Fayette County, OH Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Fayette County, OH distress report, 2026: 11 ZIPs scored in Fayette, OH, Fayette, OH average 11/100; the top Fayette, OH ZIP is 45335 at 22/100; Fayette, OH market phase peak, Fayette, OH prices +3.9% year over year.
- Fayette, OH ranks #2,538 nationally (opportunity index); Fayette, OH #49 in Ohio; Fayette, OH index 25.7.
- Fayette, OH: no CFPB county sample; Fayette, OH non-metro area reading 1.4%.
- Fayette, OH ZIP phases: 10 peak, 1 expansion.
- Fayette, OH residential listings tracked: 23 across 4 ZIPs; Fayette, OH candidate listings 17.
- Fayette, OH HUD assisted properties: 4 with 152 units.
- Fayette, OH lenders on watch: 7; largest Fayette, OH footprint Huntington National Bank (2 branches).
- Fayette, OH most distressed ZIP: 45335 at 22/100.
Fayette, OH figures: DLRadar distress index; Fayette, OH inputs: CFPB, FHFA, HUD, FDIC; Fayette, OH rebuilt as sources refresh.
| Rank | Fayette, OH ZIP | Score |
|---|---|---|
| 1 | 45335 | 22/100 |
| 2 | 43143 | 13/100 |
| 3 | 43153 | 13/100 |
| 4 | 45123 | 13/100 |
| 5 | 43145 | 12/100 |
| 6 | 45135 | 12/100 |
| 7 | 45169 | 12/100 |
| 8 | 43106 | 5/100 |
| 9 | 43128 | 5/100 |
| 10 | 43142 | 5/100 |
| 11 | 43160 | 5/100 |
Most distressed Fayette, OH ZIPs (0-100, 2026)
Mortgage delinquency around Fayette, OH
No CFPB county sample covers Fayette, OH; the non-metro area reading for Fayette, OH: 1.4% ninety-plus; Fayette, OH area thirty-to-eighty-nine 3.4% (December 2025, Fayette, OH); Ohio overall 1.0%.
Opportunity index: Fayette, OH
Fayette, OH index 25.7, Fayette, OH phase weak; Fayette, OH primary driver bank institutional, Fayette, OH second driver vacancy. Fayette, OH components: property stress 9.9, foreclosure pressure 8.5, listing discounts 38.6, bank stress 56.2, insurance 0.0; Fayette, OH pulse 25.3; Fayette, OH capital opportunity 26.2; Fayette, OH seven-day change +0.3%.
ZIP market phases inside Fayette, OH
11 Fayette, OH ZIPs carry a price-cycle phase; Fayette, OH ZIPs by phase (Fayette, OH), deepest drawdown first: peak, +3.9% YoY (Fayette, OH): 43106, 43128, 43142, 43160; peak, +3.1% YoY (Fayette, OH): 43143; peak, +3.4% YoY (Fayette, OH): 43145; peak, +2.9% YoY (Fayette, OH): 43153; peak, +4.8% YoY (Fayette, OH): 45123; expansion, +5.3% YoY (Fayette, OH): 45135; peak, +4.0% YoY (Fayette, OH): 45169; peak, +4.5% YoY (Fayette, OH): 45335.
Residential listings by Fayette, OH ZIP
Fayette, OH ZIPs with the most tracked Fayette, OH residential listings: 43160 20 listings, 16 candidates, bank pressure 62; 43106 3 listings, 1 candidates, bank pressure 62; 43128 0 listings, 0 candidates, bank pressure 62; 43142 0 listings, 0 candidates, bank pressure 62 (Fayette, OH). Fayette, OH totals: 23 listings; Fayette, OH candidates 17; active ZIPs 2.
HUD assisted housing in Fayette, OH
4 assisted properties with 152 units sit in Fayette, OH; largest Fayette, OH properties: Jeffersonville Green Ii (Jeffersonville) 49 units, 49 assisted; Hattie Jackson Commons/Obgc Iii (Washington Court House) 45 units, 45 assisted; Seton Washington Courthouse (Washington Court House) 40 units, 40 assisted in Fayette, OH; Hattie Jackson Ii (Washington Court House) 18 units, 18 assisted.
Lenders with branches in Fayette, OH
Fayette, OH lenders by branch count: Huntington National Bank (Fayette, OH): stress 63, 2 branches low in Fayette, OH; First State Bank (Fayette, OH): stress 73, 1 branch low in Fayette, OH; Merchants National Bank (Fayette, OH): stress 69, 1 branch low in Fayette, OH; U S Bank National Assn (Fayette, OH): stress 67, 1 branch low in Fayette, OH; Fifth Third Bank Na (Fayette, OH): stress 62, 1 branch low in Fayette, OH; Lcnb National Bank (Fayette, OH): stress 57, 1 branch low in Fayette, OH; Union Savings Bank (Fayette, OH): stress 50, 1 branch low in Fayette, OH.
Vacancy and permits, Fayette, OH
1,143 of 12,725 Fayette, OH housing units are vacant; Fayette, OH permits, twelve months: 0 multifamily units in Fayette, OH, 121 one-to-four unit units.
Work Fayette, OH at the parcel level
Every Fayette, OH parcel carries owner and address; every Fayette, OH parcel carries APN; Fayette, OH distress scores sit on the Fayette, OH live board.
Fayette, OH figures refresh with each source.
Fayette, OH questions
Most distressed ZIP code in Fayette County, OH?
ZIP 45335 leads Fayette, OH at 22/100; next in Fayette, OH: 43143 at 13/100; the Fayette, OH average is 11/100.
Where does Fayette County, OH rank for investment opportunity?
Fayette, OH is #2,538 among all ranked counties, #49 in Ohio; the Fayette, OH driver is bank institutional; Fayette, OH moved up 487 places.
How many mortgages are delinquent in Fayette County, OH?
Fayette, OH takes the non-metro area reading of 1.4% for December 2025; no CFPB county sample covers Fayette, OH.
Which banks lend in Fayette County, OH?
7 watched lenders hold Fayette, OH branches; the largest Fayette, OH footprints are Huntington National Bank (2), First State Bank (1), Merchants National Bank (1).
More on Fayette, OH
Fayette County, OH distress report: public-record figures for Fayette, OH; not legal advice for Fayette, OH; not tax or investment advice; verify every Fayette, OH record before acting.