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Fayette County, OH Distress Report: Foreclosure, Tax Liens & ZIPs (2026)

Where is distress concentrating in Fayette County, Ohio? DLRadar grades every Fayette County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 22/100. Here is the 2026 Fayette County breakdown.

  • Fayette County's most distressed ZIP is 45335 at 22/100.
  • 11 ZIP codes tracked in Fayette County, averaging 10/100 distress.
  • Fayette County reads peak — home values up 3.9% year over year.
  • Vacancy runs 8.6% across Fayette County's tracked ZIPs, with a 17.1% poverty rate.
  • The typical Fayette County home is worth about $173,264 against a ~$65,437 median income.
  • Lending headwind in Fayette County sits at 52/100 — a forward read on distressed supply.

Numbers from the DLRadar public-record distress index, refreshed each month. Quote them freely with credit to DLRadar (dlradar.com).

RankZIPComposite distress
14533522/100
24314512/100
34516912/100
44314311/100
54315310/100
64512310/100
7451359/100
8431065/100
9431285/100
10431425/100
11431605/100

Most distressed ZIP codes in Fayette County (composite distress 0-100, 2026)

What is driving Fayette County distress

Fayette County's placement in the national index rests on public filings — a 10/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.

Fayette County market phase and pricing

DLRadar places Fayette County in peak; prices moved up 3.9% over the year. Longer marketing times follow, and with them the sellers worth calling.

See the distressed properties behind the data in Fayette County

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Questions and answers

Where is distress highest inside Fayette County, OH?

ZIP 45335 leads Fayette County at 22/100, recomputed monthly from public records.

Where is Fayette County in the housing cycle?

Fayette County reads peak, with home prices up 3.9% year over year. Phase comes from FHFA House Price Index trajectory.

What are the sources behind these Fayette County numbers?

Nothing here is proprietary or estimated — FHFA price data, CFPB performance data, county recorder records, FEMA/NFIP and Census ACS. All 11 Fayette County ZIPs are scored by the same deterministic method applied to every U.S. county.

How much do distress scores vary between Fayette County ZIP codes?

County-level numbers smooth away the detail that matters. Across the Fayette County ZIPs DLRadar ranks, scores run from 22/100 in 45335 down to 5/100 in 43160, against a Fayette County average of 10/100. A spread of 17 points means Fayette County has to be worked ZIP by ZIP.

What do Fayette County home values and vacancy say about distressed supply?

The typical Fayette County home carries about $173,264 of value against a median household income near $65,437. Vacancy across Fayette County's tracked ZIPs runs 8.6% and the poverty rate is 17.1%. Affordability pressure plus standing vacancy is what moves an owner from behind to selling, which is why it is paired with Fayette County's filings and its 52/100 lending headwind.

Related

Scores are computed, not advised: public records, fixed formulas, monthly refresh. Not investment, legal or financial advice.

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