Fillmore County, MN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Fillmore County, MN distress report, 2026: 16 ZIPs scored in Fillmore, MN, Fillmore, MN average 23/100; the top Fillmore, MN ZIP is 55961 at 32/100; Fillmore, MN market phase neutral, Fillmore, MN prices +3.0% year over year.
- Fillmore, MN ranks #2,644 nationally (opportunity index); Fillmore, MN #50 in Minnesota; Fillmore, MN index 25.2.
- Fillmore, MN: no CFPB county sample; Fillmore, MN metro area reading 0.5%.
- Fillmore, MN ZIP phases: 11 neutral, 5 peak.
- Fillmore, MN residential listings tracked: 7 across 11 ZIPs; Fillmore, MN candidate listings 4.
- Fillmore, MN HUD assisted properties: 1 with 24 units.
- Fillmore, MN lenders on watch: 8; largest Fillmore, MN footprint First Southeast Bank (3 branches).
- Fillmore, MN most distressed ZIP: 55961 at 32/100.
Fillmore, MN figures: DLRadar distress index; Fillmore, MN inputs: CFPB, FHFA, HUD, FDIC; Fillmore, MN rebuilt as sources refresh.
| Rank | Fillmore, MN ZIP | Score |
|---|---|---|
| 1 | 55961 | 32/100 |
| 2 | 55951 | 31/100 |
| 3 | 55975 | 26/100 |
| 4 | 55922 | 24/100 |
| 5 | 55935 | 24/100 |
| 6 | 55939 | 24/100 |
| 7 | 55949 | 24/100 |
| 8 | 55954 | 24/100 |
| 9 | 55962 | 24/100 |
| 10 | 55965 | 24/100 |
| 11 | 55990 | 24/100 |
| 12 | 55923 | 18/100 |
Most distressed Fillmore, MN ZIPs (0-100, 2026)
Mortgage delinquency around Fillmore, MN
No CFPB county sample covers Fillmore, MN; the metro area reading for Fillmore, MN (Rochester, MN): 0.5% ninety-plus; Fillmore, MN area thirty-to-eighty-nine 1.1% (December 2025, Fillmore, MN); Minnesota overall 0.6%.
Opportunity index: Fillmore, MN
Fillmore, MN index 25.2, Fillmore, MN phase weak; Fillmore, MN primary driver bank institutional, Fillmore, MN second driver vacancy. Fillmore, MN components: property stress 14.9, foreclosure pressure 13.9, listing discounts 11.6, bank stress 66.6, insurance 0.0; Fillmore, MN pulse 32.5; Fillmore, MN capital opportunity 14.3; Fillmore, MN seven-day change +0.3%.
ZIP market phases inside Fillmore, MN
16 Fillmore, MN ZIPs carry a price-cycle phase; Fillmore, MN ZIPs by phase (Fillmore, MN), deepest drawdown first: neutral, +3.0% YoY (Fillmore, MN): 55922, 55923, 55935, 55939, Fillmore, MN 55949, 55965, 55976, 55990; peak, +2.8% YoY (Fillmore, MN): 55951, 55961; neutral, +3.2% YoY (Fillmore, MN): 55954; neutral, +2.9% YoY (Fillmore, MN): 55962, 55975; peak, +3.2% YoY (Fillmore, MN): 55971; peak, +4.9% YoY (Fillmore, MN): 55974; peak, +2.7% YoY (Fillmore, MN): 55979.
Residential listings by Fillmore, MN ZIP
Fillmore, MN ZIPs with the most tracked Fillmore, MN residential listings: 55975 2 listings, 2 candidates, bank pressure 62; 55923 1 listings, 0 candidates, bank pressure 66; 55939 1 listings, 0 candidates, bank pressure 67; 55949 1 listings, 0 candidates, bank pressure 67 (Fillmore, MN); 55954 1 listings, 1 candidates, bank pressure 67; 55971 1 listings, 1 candidates, bank pressure 65; 55922 0 listings, 0 candidates, bank pressure 67; 55935 0 listings, 0 candidates, bank pressure 67. Fillmore, MN totals: 7 listings; Fillmore, MN candidates 4; active ZIPs 6.
HUD assisted housing in Fillmore, MN
1 assisted properties with 24 units sit in Fillmore, MN; largest Fillmore, MN properties: Lakewood Apartments (Chatfield) 24 units, 24 assisted.
Lenders with branches in Fillmore, MN
Fillmore, MN lenders by branch count: First Southeast Bank (Fillmore, MN): stress 67, 3 branches low in Fillmore, MN; Minnwest Bank (Fillmore, MN): stress 62, 2 branches low in Fillmore, MN; Merchants Bank National Assn (Fillmore, MN): stress 59, 2 branches low in Fillmore, MN; Root River State Bank (Fillmore, MN): stress 98, 1 branch low in Fillmore, MN; First State Bank Of Fountain (Fillmore, MN): stress 97, 1 branch low in Fillmore, MN; Rushford State Bank Inc (Fillmore, MN): stress 88, 1 branch low in Fillmore, MN; F&M Community Bank Na (Fillmore, MN): stress 76, 1 branch low in Fillmore, MN; First State Bank Minnesota (Fillmore, MN): stress 47, 1 branch low in Fillmore, MN.
Vacancy and permits, Fillmore, MN
969 of 9,692 Fillmore, MN housing units are vacant; Fillmore, MN permits, twelve months: 0 multifamily units in Fillmore, MN, 63 one-to-four unit units.
Work Fillmore, MN at the parcel level
Every Fillmore, MN parcel carries owner and address; every Fillmore, MN parcel carries APN; Fillmore, MN distress scores sit on the Fillmore, MN live board.
Fillmore, MN figures refresh with each source.
Fillmore, MN questions
Most distressed ZIP code in Fillmore County, MN?
ZIP 55961 leads Fillmore, MN at 32/100; next in Fillmore, MN: 55951 at 31/100; the Fillmore, MN average is 23/100.
Where does Fillmore County, MN rank for investment opportunity?
Fillmore, MN is #2,644 among all ranked counties, #50 in Minnesota; the Fillmore, MN driver is bank institutional; Fillmore, MN moved down 927 places.
How many mortgages are delinquent in Fillmore County, MN?
Fillmore, MN takes the metro area reading of 0.5% for December 2025; no CFPB county sample covers Fillmore, MN.
Which banks lend in Fillmore County, MN?
8 watched lenders hold Fillmore, MN branches; the largest Fillmore, MN footprints are First Southeast Bank (3), Minnwest Bank (2), Merchants Bank National Assn (2).
More on Fillmore, MN
Fillmore County, MN distress report: public-record figures for Fillmore, MN; not legal advice for Fillmore, MN; not tax or investment advice; verify every Fillmore, MN record before acting.