Gilmer County, WV Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Gilmer County, West Virginia? DLRadar grades every Gilmer County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 23/100. Here is the 2026 Gilmer County breakdown.
- Gilmer County's most distressed ZIP is 26411 at 23/100.
- 16 ZIP codes tracked in Gilmer County, averaging 15/100 distress.
- Gilmer County reads expansion — home values up 8.0% year over year.
- Vacancy runs 26.6% across Gilmer County's tracked ZIPs, with a 18.8% poverty rate.
- The typical Gilmer County home is worth about $103,670 against a ~$49,140 median income.
- Lending headwind in Gilmer County sits at 22/100 — a forward read on distressed supply.
Data: DLRadar public-record property-distress index, refreshed monthly. Free to cite with attribution to DLRadar (dlradar.com) — a link back is appreciated.
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 26411 | 23/100 |
| 2 | 26384 | 18/100 |
| 3 | 26443 | 18/100 |
| 4 | 25267 | 17/100 |
| 5 | 26147 | 17/100 |
| 6 | 26342 | 17/100 |
| 7 | 26351 | 17/100 |
| 8 | 26430 | 17/100 |
| 9 | 26611 | 17/100 |
| 10 | 26638 | 17/100 |
| 11 | 26137 | 16/100 |
| 12 | 26412 | 11/100 |
Most distressed ZIP codes in Gilmer County (composite distress 0-100, 2026)
What is driving Gilmer County distress
The Gilmer County read is assembled from six public feeds — FHFA, CFPB, the county recorder, FEMA, NFIP and Census ACS, producing a 15/100 ZIP average. No proprietary or modelled inputs enter the score.
Gilmer County market phase and pricing
Gilmer County reads expansion — home prices rose 8.0% over the last year. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
See the distressed properties behind the data in Gilmer County
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Common questions
What is the hardest-hit ZIP in Gilmer County?
ZIP 26411 leads Gilmer County at 23/100, recomputed monthly from public records.
What stage of the price cycle is Gilmer County at?
Phase for Gilmer County: expansion, tracking a 8.0% gain year over year, read off the FHFA index.
Where does the Gilmer County data come from?
Public records only: FHFA for prices, CFPB for mortgage performance, the county recorder for filings, FEMA/NFIP for flood, Census ACS for demographics. The 16 Gilmer County ZIP codes are scored exactly as every other county is, which is what makes cross-market comparison valid.
How much do distress scores vary between Gilmer County ZIP codes?
A county average hides the spread. Across the Gilmer County ZIPs DLRadar ranks, scores run from 23/100 in 26411 down to 11/100 in 26412, against a Gilmer County average of 15/100. With 12 points between best and worst, county-level targeting in Gilmer County wastes effort.
What do Gilmer County home values and vacancy say about distressed supply?
The typical Gilmer County home carries about $103,670 of value against a median household income near $49,140. Vacancy across Gilmer County's tracked ZIPs runs 26.6% and the poverty rate is 18.8%. A tight budget and an empty house together turn a missed payment into a sale, so they are scored beside Gilmer County's foreclosure and lien data and its 22/100 lending headwind.
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Produced by fixed formulas over public records — research, not investment, legal or financial advice. The underlying index updates monthly.