Garfield County, MT Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Garfield County, MT distress report, 2026: 9 ZIPs scored in Garfield, MT, Garfield, MT average 8/100; the top Garfield, MT ZIP is 59301 at 16/100; Garfield, MT market phase peak, Garfield, MT prices +2.2% year over year.
- Garfield, MT ranks #2,748 nationally (opportunity index); Garfield, MT #51 in Montana; Garfield, MT index 24.7.
- Garfield, MT: no CFPB county sample; Garfield, MT non-metro area reading 0.7%.
- Garfield, MT ZIP phases: 9 peak.
- Garfield, MT residential listings tracked: 0 across 6 ZIPs; Garfield, MT candidate listings 0.
- Garfield, MT lenders on watch: 1; largest Garfield, MT footprint Garfield County Bank (1 branch).
- Garfield, MT most distressed ZIP: 59301 at 16/100.
Garfield, MT figures: DLRadar distress index; Garfield, MT inputs: CFPB, FHFA, HUD, FDIC; Garfield, MT rebuilt as sources refresh.
| Rank | Garfield, MT ZIP | Score |
|---|---|---|
| 1 | 59301 | 16/100 |
| 2 | 59214 | 12/100 |
| 3 | 59223 | 12/100 |
| 4 | 59058 | 6/100 |
| 5 | 59077 | 6/100 |
| 6 | 59312 | 6/100 |
| 7 | 59318 | 6/100 |
| 8 | 59322 | 6/100 |
| 9 | 59337 | 6/100 |
Most distressed Garfield, MT ZIPs (0-100, 2026)
Mortgage delinquency around Garfield, MT
No CFPB county sample covers Garfield, MT; the non-metro area reading for Garfield, MT: 0.7% ninety-plus; Garfield, MT area thirty-to-eighty-nine 2.0% (December 2025, Garfield, MT); Montana overall 0.6%.
Opportunity index: Garfield, MT
Garfield, MT index 24.7, Garfield, MT phase weak; Garfield, MT primary driver vacancy, Garfield, MT second driver bank institutional. Garfield, MT components: property stress 17.5, foreclosure pressure 18.3, listing discounts 7.6, bank stress 49.1, insurance 0.0; Garfield, MT pulse 30.1; Garfield, MT capital opportunity 16.7; Garfield, MT seven-day change -0.6%.
ZIP market phases inside Garfield, MT
9 Garfield, MT ZIPs carry a price-cycle phase; Garfield, MT ZIPs by phase (Garfield, MT), deepest drawdown first: peak, +2.2% YoY (Garfield, MT): 59058, 59077, 59214, 59223, Garfield, MT 59301, 59312, 59318, 59322, Garfield, MT 59337.
Residential listings by Garfield, MT ZIP
Garfield, MT ZIPs with the most tracked Garfield, MT residential listings: 59058 0 listings, 0 candidates, bank pressure 47; 59077 0 listings, 0 candidates, bank pressure 47; 59312 0 listings, 0 candidates, bank pressure 47; 59318 0 listings, 0 candidates, bank pressure 47 (Garfield, MT); 59322 0 listings, 0 candidates, bank pressure 47; 59337 0 listings, 0 candidates, bank pressure 47. Garfield, MT totals: 0 listings; Garfield, MT candidates 0; active ZIPs 0.
Lenders with branches in Garfield, MT
Garfield, MT lenders by branch count: Garfield County Bank (Garfield, MT): stress 47, 1 branch low in Garfield, MT.
Vacancy and permits, Garfield, MT
298 of 730 Garfield, MT housing units are vacant.
Work Garfield, MT at the parcel level
Every Garfield, MT parcel carries owner and address; every Garfield, MT parcel carries APN; Garfield, MT distress scores sit on the Garfield, MT live board.
Garfield, MT figures refresh with each source.
Garfield, MT questions
Most distressed ZIP code in Garfield County, MT?
ZIP 59301 leads Garfield, MT at 16/100; next in Garfield, MT: 59214 at 12/100; the Garfield, MT average is 8/100.
Where does Garfield County, MT rank for investment opportunity?
Garfield, MT is #2,748 among all ranked counties, #51 in Montana; the Garfield, MT driver is vacancy; Garfield, MT moved down 392 places.
How many mortgages are delinquent in Garfield County, MT?
Garfield, MT takes the non-metro area reading of 0.7% for December 2025; no CFPB county sample covers Garfield, MT.
Which banks lend in Garfield County, MT?
1 watched lenders hold Garfield, MT branches; the largest Garfield, MT footprints are Garfield County Bank (1).
More on Garfield, MT
Garfield County, MT distress report: public-record figures for Garfield, MT; not legal advice for Garfield, MT; not tax or investment advice; verify every Garfield, MT record before acting.