Flathead County, MT Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Flathead County, MT distress report, 2026: 16 ZIPs scored in Flathead, MT, Flathead, MT average 14/100; the top Flathead, MT ZIP is 59901 at 14/100; Flathead, MT market phase peak, Flathead, MT prices +2.5% year over year.
- Flathead, MT ranks #2,542 nationally (opportunity index); Flathead, MT #46 in Montana; Flathead, MT index 25.7.
- Flathead, MT: no CFPB county sample; Flathead, MT non-metro area reading 0.7%.
- Flathead, MT ZIP phases: 16 peak.
- Flathead, MT residential listings tracked: 213 across 14 ZIPs; Flathead, MT candidate listings 52.
- Flathead, MT HUD assisted properties: 5 with 189 units.
- Flathead, MT lenders on watch: 8; largest Flathead, MT footprint Glacier Bank (11 branches).
- Flathead, MT most distressed ZIP: 59901 at 14/100.
Flathead, MT figures: DLRadar distress index; Flathead, MT inputs: CFPB, FHFA, HUD, FDIC; Flathead, MT rebuilt as sources refresh.
| Rank | Flathead, MT ZIP | Score |
|---|---|---|
| 1 | 59901 | 14/100 |
| 2 | 59912 | 14/100 |
| 3 | 59913 | 14/100 |
| 4 | 59916 | 14/100 |
| 5 | 59919 | 14/100 |
| 6 | 59920 | 14/100 |
| 7 | 59922 | 14/100 |
| 8 | 59925 | 14/100 |
| 9 | 59926 | 14/100 |
| 10 | 59927 | 14/100 |
| 11 | 59928 | 14/100 |
| 12 | 59932 | 14/100 |
Most distressed Flathead, MT ZIPs (0-100, 2026)
Mortgage delinquency around Flathead, MT
No CFPB county sample covers Flathead, MT; the non-metro area reading for Flathead, MT: 0.7% ninety-plus; Flathead, MT area thirty-to-eighty-nine 2.0% (December 2025, Flathead, MT); Montana overall 0.6%.
Opportunity index: Flathead, MT
Flathead, MT index 25.7, Flathead, MT phase weak; Flathead, MT primary driver vacancy, Flathead, MT second driver bank institutional. Flathead, MT components: property stress 18.1, foreclosure pressure 21.5, listing discounts 24.7, bank stress 54.7, insurance 0.0; Flathead, MT pulse 27.7; Flathead, MT capital opportunity 22.8; Flathead, MT seven-day change -0.2%.
ZIP market phases inside Flathead, MT
16 Flathead, MT ZIPs carry a price-cycle phase; Flathead, MT ZIPs by phase (Flathead, MT), deepest drawdown first: peak, +2.2% YoY (Flathead, MT): 59845, 59911; peak, +2.5% YoY (Flathead, MT): 59901, 59912, 59913, 59916, Flathead, MT 59919, 59920, 59922, 59925, Flathead, MT 59926, 59927, 59928, 59932, Flathead, MT 59936, 59937.
Residential listings by Flathead, MT ZIP
Flathead, MT ZIPs with the most tracked Flathead, MT residential listings: 59901 124 listings, 34 candidates, bank pressure 62; 59937 73 listings, 8 candidates, bank pressure 62; 59912 3 listings, 2 candidates, bank pressure 62; 59922 3 listings, 0 candidates, bank pressure 62 (Flathead, MT); 59913 2 listings, 2 candidates, bank pressure 62; 59919 2 listings, 0 candidates, bank pressure 62; 59925 2 listings, 2 candidates, bank pressure 62; 59926 2 listings, 2 candidates, bank pressure 62. Flathead, MT totals: 213 listings; Flathead, MT candidates 52; active ZIPs 1.
HUD assisted housing in Flathead, MT
5 assisted properties with 189 units sit in Flathead, MT; largest Flathead, MT properties: Sunridge Pointe (Kalispell) 52 units; Aspen 110 (Whitefish) 43 units; Columbia Villa Apts (Columbia Falls) 36 units, 35 assisted in Flathead, MT; El Dorita Apartments (Kalispell) 36 units, 36 assisted; Kalispell Senior Housing, Inc. (Vanee Apartments) (Kalispell) 22 units, 22 assisted.
Lenders with branches in Flathead, MT
Flathead, MT lenders by branch count: Glacier Bank (Flathead, MT): stress 54, 11 branches low in Flathead, MT; First Interstate Bank (Flathead, MT): stress 57, 7 branches low in Flathead, MT; Stockman Bank Of Montana (Flathead, MT): stress 53, 5 branches low in Flathead, MT; Three Rivers Bank Of Montana (Flathead, MT): stress 57, 3 branches low in Flathead, MT; Trailwest Bank (Flathead, MT): stress 61, 2 branches low in Flathead, MT; Valley Bank Of Kalispell (Flathead, MT): stress 61, 2 branches low in Flathead, MT; Farmers State Bank (Flathead, MT): stress 82, 1 branch low in Flathead, MT; First Montana Bank Inc (Flathead, MT): stress 70, 1 branch low in Flathead, MT.
Vacancy and permits, Flathead, MT
7,447 of 51,680 Flathead, MT housing units are vacant; Flathead, MT permits, twelve months: 590 multifamily units in Flathead, MT, 268 one-to-four unit units.
Work Flathead, MT at the parcel level
Every Flathead, MT parcel carries owner and address; every Flathead, MT parcel carries APN; Flathead, MT distress scores sit on the Flathead, MT live board.
Flathead, MT figures refresh with each source.
Flathead, MT questions
Most distressed ZIP code in Flathead County, MT?
ZIP 59901 leads Flathead, MT at 14/100; next in Flathead, MT: 59912 at 14/100; the Flathead, MT average is 14/100.
Where does Flathead County, MT rank for investment opportunity?
Flathead, MT is #2,542 among all ranked counties, #46 in Montana; the Flathead, MT driver is vacancy; Flathead, MT moved up 202 places.
How many mortgages are delinquent in Flathead County, MT?
Flathead, MT takes the non-metro area reading of 0.7% for December 2025; no CFPB county sample covers Flathead, MT.
Which banks lend in Flathead County, MT?
8 watched lenders hold Flathead, MT branches; the largest Flathead, MT footprints are Glacier Bank (11), First Interstate Bank (7), Stockman Bank Of Montana (5).
More on Flathead, MT
Flathead County, MT distress report: public-record figures for Flathead, MT; not legal advice for Flathead, MT; not tax or investment advice; verify every Flathead, MT record before acting.