial advice. Monthly refresh.