Gallatin County, IL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Gallatin County, IL distress report, 2026: 9 ZIPs scored in Gallatin, IL, Gallatin, IL average 8/100; the top Gallatin, IL ZIP is 62869 at 14/100; Gallatin, IL market phase expansion, Gallatin, IL prices +5.3% year over year.
- Gallatin, IL ranks #2,921 nationally (opportunity index); Gallatin, IL #92 in Illinois; Gallatin, IL index 23.7.
- Gallatin, IL: no CFPB county sample; Gallatin, IL non-metro area reading 1.4%.
- Gallatin, IL ZIP phases: 9 expansion.
- Gallatin, IL residential listings tracked: 0 across 5 ZIPs; Gallatin, IL candidate listings 0.
- Gallatin, IL lenders on watch: 3; largest Gallatin, IL footprint Banterra Bank (1 branch).
- Gallatin, IL most distressed ZIP: 62869 at 14/100.
Gallatin, IL figures: DLRadar distress index; Gallatin, IL inputs: CFPB, FHFA, HUD, FDIC; Gallatin, IL rebuilt as sources refresh.
| Rank | Gallatin, IL ZIP | Score |
|---|---|---|
| 1 | 62869 | 14/100 |
| 2 | 62930 | 14/100 |
| 3 | 62867 | 11/100 |
| 4 | 62934 | 9/100 |
| 5 | 62871 | 6/100 |
| 6 | 62954 | 5/100 |
| 7 | 62979 | 5/100 |
| 8 | 62984 | 5/100 |
| 9 | 62931 | 2/100 |
Most distressed Gallatin, IL ZIPs (0-100, 2026)
Mortgage delinquency around Gallatin, IL
No CFPB county sample covers Gallatin, IL; the non-metro area reading for Gallatin, IL: 1.4% ninety-plus; Gallatin, IL area thirty-to-eighty-nine 2.8% (December 2025, Gallatin, IL); Illinois overall 1.1%.
Opportunity index: Gallatin, IL
Gallatin, IL index 23.7, Gallatin, IL phase weak; Gallatin, IL primary driver vacancy, Gallatin, IL second driver bank institutional. Gallatin, IL components: property stress 16.8, foreclosure pressure 16.8, listing discounts 4.9, bank stress 55.4, insurance 0.0; Gallatin, IL pulse 30.0; Gallatin, IL capital opportunity 14.2; Gallatin, IL seven-day change +0.1%.
ZIP market phases inside Gallatin, IL
9 Gallatin, IL ZIPs carry a price-cycle phase; Gallatin, IL ZIPs by phase (Gallatin, IL), deepest drawdown first: expansion, +5.3% YoY (Gallatin, IL): 62867, 62869, 62871, 62930, Gallatin, IL 62931, 62934, 62954, 62979, Gallatin, IL 62984.
Residential listings by Gallatin, IL ZIP
Gallatin, IL ZIPs with the most tracked Gallatin, IL residential listings: 62871 0 listings, 0 candidates, bank pressure 65; 62934 0 listings, 0 candidates, bank pressure 62; 62954 0 listings, 0 candidates, bank pressure 67; 62979 0 listings, 0 candidates, bank pressure 67 (Gallatin, IL); 62984 0 listings, 0 candidates, bank pressure 67. Gallatin, IL totals: 0 listings; Gallatin, IL candidates 0; active ZIPs 0.
Lenders with branches in Gallatin, IL
Gallatin, IL lenders by branch count: Banterra Bank (Gallatin, IL): stress 83, 1 branch low in Gallatin, IL; Peoples National Bank N A (Gallatin, IL): stress 66, 1 branch low in Gallatin, IL; Legence Bank (Gallatin, IL): stress 51, 1 branch low in Gallatin, IL.
Vacancy and permits, Gallatin, IL
407 of 2,505 Gallatin, IL housing units are vacant.
Work Gallatin, IL at the parcel level
Every Gallatin, IL parcel carries owner and address; every Gallatin, IL parcel carries APN; Gallatin, IL distress scores sit on the Gallatin, IL live board.
Gallatin, IL figures refresh with each source.
Gallatin, IL questions
Most distressed ZIP code in Gallatin County, IL?
ZIP 62869 leads Gallatin, IL at 14/100; next in Gallatin, IL: 62930 at 14/100; the Gallatin, IL average is 8/100.
Where does Gallatin County, IL rank for investment opportunity?
Gallatin, IL is #2,921 among all ranked counties, #92 in Illinois; the Gallatin, IL driver is vacancy; Gallatin, IL moved down 609 places.
How many mortgages are delinquent in Gallatin County, IL?
Gallatin, IL takes the non-metro area reading of 1.4% for December 2025; no CFPB county sample covers Gallatin, IL.
Which banks lend in Gallatin County, IL?
3 watched lenders hold Gallatin, IL branches; the largest Gallatin, IL footprints are Banterra Bank (1), Peoples National Bank N A (1), Legence Bank (1).
More on Gallatin, IL
Gallatin County, IL distress report: public-record figures for Gallatin, IL; not legal advice for Gallatin, IL; not tax or investment advice; verify every Gallatin, IL record before acting.