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Grand County, CO Distress Report: Foreclosure, Tax Liens & ZIPs (2026)

Where is distress concentrating in Grand County, Colorado? DLRadar grades every Grand County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 16/100. Here is the 2026 Grand County breakdown.

  • Grand County's most distressed ZIP is 80423 at 16/100.
  • 10 ZIP codes tracked in Grand County, averaging 12/100 distress.
  • Grand County reads peak — home values up 2.2% year over year.
  • Vacancy runs 49.2% across Grand County's tracked ZIPs, with a 12.9% poverty rate.
  • The typical Grand County home is worth about $663,330 against a ~$93,316 median income.
  • Lending headwind in Grand County sits at 41/100 — a forward read on distressed supply.

All figures come from the monthly DLRadar distress index built on public records. Attribution to DLRadar (dlradar.com) appreciated.

RankZIPComposite distress
18042316/100
28049816/100
38044211/100
48044611/100
58044711/100
68045111/100
78045911/100
88046811/100
98047811/100
108048211/100

Most distressed ZIP codes in Grand County (composite distress 0-100, 2026)

What is driving Grand County distress

The Grand County read is assembled from six public feeds — FHFA, CFPB, the county recorder, FEMA, NFIP and Census ACS, producing a 12/100 ZIP average. No proprietary or modelled inputs enter the score.

Grand County market phase and pricing

Grand County currently sits in peak after a 2.2% gain in the past twelve months. Slower absorption is the mechanism that converts price weakness into motivated supply.

See the distressed properties behind the data in Grand County

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Questions and answers

Which part of Grand County, CO scores highest for distress?

ZIP 80423 leads Grand County at 16/100, recomputed monthly from public records.

Is Grand County expanding or contracting?

FHFA price-index movement places Grand County in peak; prices are up 2.2% over twelve months.

What are the sources behind these Grand County numbers?

Every Grand County figure traces to a public source — FHFA House Price Index for the peak trajectory, CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS. The same deterministic model scores all 10 Grand County ZIP codes that it runs on every other U.S. county, so Grand County's numbers are directly comparable to any other market.

How much do distress scores vary between Grand County ZIP codes?

One county number flattens a wide range. Across the Grand County ZIPs DLRadar ranks, scores run from 16/100 in 80423 down to 11/100 in 80482, against a Grand County average of 12/100. The 5-point range is the argument for ZIP-level search across Grand County.

What do Grand County home values and vacancy say about distressed supply?

The typical Grand County home carries about $663,330 of value against a median household income near $93,316. Vacancy across Grand County's tracked ZIPs runs 49.2% and the poverty rate is 12.9%. Vacancy and strained affordability are the conditions that make arrears become supply, read here against Grand County's foreclosure and tax-lien filings and its 41/100 lending headwind.

Related

Scores here are computed from public records by fixed formulas. Nothing on this page is investment, legal or financial advice; the index refreshes monthly.

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