Fremont County, IA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Fremont County, Iowa? DLRadar grades every Fremont County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 13/100. Here is the 2026 Fremont County breakdown.
- Fremont County's most distressed ZIP is 51645 at 13/100.
- 11 ZIP codes tracked in Fremont County, averaging 11/100 distress.
- Fremont County reads peak — home values up 2.5% year over year.
- Vacancy runs 11% across Fremont County's tracked ZIPs, with a 7% poverty rate.
- The typical Fremont County home is worth about $146,756 against a ~$67,979 median income.
- Lending headwind in Fremont County sits at 65/100 — a forward read on distressed supply.
Source data is DLRadar's monthly public-record index. Citation welcome, with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 51645 | 13/100 |
| 2 | 51601 | 12/100 |
| 3 | 51647 | 12/100 |
| 4 | 51653 | 12/100 |
| 5 | 51639 | 10/100 |
| 6 | 51640 | 10/100 |
| 7 | 51648 | 10/100 |
| 8 | 51649 | 10/100 |
| 9 | 51650 | 10/100 |
| 10 | 51652 | 10/100 |
| 11 | 51654 | 10/100 |
Most distressed ZIP codes in Fremont County (composite distress 0-100, 2026)
What is driving Fremont County distress
Fremont County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 11/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
Fremont County market phase and pricing
DLRadar places Fremont County in peak; prices moved up 2.5% over the year. Longer marketing times follow, and with them the sellers worth calling.
See the distressed properties behind the data in Fremont County
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Frequently asked questions
Where is distress highest inside Fremont County, IA?
ZIP 51645 leads Fremont County at 13/100, recomputed monthly from public records.
What stage of the price cycle is Fremont County at?
The market phase for Fremont County is peak, prices rising 2.5% on the year — derived from the FHFA House Price Index path.
Which datasets feed the Fremont County scores?
Public records only: FHFA for prices, CFPB for mortgage performance, the county recorder for filings, FEMA/NFIP for flood, Census ACS for demographics. The 11 Fremont County ZIP codes are scored exactly as every other county is, which is what makes cross-market comparison valid.
How much do distress scores vary between Fremont County ZIP codes?
The county figure is a blend, not a description. Across the Fremont County ZIPs DLRadar ranks, scores run from 13/100 in 51645 down to 10/100 in 51654, against a Fremont County average of 11/100. Those 3 points separate the ZIPs worth working in Fremont County from the rest.
What do Fremont County home values and vacancy say about distressed supply?
The typical Fremont County home carries about $146,756 of value against a median household income near $67,979. Vacancy across Fremont County's tracked ZIPs runs 11% and the poverty rate is 7%. Affordability pressure plus standing vacancy is what moves an owner from behind to selling, which is why it is paired with Fremont County's filings and its 65/100 lending headwind.
Related
Formula-driven readings of public documents. Not investment, legal or financial advice of any kind; figures refresh from the live index each month.