Forrest County, MS Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Forrest County, Mississippi? DLRadar grades every Forrest County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 25/100. Here is the 2026 Forrest County breakdown.
- Forrest County's most distressed ZIP is 39475 at 25/100.
- 8 ZIP codes tracked in Forrest County, averaging 20/100 distress.
- Forrest County reads neutral — home values up 4.0% year over year, 2.6% off peak.
- Vacancy runs 23.8% across Forrest County's tracked ZIPs, with a 17.6% poverty rate.
- The typical Forrest County home is worth about $172,971 against a ~$59,681 median income.
- Lending headwind in Forrest County sits at 31/100 — a forward read on distressed supply.
All numbers: DLRadar's monthly public-record distress index. Reuse is welcome with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 39475 | 25/100 |
| 2 | 39402 | 24/100 |
| 3 | 39455 | 22/100 |
| 4 | 39401 | 20/100 |
| 5 | 39406 | 20/100 |
| 6 | 39465 | 18/100 |
| 7 | 39577 | 17/100 |
| 8 | 39425 | 11/100 |
Most distressed ZIP codes in Forrest County (composite distress 0-100, 2026)
What is driving Forrest County distress
The Forrest County read is assembled from six public feeds — FHFA, CFPB, the county recorder, FEMA, NFIP and Census ACS, producing a 20/100 ZIP average. No proprietary or modelled inputs enter the score.
Forrest County market phase and pricing
Forrest County reads neutral — home prices rose 4.0% over the last year and are 2.6% off their peak. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
See the distressed properties behind the data in Forrest County
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Questions about this county
Which Forrest County ZIP scores worst for distress?
ZIP 39475 leads Forrest County at 25/100, recomputed monthly from public records.
What stage of the price cycle is Forrest County at?
Forrest County is classified neutral with a 4.0% year-over-year increase, following the FHFA House Price Index.
What are the sources behind these Forrest County numbers?
Public records only: FHFA for prices, CFPB for mortgage performance, the county recorder for filings, FEMA/NFIP for flood, Census ACS for demographics. The 8 Forrest County ZIP codes are scored exactly as every other county is, which is what makes cross-market comparison valid.
How much do distress scores vary between Forrest County ZIP codes?
County-level numbers smooth away the detail that matters. Across the Forrest County ZIPs DLRadar ranks, scores run from 25/100 in 39475 down to 11/100 in 39425, against a Forrest County average of 20/100. That 14-point gap is why acquisition targeting in Forrest County works at ZIP level rather than county level.
What do Forrest County home values and vacancy say about distressed supply?
The typical Forrest County home carries about $172,971 of value against a median household income near $59,681. Vacancy across Forrest County's tracked ZIPs runs 23.8% and the poverty rate is 17.6%. Affordability pressure plus standing vacancy is what moves an owner from behind to selling, which is why it is paired with Forrest County's filings and its 31/100 lending headwind.
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Produced by fixed formulas over public records — research, not investment, legal or financial advice. The underlying index updates monthly.