Gilliam County, OR Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Gilliam County, Oregon? DLRadar grades every Gilliam County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 18/100. Here is the 2026 Gilliam County breakdown.
- Gilliam County's most distressed ZIP is 97843 at 18/100.
- 4 ZIP codes tracked in Gilliam County, averaging 11/100 distress.
- Gilliam County reads recovery — home values up 2.5% year over year.
- Vacancy runs 17.3% across Gilliam County's tracked ZIPs, with a 9.8% poverty rate.
- The typical Gilliam County home is worth about $228,875 against a ~$67,620 median income.
- Lending headwind in Gilliam County sits at 13/100 — a forward read on distressed supply.
Based on DLRadar's public-record distress index, updated every month. Free to cite with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 97843 | 18/100 |
| 2 | 97830 | 9/100 |
| 3 | 97812 | 8/100 |
| 4 | 97823 | 8/100 |
Most distressed ZIP codes in Gilliam County (composite distress 0-100, 2026)
What is driving Gilliam County distress
Gilliam County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 11/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
Gilliam County market phase and pricing
The cycle in Gilliam County is recovery, with values up 2.5% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
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Questions and answers
What is the hardest-hit ZIP in Gilliam County?
ZIP 97843 leads Gilliam County at 18/100, recomputed monthly from public records.
Which phase does Gilliam County sit in right now?
The market phase for Gilliam County is recovery, prices rising 2.5% on the year — derived from the FHFA House Price Index path.
Where does the Gilliam County data come from?
Every Gilliam County figure traces to a public source — FHFA House Price Index for the recovery trajectory, CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS. The same deterministic model scores all 4 Gilliam County ZIP codes that it runs on every other U.S. county, so Gilliam County's numbers are directly comparable to any other market.
How much do distress scores vary between Gilliam County ZIP codes?
A county average hides the spread. Across the Gilliam County ZIPs DLRadar ranks, scores run from 18/100 in 97843 down to 8/100 in 97823, against a Gilliam County average of 11/100. Those 10 points separate the ZIPs worth working in Gilliam County from the rest.
What do Gilliam County home values and vacancy say about distressed supply?
The typical Gilliam County home carries about $228,875 of value against a median household income near $67,620. Vacancy across Gilliam County's tracked ZIPs runs 17.3% and the poverty rate is 9.8%. Vacancy and strained affordability are the conditions that make arrears become supply, read here against Gilliam County's foreclosure and tax-lien filings and its 13/100 lending headwind.
Related
A deterministic scoring of public filings. Nothing on this page constitutes investment, legal or financial advice. Monthly refresh from the live index.