Fremont County, IA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Fremont County, IA distress report, 2026: 11 ZIPs scored in Fremont, IA, Fremont, IA average 11/100; the top Fremont, IA ZIP is 51645 at 13/100; Fremont, IA market phase peak, Fremont, IA prices +2.5% year over year.
- Fremont, IA ranks #2,175 nationally (opportunity index); Fremont, IA #53 in Iowa; Fremont, IA index 27.1.
- Fremont, IA: no CFPB county sample; Fremont, IA non-metro area reading 0.7%.
- Fremont, IA ZIP phases: 11 peak.
- Fremont, IA residential listings tracked: 2 across 9 ZIPs; Fremont, IA candidate listings 0.
- Fremont, IA lenders on watch: 3; largest Fremont, IA footprint Tri-Valley Bank (1 branch).
- Fremont, IA most distressed ZIP: 51645 at 13/100.
Fremont, IA figures: DLRadar distress index; Fremont, IA inputs: CFPB, FHFA, HUD, FDIC; Fremont, IA rebuilt as sources refresh.
| Rank | Fremont, IA ZIP | Score |
|---|---|---|
| 1 | 51645 | 13/100 |
| 2 | 51601 | 12/100 |
| 3 | 51647 | 12/100 |
| 4 | 51653 | 12/100 |
| 5 | 51639 | 10/100 |
| 6 | 51640 | 10/100 |
| 7 | 51648 | 10/100 |
| 8 | 51649 | 10/100 |
| 9 | 51650 | 10/100 |
| 10 | 51652 | 10/100 |
| 11 | 51654 | 10/100 |
Most distressed Fremont, IA ZIPs (0-100, 2026)
Mortgage delinquency around Fremont, IA
No CFPB county sample covers Fremont, IA; the non-metro area reading for Fremont, IA: 0.7% ninety-plus; Fremont, IA area thirty-to-eighty-nine 2.1% (December 2025, Fremont, IA); Iowa overall 0.9%.
Opportunity index: Fremont, IA
Fremont, IA index 27.1, Fremont, IA phase weak; Fremont, IA primary driver construction, Fremont, IA second driver bank institutional. Fremont, IA components: property stress 10.4, foreclosure pressure 9.4, listing discounts 23.1, bank stress 60.1, insurance 0.0; Fremont, IA pulse 32.3; Fremont, IA capital opportunity 19.3.
ZIP market phases inside Fremont, IA
11 Fremont, IA ZIPs carry a price-cycle phase; Fremont, IA ZIPs by phase (Fremont, IA), deepest drawdown first: peak, +2.5% YoY (Fremont, IA): 51601, 51639, 51647, 51648, Fremont, IA 51649, 51650, 51652, 51654; peak, +2.8% YoY (Fremont, IA): 51640, 51653; peak, +2.9% YoY (Fremont, IA): 51645.
Residential listings by Fremont, IA ZIP
Fremont, IA ZIPs with the most tracked Fremont, IA residential listings: 51652 2 listings, 0 candidates, bank pressure 63; 51639 0 listings, 0 candidates, bank pressure 63; 51640 0 listings, 0 candidates, bank pressure 63; 51645 0 listings, 0 candidates, bank pressure 61 (Fremont, IA); 51648 0 listings, 0 candidates, bank pressure 63; 51649 0 listings, 0 candidates, bank pressure 63; 51650 0 listings, 0 candidates, bank pressure 63; 51653 0 listings, 0 candidates, bank pressure 59. Fremont, IA totals: 2 listings; Fremont, IA candidates 0; active ZIPs 1.
Lenders with branches in Fremont, IA
Fremont, IA lenders by branch count: Tri-Valley Bank (Fremont, IA): stress 98, 1 branch low in Fremont, IA; First Heritage Bank (Fremont, IA): stress 55, 1 branch low in Fremont, IA; Glenwood State Bank (Fremont, IA): stress 31, 1 branch low in Fremont, IA.
Vacancy and permits, Fremont, IA
302 of 3,125 Fremont, IA housing units are vacant; Fremont, IA permits, twelve months: 0 multifamily units in Fremont, IA, 8 one-to-four unit units.
Work Fremont, IA at the parcel level
Every Fremont, IA parcel carries owner and address; every Fremont, IA parcel carries APN; Fremont, IA distress scores sit on the Fremont, IA live board.
Fremont, IA figures refresh with each source.
Fremont, IA questions
Most distressed ZIP code in Fremont County, IA?
ZIP 51645 leads Fremont, IA at 13/100; next in Fremont, IA: 51601 at 12/100; the Fremont, IA average is 11/100.
Where does Fremont County, IA rank for investment opportunity?
Fremont, IA is #2,175 among all ranked counties, #53 in Iowa; the Fremont, IA driver is construction; Fremont, IA moved down 413 places.
How many mortgages are delinquent in Fremont County, IA?
Fremont, IA takes the non-metro area reading of 0.7% for December 2025; no CFPB county sample covers Fremont, IA.
Which banks lend in Fremont County, IA?
3 watched lenders hold Fremont, IA branches; the largest Fremont, IA footprints are Tri-Valley Bank (1), First Heritage Bank (1), Glenwood State Bank (1).
More on Fremont, IA
Fremont County, IA distress report: public-record figures for Fremont, IA; not legal advice for Fremont, IA; not tax or investment advice; verify every Fremont, IA record before acting.