Fayette County, GA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Fayette County, GA distress report, 2026: 8 ZIPs scored in Fayette, GA, Fayette, GA average 29/100; the top Fayette, GA ZIP is 30213 at 36/100; Fayette, GA market phase peak, Fayette, GA prices +1.2% year over year.
- Fayette, GA ranks #1,993 nationally (opportunity index); Fayette, GA #137 in Georgia; Fayette, GA index 27.7.
- Fayette, GA ninety-day mortgage delinquency 1.0% in December 2025; Fayette, GA twelve-month change +0.3%.
- Fayette, GA ZIP phases: 8 peak.
- Fayette, GA residential listings tracked: 33 across 5 ZIPs; Fayette, GA candidate listings 7.
- Fayette, GA HUD assisted properties: 3 with 210 units.
- Fayette, GA lenders on watch: 3; largest Fayette, GA footprint Ameris Bank (3 branches).
- Fayette, GA most distressed ZIP: 30213 at 36/100.
Fayette, GA figures: DLRadar distress index; Fayette, GA inputs: CFPB, FHFA, HUD, FDIC; Fayette, GA rebuilt as sources refresh.
| Rank | Fayette, GA ZIP | Score |
|---|---|---|
| 1 | 30213 | 36/100 |
| 2 | 30238 | 36/100 |
| 3 | 30214 | 27/100 |
| 4 | 30215 | 27/100 |
| 5 | 30269 | 27/100 |
| 6 | 30290 | 27/100 |
| 7 | 30276 | 25/100 |
| 8 | 30205 | 24/100 |
Most distressed Fayette, GA ZIPs (0-100, 2026)
Mortgage delinquency in Fayette, GA
1.0% of Fayette, GA mortgages were ninety-plus days late (Fayette, GA, December 2025); Fayette, GA thirty-to-eighty-nine days late: 1.7%; Fayette, GA twelve-month change +0.3%; Fayette, GA peak since 2008: 4.2% (July 2010); Georgia overall 1.3%. Fayette, GA ninety-day series: Dec 24 0.7, Jan 25 1.1, Feb 25 0.8 (Fayette, GA), Mar 25 0.8, Apr 25 0.6, May 25 0.7 (Fayette, GA), Jun 25 0.7, Jul 25 1.2, Aug 25 1.2 (Fayette, GA), Sep 25 0.9, Oct 25 0.8, Nov 25 0.9 (Fayette, GA), Dec 25 1.0.
Opportunity index: Fayette, GA
Fayette, GA index 27.7, Fayette, GA phase weak; Fayette, GA primary driver bank institutional, Fayette, GA second driver listings discount. Fayette, GA components: property stress 16.1, foreclosure pressure 14.2, listing discounts 35.6, bank stress 60.0, insurance 0.0; Fayette, GA pulse 29.1; Fayette, GA capital opportunity 25.5; Fayette, GA seven-day change +0.5%.
ZIP market phases inside Fayette, GA
8 Fayette, GA ZIPs carry a price-cycle phase; Fayette, GA ZIPs by phase (Fayette, GA), deepest drawdown first: peak, +1.2% YoY, 0.0% off peak (Fayette, GA): 30205, 30213, 30214, 30215, Fayette, GA 30238, 30269, 30276, 30290.
Residential listings by Fayette, GA ZIP
Fayette, GA ZIPs with the most tracked Fayette, GA residential listings: 30214 13 listings, 3 candidates, bank pressure 60; 30215 13 listings, 3 candidates, bank pressure 61; 30269 6 listings, 1 candidates, bank pressure 64; 30290 1 listings, 0 candidates, bank pressure 64 (Fayette, GA); 30205 0 listings, 0 candidates, bank pressure 63. Fayette, GA totals: 33 listings; Fayette, GA candidates 7; active ZIPs 4.
HUD assisted housing in Fayette, GA
3 assisted properties with 210 units sit in Fayette, GA; largest Fayette, GA properties: Lafayette Square (Fayetteville) 210 units; Meridian On The Square (Fayetteville) 0 units; Walton Fayetteville (Fayetteville) 0 units in Fayette, GA.
Lenders with branches in Fayette, GA
Fayette, GA lenders by branch count: Ameris Bank (Fayette, GA): stress 51, 3 branches low in Fayette, GA; Talbot State Bank (Fayette, GA): stress 100, 1 branch low in Fayette, GA; Colony Bank (Fayette, GA): stress 65, 1 branch low in Fayette, GA.
Vacancy and permits, Fayette, GA
1,872 of 46,453 Fayette, GA housing units are vacant; Fayette, GA permits, twelve months: 0 multifamily units in Fayette, GA, 477 one-to-four unit units.
Work Fayette, GA at the parcel level
Every Fayette, GA parcel carries owner and address; every Fayette, GA parcel carries APN; Fayette, GA distress scores sit on the Fayette, GA live board.
Fayette, GA figures refresh with each source.
Fayette, GA questions
Most distressed ZIP code in Fayette County, GA?
ZIP 30213 leads Fayette, GA at 36/100; next in Fayette, GA: 30238 at 36/100; the Fayette, GA average is 29/100.
Where does Fayette County, GA rank for investment opportunity?
Fayette, GA is #1,993 among all ranked counties, #137 in Georgia; the Fayette, GA driver is bank institutional; Fayette, GA moved up 508 places.
How many mortgages are delinquent in Fayette County, GA?
1.0% of Fayette, GA mortgages were ninety-plus days late in December 2025; the Fayette, GA peak since 2008 was 4.2%.
Which banks lend in Fayette County, GA?
3 watched lenders hold Fayette, GA branches; the largest Fayette, GA footprints are Ameris Bank (3), Talbot State Bank (1), Colony Bank (1).
More on Fayette, GA
Fayette County, GA distress report: public-record figures for Fayette, GA; not legal advice for Fayette, GA; not tax or investment advice; verify every Fayette, GA record before acting.