Goochland County, VA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Goochland County, VA distress report, 2026: 15 ZIPs scored in Goochland, VA, Goochland, VA average 14/100; the top Goochland, VA ZIP is 23059 at 20/100; Goochland, VA market phase peak, Goochland, VA prices +3.1% year over year.
- Goochland, VA ranks #2,786 nationally (opportunity index); Goochland, VA #88 in Virginia; Goochland, VA index 24.5.
- Goochland, VA: no CFPB county sample; Goochland, VA metro area reading 1.0%.
- Goochland, VA ZIP phases: 13 peak, 2 expansion.
- Goochland, VA residential listings tracked: 10 across 9 ZIPs; Goochland, VA candidate listings 5.
- Goochland, VA lenders on watch: 2; largest Goochland, VA footprint United Bank (2 branches).
- Goochland, VA most distressed ZIP: 23059 at 20/100.
Goochland, VA figures: DLRadar distress index; Goochland, VA inputs: CFPB, FHFA, HUD, FDIC; Goochland, VA rebuilt as sources refresh.
| Rank | Goochland, VA ZIP | Score |
|---|---|---|
| 1 | 23059 | 20/100 |
| 2 | 23146 | 20/100 |
| 3 | 23233 | 18/100 |
| 4 | 23238 | 14/100 |
| 5 | 23039 | 13/100 |
| 6 | 23063 | 13/100 |
| 7 | 23065 | 13/100 |
| 8 | 23102 | 13/100 |
| 9 | 23103 | 13/100 |
| 10 | 23117 | 13/100 |
| 11 | 23129 | 13/100 |
| 12 | 23153 | 13/100 |
Most distressed Goochland, VA ZIPs (0-100, 2026)
Mortgage delinquency around Goochland, VA
No CFPB county sample covers Goochland, VA; the metro area reading for Goochland, VA (Richmond, VA): 1.0% ninety-plus; Goochland, VA area thirty-to-eighty-nine 1.8% (December 2025, Goochland, VA); Virginia overall 0.8%.
Opportunity index: Goochland, VA
Goochland, VA index 24.5, Goochland, VA phase weak; Goochland, VA primary driver construction, Goochland, VA second driver bank institutional. Goochland, VA components: property stress 10.6, foreclosure pressure 11.1, listing discounts 18.5, bank stress 50.2, insurance 0.0; Goochland, VA pulse 27.8; Goochland, VA capital opportunity 19.5; Goochland, VA seven-day change +0.1%.
ZIP market phases inside Goochland, VA
15 Goochland, VA ZIPs carry a price-cycle phase; Goochland, VA ZIPs by phase (Goochland, VA), deepest drawdown first: peak, +4.1% YoY (Goochland, VA): 23038; peak, +3.1% YoY (Goochland, VA): 23039, 23059, 23063, 23103, Goochland, VA 23129, 23146, 23153, 23233, Goochland, VA 23238; peak, +3.7% YoY (Goochland, VA): 23065; peak, +3.6% YoY (Goochland, VA): 23084; expansion, +5.4% YoY (Goochland, VA): 23093; peak, +3.5% YoY (Goochland, VA): 23102; expansion, +5.2% YoY (Goochland, VA): 23117.
Residential listings by Goochland, VA ZIP
Goochland, VA ZIPs with the most tracked Goochland, VA residential listings: 23238 5 listings, 2 candidates, bank pressure 55; 23038 2 listings, 2 candidates, bank pressure 55; 23065 2 listings, 1 candidates, bank pressure 59; 23103 1 listings, 0 candidates, bank pressure 56 (Goochland, VA); 23039 0 listings, 0 candidates, bank pressure 56; 23063 0 listings, 0 candidates, bank pressure 56; 23102 0 listings, 0 candidates, bank pressure 56; 23129 0 listings, 0 candidates, bank pressure 56. Goochland, VA totals: 10 listings; Goochland, VA candidates 5; active ZIPs 4.
Lenders with branches in Goochland, VA
Goochland, VA lenders by branch count: United Bank (Goochland, VA): stress 36, 2 branches low in Goochland, VA; Citizens&Farmers Bank (Goochland, VA): stress 59, 1 branch moderate in Goochland, VA.
Vacancy and permits, Goochland, VA
866 of 11,208 Goochland, VA housing units are vacant; Goochland, VA permits, twelve months: 0 multifamily units in Goochland, VA, 187 one-to-four unit units.
Work Goochland, VA at the parcel level
Every Goochland, VA parcel carries owner and address; every Goochland, VA parcel carries APN; Goochland, VA distress scores sit on the Goochland, VA live board.
Goochland, VA figures refresh with each source.
Goochland, VA questions
Most distressed ZIP code in Goochland County, VA?
ZIP 23059 leads Goochland, VA at 20/100; next in Goochland, VA: 23146 at 20/100; the Goochland, VA average is 14/100.
Where does Goochland County, VA rank for investment opportunity?
Goochland, VA is #2,786 among all ranked counties, #88 in Virginia; the Goochland, VA driver is construction; Goochland, VA moved down 53 places.
How many mortgages are delinquent in Goochland County, VA?
Goochland, VA takes the metro area reading of 1.0% for December 2025; no CFPB county sample covers Goochland, VA.
Which banks lend in Goochland County, VA?
2 watched lenders hold Goochland, VA branches; the largest Goochland, VA footprints are United Bank (2), Citizens&Farmers Bank (1).
More on Goochland, VA
Goochland County, VA distress report: public-record figures for Goochland, VA; not legal advice for Goochland, VA; not tax or investment advice; verify every Goochland, VA record before acting.