Gooding County, ID Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Gooding County, Idaho? DLRadar grades every Gooding County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 18/100. Here is the 2026 Gooding County breakdown.
- Gooding County's most distressed ZIP is 83316 at 18/100.
- 6 ZIP codes tracked in Gooding County, averaging 12/100 distress.
- Gooding County reads peak — home values up 1.5% year over year.
- Vacancy runs 11.3% across Gooding County's tracked ZIPs, with a 13.1% poverty rate.
- The typical Gooding County home is worth about $275,800 against a ~$65,673 median income.
- Lending headwind in Gooding County sits at 42/100 — a forward read on distressed supply.
Compiled from the DLRadar property-distress index and refreshed monthly. Cite with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 83316 | 18/100 |
| 2 | 83332 | 16/100 |
| 3 | 83314 | 11/100 |
| 4 | 83330 | 11/100 |
| 5 | 83355 | 11/100 |
| 6 | 83338 | 5/100 |
Most distressed ZIP codes in Gooding County (composite distress 0-100, 2026)
What is driving Gooding County distress
Gooding County's placement in the national index rests on public filings — a 12/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.
Gooding County market phase and pricing
The cycle in Gooding County is peak, with values up 1.5% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
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Common questions
What is the most distressed ZIP code in Gooding County, ID?
ZIP 83316 leads Gooding County at 18/100, recomputed monthly from public records.
Which phase does Gooding County sit in right now?
Gooding County reads peak, with home prices up 1.5% year over year. Phase comes from FHFA House Price Index trajectory.
What is this Gooding County analysis built from?
Gooding County draws on FHFA (peak trajectory), CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS — every one a public source. The scoring model does not change between counties, so these 6 ZIPs are comparable to anywhere else.
How much do distress scores vary between Gooding County ZIP codes?
A county average hides the spread. Across the Gooding County ZIPs DLRadar ranks, scores run from 18/100 in 83316 down to 5/100 in 83338, against a Gooding County average of 12/100. A spread of 13 points means Gooding County has to be worked ZIP by ZIP.
What do Gooding County home values and vacancy say about distressed supply?
The typical Gooding County home carries about $275,800 of value against a median household income near $65,673. Vacancy across Gooding County's tracked ZIPs runs 11.3% and the poverty rate is 13.1%. When budgets are stretched and homes sit vacant, arrears become listings — the reason these sit alongside Gooding County's foreclosure and tax-lien record and its 42/100 lending headwind.
Related
This is a deterministic read of public filings, not advice of any kind — investment, legal or financial. The underlying index updates each month.