Golden Valley County, ND Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Golden Valley County, North Dakota? DLRadar grades every Golden Valley County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 8/100. Here is the 2026 Golden Valley County breakdown.
- Golden Valley County's most distressed ZIP is 58645 at 8/100.
- 4 ZIP codes tracked in Golden Valley County, averaging 5/100 distress.
- Golden Valley County reads peak — home values up 4.2% year over year.
- Vacancy runs 25.7% across Golden Valley County's tracked ZIPs, with a 14.7% poverty rate.
- The typical Golden Valley County home is worth about $155,325 against a ~$79,868 median income.
- Lending headwind in Golden Valley County sits at 17/100 — a forward read on distressed supply.
Source: the DLRadar property-distress index, rebuilt monthly from public records. Cite it freely with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 58645 | 8/100 |
| 2 | 58621 | 5/100 |
| 3 | 58632 | 3/100 |
| 4 | 58654 | 3/100 |
Most distressed ZIP codes in Golden Valley County (composite distress 0-100, 2026)
What is driving Golden Valley County distress
Golden Valley County's placement in the national index rests on public filings — a 5/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.
Golden Valley County market phase and pricing
Golden Valley County currently sits in peak after a 4.2% gain in the past twelve months. Slower absorption is the mechanism that converts price weakness into motivated supply.
See the distressed properties behind the data in Golden Valley County
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Frequently asked
Which Golden Valley County ZIP scores worst for distress?
ZIP 58645 leads Golden Valley County at 8/100, recomputed monthly from public records.
How would you describe the Golden Valley County market phase?
Golden Valley County is classified peak with a 4.2% year-over-year increase, following the FHFA House Price Index.
What is this Golden Valley County analysis built from?
Each Golden Valley County number can be traced back to a federal or county source — FHFA, CFPB, the recorder, FEMA/NFIP and Census ACS. One deterministic model covers all 4 local ZIPs and every other county in the country.
How much do distress scores vary between Golden Valley County ZIP codes?
County-level numbers smooth away the detail that matters. Across the Golden Valley County ZIPs DLRadar ranks, scores run from 8/100 in 58645 down to 3/100 in 58654, against a Golden Valley County average of 5/100. With 5 points between best and worst, county-level targeting in Golden Valley County wastes effort.
What do Golden Valley County home values and vacancy say about distressed supply?
The typical Golden Valley County home carries about $155,325 of value against a median household income near $79,868. Vacancy across Golden Valley County's tracked ZIPs runs 25.7% and the poverty rate is 14.7%. Stretched affordability and standing vacancy are what turn a missed payment into a listing, which is why DLRadar reads them alongside Golden Valley County's foreclosure and tax-lien filings and its 17/100 lending headwind.
Related
Formula-driven readings of public documents. Not investment, legal or financial advice of any kind; figures refresh from the live index each month.