Garland County, AR Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Garland County, AR distress report, 2026: 10 ZIPs scored in Garland, AR, Garland, AR average 32/100; the top Garland, AR ZIP is 71901 at 37/100; Garland, AR market phase contraction, Garland, AR prices -1.6% year over year.
- Garland, AR ranks #526 nationally (opportunity index); Garland, AR #34 in Arkansas; Garland, AR index 33.3.
- Garland, AR: no CFPB county sample; Garland, AR non-metro area reading 1.5%.
- Garland, AR ZIP phases: 7 contraction, 3 peak.
- Garland, AR residential listings tracked: 137 across 8 ZIPs; Garland, AR candidate listings 49.
- Garland, AR HUD assisted properties: 11 with 347 units.
- Garland, AR lenders on watch: 8; largest Garland, AR footprint Bank Ozk (7 branches).
- Garland, AR most distressed ZIP: 71901 at 37/100.
Garland, AR figures: DLRadar distress index; Garland, AR inputs: CFPB, FHFA, HUD, FDIC; Garland, AR rebuilt as sources refresh.
| Rank | Garland, AR ZIP | Score |
|---|---|---|
| 1 | 71901 | 37/100 |
| 2 | 71909 | 37/100 |
| 3 | 71949 | 37/100 |
| 4 | 71956 | 37/100 |
| 5 | 71968 | 37/100 |
| 6 | 71913 | 36/100 |
| 7 | 71964 | 36/100 |
| 8 | 72087 | 25/100 |
| 9 | 72104 | 24/100 |
| 10 | 71933 | 18/100 |
Most distressed Garland, AR ZIPs (0-100, 2026)
Mortgage delinquency around Garland, AR
No CFPB county sample covers Garland, AR; the non-metro area reading for Garland, AR: 1.5% ninety-plus; Garland, AR area thirty-to-eighty-nine 3.0% (December 2025, Garland, AR); Arkansas overall 1.3%.
Opportunity index: Garland, AR
Garland, AR index 33.3, Garland, AR phase peak_opportunity; Garland, AR primary driver vacancy, Garland, AR second driver bank institutional. Garland, AR components: property stress 26.2, foreclosure pressure 25.0, listing discounts 36.3, bank stress 51.9, insurance 41.8; Garland, AR pulse 35.9; Garland, AR capital opportunity 29.5; Garland, AR seven-day change +0.3%.
ZIP market phases inside Garland, AR
10 Garland, AR ZIPs carry a price-cycle phase; Garland, AR ZIPs by phase (Garland, AR), deepest drawdown first: contraction, -1.6% YoY, 9.5% off peak (Garland, AR): 71949, 71956, 71968; contraction, -1.5% YoY, 9.4% off peak (Garland, AR): 71901; contraction, -0.8% YoY, 7.7% off peak (Garland, AR): 71964; contraction, -0.6% YoY, 7.3% off peak (Garland, AR): 71913; contraction, -0.5% YoY, 6.8% off peak (Garland, AR): 71909; peak, +1.3% YoY, 3.6% off peak (Garland, AR): 71933; peak, +0.8% YoY, 3.4% off peak (Garland, AR): 72087; peak, +2.5% YoY, 0.3% off peak (Garland, AR): 72104.
Residential listings by Garland, AR ZIP
Garland, AR ZIPs with the most tracked Garland, AR residential listings: 71913 70 listings, 21 candidates, bank pressure 61; 71901 54 listings, 18 candidates, bank pressure 61; 71909 10 listings, 7 candidates, bank pressure 60; 71956 1 listings, 1 candidates, bank pressure 61 (Garland, AR); 71964 1 listings, 1 candidates, bank pressure 61; 71968 1 listings, 1 candidates, bank pressure 61; 71933 0 listings, 0 candidates, bank pressure 61; 71949 0 listings, 0 candidates, bank pressure 61. Garland, AR totals: 137 listings; Garland, AR candidates 49; active ZIPs 0.
HUD assisted housing in Garland, AR
11 assisted properties with 347 units sit in Garland, AR; largest Garland, AR properties: Levi Towers (Hot Springs) 102 units, 101 assisted; Park Place Apartments (Hot Springs) 71 units, 71 assisted; On Our Own, Inc. (Hot Springs) 40 units, 38 assisted in Garland, AR; Central City Apartments, Inc. (Hot Springs) 21 units, 20 assisted; Christopher Homes Of Hot Springs (Hot Springs) 21 units, 20 assisted; Chaucer Street Apartments (Hot Springs) 20 units, 20 assisted.
Lenders with branches in Garland, AR
Garland, AR lenders by branch count: Bank Ozk (Garland, AR): stress 41, 7 branches low in Garland, AR; Arvest Bank (Garland, AR): stress 85, 5 branches low in Garland, AR; Relyance Bank (Garland, AR): stress 54, 4 branches low in Garland, AR; Malvern National Bank (Garland, AR): stress 72, 3 branches low in Garland, AR; Southern Bcorp Bank (Garland, AR): stress 64, 3 branches low in Garland, AR; Simmons Bank (Garland, AR): stress 56, 3 branches low in Garland, AR; First Security Bank (Garland, AR): stress 39, 3 branches low in Garland, AR; Diamond Bank (Garland, AR): stress 67, 2 branches low in Garland, AR.
Vacancy and permits, Garland, AR
9,093 of 52,760 Garland, AR housing units are vacant; Garland, AR permits, twelve months: 224 multifamily units in Garland, AR, 87 one-to-four unit units.
Work Garland, AR at the parcel level
Every Garland, AR parcel carries owner and address; every Garland, AR parcel carries APN; Garland, AR distress scores sit on the Garland, AR live board.
Garland, AR figures refresh with each source.
Garland, AR questions
Most distressed ZIP code in Garland County, AR?
ZIP 71901 leads Garland, AR at 37/100; next in Garland, AR: 71909 at 37/100; the Garland, AR average is 32/100.
Where does Garland County, AR rank for investment opportunity?
Garland, AR is #526 among all ranked counties, #34 in Arkansas; the Garland, AR driver is vacancy; Garland, AR moved up 436 places.
How many mortgages are delinquent in Garland County, AR?
Garland, AR takes the non-metro area reading of 1.5% for December 2025; no CFPB county sample covers Garland, AR.
Which banks lend in Garland County, AR?
8 watched lenders hold Garland, AR branches; the largest Garland, AR footprints are Bank Ozk (7), Arvest Bank (5), Relyance Bank (4).
More on Garland, AR
Garland County, AR distress report: public-record figures for Garland, AR; not legal advice for Garland, AR; not tax or investment advice; verify every Garland, AR record before acting.